1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Paragon Finance Ltd

Paragon Finance Ltd

BBSE:PARAGONF
51.20
INR
+3.20
(+6.67%)
2.02EPS
25.28P/E
216.62MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
11.99
11.54
8.68
11.48
11.78
9.31
10.36
5.17
5.97
3.66
3.27
4.63
3.25
3.13
Basic EPS, GAAP
1.48
1.52
1.13
4.16
4.88
2.61
3.71
0.7
1.6
-0.31
2.02
0.74
-2.62
2.02
Free Cash Flow per Basic Share
6.35
14.39
8.45
-5.64
9.19
1.2
-1.87
10.68
4.34
11.62
-12.76
2.88
-6.44
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
40.5
42.03
43.16
47.32
55.32
56.94
58.22
61
63.63
62.77
70.03
70.99
67.36
- -
Tangible Book Value per Share
40.5
42.03
43.16
47.32
55.32
56.94
58.22
61
63.63
62.77
70.03
70.99
67.36
- -
Basic Weighted Avg Shares
4
4
4
4
4
4
4
4
4
4
4
4
4
4
Sales/Revenue/Turnover
51
49
37
49
50
40
44
22
25
16
14
20
14
13
Operating Margin (%)
49.11
41.05
12.44
29.55
49.08
45.63
55.61
12.65
26.82
-14.7
54.82
21.47
-87.54
-74.98
Depreciation Expense
2
3
2
2
1
1
1
1
1
1
1
- -
2
2
Net Income, GAAP
6
6
5
18
21
11
16
3
7
-1
9
3
-11
9
Effective Tax Rate (%)
26.33
23.29
18.41
24
20.06
38.27
20.44
17.66
23.43
- -
17.58
41.4
- -
36.85
Profit Margin (%)
12.31
13.21
13.06
36.23
41.41
28.01
35.8
13.51
26.77
-8.36
61.76
15.98
-80.57
64.45
Working Capital
186
166
144
136
172
195
218
243
230
87
140
132
134
- -
LT Debt
158
90
64
66
- -
- -
- -
7
7
15
7
7
14
- -
Total Equity
172
179
183
201
235
242
247
259
270
267
298
302
286
- -
Return on Invested Capital (%)
1.69
1.86
1.59
5.63
7.24
4.27
5.77
0.92
2.26
- -
2.16
0.9
- -
- -
Return on Capital (%)
5.72
5.89
4.54
6.36
7.6
4.36
5.97
1.09
2.44
- -
2.82
1
- -
- -
Return on Common Equity (%)
3.71
3.69
2.66
9.19
9.51
4.65
6.44
1.17
2.57
-0.48
3.04
1.05
-3.78
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
14
- -
LT Borrowings
- -
14
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
212
229
217

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
175
- -
Cash, Cash Equivalents & STI
- -
10
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
41
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
14
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.73%
2.16%
-5.12%
Free Cash Flow
-199.17%
-109.65%
-324.02%
Net Income, GAAP
-106.91%
-253.54%
-453.46%
Sales/Revenue/Turnover
-4.7%
-4.41%
-29.9%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4
4
3
4
20
2026
3
3
3
4
14
2027
3
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
2.37
1
-0.71
-1.92
0.74
2026
3.29
1.32
4.24
-11.47
-2.62
2027
7.92
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Sanjay Kumar Gupta
Full Time Employees
6
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Sikkim House Kolkata WB India 700071
IPO Date
Sep 25, 1995
Website
paragonfinance.in
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Paragon Finance Limited (PARAGONF.BO) is a non-banking financial company (NBFC) registered with the Reserve Bank of India that provides loans against hypothecation of vehicles and makes investments in shares and securities. The company offers lending services to business concerns, individuals, and group entities, including inter-corporate loans; it also deploys funds in mutual funds and other financial instruments, with a significant portion of its assets under management comprising loans to group companies. Incorporated on July 21, 1986, and headquartered in Kolkata, West Bengal, India, Paragon Finance operates primarily within the Indian market, focusing on the consumer finance and investment segments. In recent developments, the company's promoters initiated a process in 2024 to sell their stake, culminating in an open offer to public shareholders announced on July 25, 2024, for up to 26% of voting share capital, alongside receipt of a no-objection certificate from the Reserve Bank of India for the stake transfer. Paragon Finance has been gradually reducing disbursements in its vehicle financing operations with intentions to discontinue them, leading to a decline in assets under management as of March 2024. Financial results for the quarter ended September 30, 2025, showed standalone net sales of Rs 1.51 crore, up 42.9% year-over-year, though the company reported challenges with declining revenues in prior quarters amid the strategic shift.