1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Piramal Finance Limited

Piramal Finance Limited

1,956.05
INR
-60.90
(-3.02%)
72.23EPS
29.97P/E
491.00BMarket Cap
Mar 03Next Earn
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
202.23
288.11
291.23
379.88
457.8
512.51
Basic EPS, GAAP
23.95
-328.14
-87.57
21.52
66.4
72.47
Free Cash Flow per Basic Share
381.94
237.54
-296.31
-372.09
-706.67
- -
Dividend per Share
- -
- -
- -
9.98
11.01
- -
Book Value per Share
9.84
6.55
6.6
1,201.29
1,245.49
- -
Tangible Book Value per Share
5.23
6.45
6.51
1,189.83
1,233.97
- -
Basic Weighted Avg Shares
226
226
226
226
227
226
Sales/Revenue/Turnover
45,614
64,986
65,688
85,684
103,710
115,739
Operating Margin (%)
14.88
21.95
13.54
17.45
3.91
14.12
Depreciation Expense
524
1,001
1,524
2,137
9,028
8,040
Net Income, GAAP
5,402
-74,014
-19,753
4,855
15,043
16,366
Effective Tax Rate (%)
25.84
- -
- -
24.72
- -
- -
Profit Margin (%)
11.84
-113.89
-30.07
5.67
14.51
14.14
Working Capital
318
531
270
38,998
148,322
- -
LT Debt
3,693
3,180
3,406
438,260
637,700
- -
Total Equity
2,219
1,478
1,489
270,959
281,915
- -
Return on Invested Capital (%)
- -
- -
- -
0.32
- -
- -
Return on Capital (%)
- -
- -
- -
1.13
- -
- -
Return on Common Equity (%)
- -
-4,004.12
-1,331.24
3.56
5.45
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
162,192
- -
LT Borrowings
- -
637,700
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
226
226
226
Market Capitalization
370,861
413,917
491,004

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
330,919
- -
Cash, Cash Equivalents & STI
- -
77,382
- -
Accounts Receivable, Net
- -
130
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
182,597
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
162,192
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
4.04%
Free Cash Flow
- -
- -
90.74%
Net Income, GAAP
- -
- -
209.88%
Sales/Revenue/Turnover
- -
- -
21.04%
Total Cash Common Dividend
- -
- -
10.77%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
15,888
- -
22,983
23,981
85,684
2026
25,106
- -
28,574
29,915
103,710
2027
32,145
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.3
- -
1.71
4.54
21.52
2026
12.25
- -
17.69
22.14
66.4
2027
20.38
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
9.98
2026
- -
- -
- -
- -
11.01
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Jairam Sridharan
Full Time Employees
18,000
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Amiti Building Mumbai MA India 400070
IPO Date
Nov 7, 2025
Website
piramalfinance.com
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Piramal Finance Limited is a non-banking financial company that provides retail and wholesale lending solutions, with core offerings spanning home loans, loans against property, business loans, personal loans, secured business loans, used car loans, loans against securities; and related insurance services. Founded in 1984 and headquartered in Mumbai, India, the company serves individual customers, self-employed borrowers, small and medium enterprises, and other credit customers across India through a diversified financial services platform. Its business has evolved from housing finance into a broader credit franchise, and it operates within the consumer finance and commercial lending segments. The company is part of the Piramal group and, following the merger of Piramal Enterprises Limited into Piramal Finance, now serves as the listed financial services vehicle of the group. Piramal Finance has undergone several major strategic and operational changes in the last 1-2 years, including a name change from Piramal Capital & Housing Finance Limited to Piramal Finance Limited effective March 22, 2025; a regulatory transition from housing finance company status to NBFC-Investment and Credit Company classification; and the completion of the PEL-PFL merger approved by the NCLT in September 2025. The company also expanded its lending footprint through a co-lending partnership with ICICI Bank, monetized its Shriram Life Insurance stake for ₹600 crore, and announced a series of large funding initiatives, including a ₹3,850 crore capital raise backed by QIP participation and promoter warrants, USD 400 million in ECB financing, and USD 350 million from IFC and ADB. In addition, Piramal Finance crossed ₹1 lakh crore in AUM in 2026, while also pursuing further balance sheet and subsidiary consolidation actions and receiving multiple rating upgrades from leading agencies.