1. India Stocks

  2. •

    Finance

  3. •

    Financial conglomerates
Qgo Finance Ltd.

Qgo Finance Ltd.

BBSE:QGO
40.00
INR
-1.33
(-3.22%)
5.16EPS
8.52P/E
305.85MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
2.35
1.68
1.1
1.15
1.2
2.14
5.17
7.45
12.05
16.6
20.22
23.59
26.16
28.41
Basic EPS, GAAP
0.78
0.18
-0.44
- -
0.08
0.06
0.84
0.92
1.87
2.53
3.82
4.41
4.85
5.16
Free Cash Flow per Basic Share
1.91
-0.97
1.17
-0.14
0.02
-5.33
0.43
-0.28
0.66
2.03
-2.73
6.68
-3.15
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
0.2
0.4
0.5
0.6
0.6
- -
Book Value per Share
13.36
13.54
13.1
13.1
13.22
12.43
13.59
14.91
16.67
18.85
22.21
26.05
30.41
- -
Tangible Book Value per Share
13.36
13.54
13.1
13.1
13.22
12.43
13.59
14.91
16.67
18.85
22.21
26.05
30.4
- -
Basic Weighted Avg Shares
3
3
3
3
3
7
7
7
7
7
7
7
7
7
Sales/Revenue/Turnover
6
6
4
4
4
15
36
52
84
116
140
164
182
197
Operating Margin (%)
47.12
37.61
-25.15
15.27
14.07
32.45
20.55
17.87
21.87
20.43
86.86
85.3
83.63
24.07
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
1
2
2
3
3
3
Net Income, GAAP
2
1
-1
- -
- -
- -
6
6
13
18
27
31
34
36
Effective Tax Rate (%)
23.06
64.97
- -
101.31
55.58
78.62
22
30.82
27.69
25.79
21.15
23.67
24.87
25.5
Profit Margin (%)
33.18
10.74
-39.55
-0.2
6.3
2.75
16.2
12.34
15.55
15.24
18.9
18.69
18.54
18.16
Working Capital
44
45
43
44
44
165
288
433
667
818
951
1,029
1,206
- -
LT Debt
- -
- -
- -
- -
- -
78
193
328
554
690
796
864
1,010
- -
Total Equity
45
45
44
44
44
86
94
104
116
131
154
181
211
- -
Return on Invested Capital (%)
- -
1.27
- -
-0.02
0.59
0.38
2.54
1.79
2.36
2.34
10.85
10.56
9.83
- -
Return on Capital (%)
- -
1.5
- -
-0.02
0.58
0.39
2.59
1.79
2.36
2.35
10.88
10.64
9.96
- -
Return on Common Equity (%)
- -
1.31
-3.27
-0.02
0.58
0.63
6.44
6.48
11.87
14.26
18.6
18.28
17.18
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
25
- -
LT Borrowings
- -
1,010
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
317
259
306

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
1,246
- -
Cash, Cash Equivalents & STI
- -
44
- -
Accounts Receivable, Net
- -
12
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
40
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
25
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.17%
15.35%
16.76%
Free Cash Flow
-6,250.19%
-171.46%
-147.22%
Net Income, GAAP
-190.27%
42.88%
10%
Sales/Revenue/Turnover
61.19%
29.65%
10.91%
Total Cash Common Dividend
- -
- -
0.02%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
41
42
41
40
164
2026
42
45
45
50
182
2027
58
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.25
1.1
0.96
1.1
4.41
2026
1.12
1.21
1.16
1.37
4.85
2027
1.42
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.15
0.15
- -
- -
0.6
2026
- -
- -
- -
- -
0.6
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Rachana Abhishek Singi
Full Time Employees
13
Sector
Finance
Industry
Financial conglomerates
Address
A-514, TTC Industrial Area Mumbai MA India 400701
IPO Date
Sep 16, 2014
Website
qgofinance.com
Similar Companies
Strategy Inc (NASDAQ:MSTR)
BitMine Immersion Technologies, Inc. (NYSE:BMNR)
Strive, Inc. (NASDAQ:ASST)
Hyperliquid Strategies Inc (NASDAQ:PURR)
Stablecoin Development Corporation (AMEX:SDEV)
Jio Financial Services Limited (NSE:JIOFIN)
Business
QGO Finance Limited QGO Finance Limited (BSE: QGO.BO), a non-banking financial company registered with the Reserve Bank of India, provides a range of lending products and financial services targeting India's MSME and real estate sectors without accepting public deposits; its core offerings include business loans for SMEs in secured and unsecured formats ranging from ₹5 lakh to ₹50 lakh at approximately 18% interest, retail loans up to ₹25 lakh for salaried employees covering purposes such as travel, marriage, education, consumer durables, electronics, and household needs, project loans from ₹100 lakh to ₹1,000 lakh for construction financing particularly in the Mumbai Metropolitan Region and peripheral Tier-1 satellite cities, loans against property from ₹15 lakh to ₹100 lakh at 17-18% interest, gold loans, flexi gold loans, co-operative housing society loans, and mortgage services, alongside consultancy and advisory services in project financing with streamlined processes, minimal paperwork, quick disbursals, and dedicated relationship managers. Founded in 1993 as Parnami Credits Limited and renamed QGO Finance Limited in December 2018 to reflect its quick loan services, the company is headquartered at A-514, TTC Industrial Area, 3rd Floor, Navi Mumbai, Maharashtra 400701, India, with approximately 9 employees and listings on the Bombay Stock Exchange since 2013 following its initial IPO in 1996. It serves clients including Devika Builders & Developers, Omkar Heights, Sagarika CHS, Meenakshi CHSL, Dolphin Enterprises, and others in real estate and MSME segments primarily across India. In recent developments, QGO Finance maintains an active capital-raising strategy through multiple private placements of non-convertible debentures, including allotments of 100 and 200 unsecured NCDs in early 2025, approvals for secured and unsecured issuances in March, February, and August 2025 board meetings, revisions to existing NCD terms for early redemption, and NCD certificate splits; it also declares quarterly interim dividends of ₹0.15 (1.5%) per ₹10 share for periods ending September 2024, December 2024, and March 2025, alongside routine financial reporting and compliance updates. Under leadership including CEO Rachana Singi, CFO Alok Pathak, and Chairman Rear Admiral Vineet Bakhshi (Retired), the firm emphasizes ethical operations, technology-driven analysis, and growth while balancing stakeholder needs.