Repco Home Finance Ltd.
312.75
INR
-13.60
(-4.17%)
ISIN
INE612J01015
Return %
Stock
S&P 500
1Y
-23.15
14.20
3Y
-24.98
81.12
5Y
6.38
68.34
Capital Structure
INR
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in mil. unless spec.Working Capital
INR
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in mil. unless spec.Growth Rates
INR
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in mil. unless spec.Quarterly Revenue
INR
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in mil. unless spec.Quarterly Earnings Per Share
INR
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in mil. unless spec.Quarterly Dividends Per Share
INR
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in mil. unless spec.Company Description
- CEO
- Thangappan Karunakaran
- Full Time Employees
- 1,593
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Alexander Square Chennai TN India 600032
- IPO Date
- Apr 1, 2013
- Website
- repcohome.com
- Similar Companies
- Business
- Repco Home Finance Limited operates as a non-banking financial company (NBFC) primarily engaged in providing home finance solutions across India. The company offers a diverse range of housing loan products including Dream Home Loan, Composite Loan, Repco Green Home Loan, Repco Easy Home Loan, Repco Advantage Loan, Home Makeover Loan, Repco Home 25, Plot Loan, NRI Housing Loan, Prosperity Loan, New Horizon Loan, and Commercial Real Estate (CRE) Loan. It also extends loans against property such as Prosperity Loan, New Horizon Loan, and Commercial Real Estate Loan, catering to individuals looking for construction, purchase, repair, renovation, or extension of homes and commercial properties. The company operates through a widespread network of branches and satellite centers across multiple states in India, with ongoing expansion into new regions like Madhya Pradesh and Jharkhand. Founded as a subsidiary of Repco Bank in 2000, the company is headquartered in Chennai, India. Recent developments include strategic branch network expansion with conversions of satellite centers to branches and new branch openings, increasing its reach to a total of over 125 branches and more than 30 satellite centers across 12 states and one Union Territory as of the latest fiscal year. Repco Home Finance has strengthened its resource mobilization by increasing issuance of Secured Redeemable Non-Convertible Debentures (SRNCDs) and Commercial Papers (CPs), reflecting a strategic shift to diversify funding sources beyond bank borrowings. It has also enhanced its collections infrastructure with specialized teams and tele-calling units focused on managing non-performing assets and improving credit quality. The company maintains a comfortable capital adequacy ratio above 20%, supports financial inclusion by targeting economically weaker sections and low-income groups, and continues product innovation with loans tailored for niche segments such as green homes and senior citizens (Fifty Plus Loan). Profitability has improved with better asset quality and reduced credit costs, while operational scale and geographic diversification steadily grow to support sustainable business expansion. In summary, Repco Home Finance Limited offers comprehensive home and property loan products with a pan-India footprint, robust capital and funding strategies, targeted financial inclusion initiatives, and ongoing operational and geographic expansion aligning with its vision to be a leading housing finance provider in India.