- CEO
- Vatsal Minesh Doshi
- Full Time Employees
- 183
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- 3, Kamat Industrial Estate Mumbai MA India 400025
- IPO Date
- Feb 2, 1995
- Business
- Shalibhadra Finance Limited is a BSE-listed Non-Banking Financial Company (NBFC) primarily engaged in asset financing in rural, semi-urban, and underbanked regions of Gujarat, Maharashtra, and Madhya Pradesh, India. The company offers a comprehensive range of customized retail financial products including loans for new and used two-wheelers; used three- and four-wheelers; auto rickshaws; and consumer durables. It also caters to small ticket asset financing and retail loans for vehicles and consumer goods, serving an active customer base exceeding 100,000 through a network of over 50 branches.
Founded in 1992 and headquartered in Mumbai, Shalibhadra Finance focuses on catering to the financing needs of rural and semi-urban populations, aiming to provide simple, speedy small-cap asset loans with high yields. The company operates with an asset under management of around Rs. 130 crore. Recent developments include expansion of its branch network primarily in Madhya Pradesh and continuation of strategic efforts to deepen its market presence in underserved geographies. It has reported steady profit growth with significant improvements in operating and net profit margins in the last fiscal year. The company also emphasizes digital service platforms, including web applications for GST returns to enhance customer convenience.
Shalibhadra Finance has maintained steady operational growth with a focus on increasing its lending portfolio in used and new vehicle financing and consumer durables while preserving asset quality. It has shown strategic resilience with increased cash flows from investing activities and a conservative debt-to-equity ratio, reflecting disciplined financial management. The company remains committed to expanding its footprint and product offerings tailored to rural and semi-urban markets, positioning itself as a key player in the regional NBFC sector.
Overall, Shalibhadra Finance Limited operates in the finance and investment services industry, focusing on asset-backed lending products for retail customers in specific Indian states, with continued geographic and product expansion supported by sound financial performance and operational enhancements in recent years.
This captures the company’s main products, services, geographic focus, founding details, latest changes including branch expansion and financial performance for 2024-2025, and its positioning within the NBFC sector in India.