1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Sakthi Finance Limited

Sakthi Finance Limited

BBSE:SAKTHIFIN
26.00
INR
+1.16
(+4.67%)
2.68EPS
10.58P/E
1.83BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
26.37
29.36
33.61
32.33
32.47
32.58
32.74
26.03
27.38
29.33
31.43
32.66
30.66
31.62
Basic EPS, GAAP
2.6
2.93
2.25
3.1
2.12
1.58
2.2
1.43
1.47
1.93
2.43
2.57
2.67
2.68
Free Cash Flow per Basic Share
-4.81
12.9
-23.84
-5.33
18.4
-3.6
-26.95
0.77
-0.18
-0.85
-4.89
2.52
15.82
- -
Dividend per Share
1.4
1.17
1.7
1.46
1.47
1.21
1.19
0.6
0.6
0.6
0.7
0.8
0.8
- -
Book Value per Share
28.59
30.33
29.07
30.66
29.15
29.07
28.82
29.67
30.59
31.97
33.75
35.47
37.3
- -
Tangible Book Value per Share
27.95
29.67
27.92
29.74
28.7
28.69
28.62
29.38
30.31
31.73
33.39
34.87
35.53
- -
Basic Weighted Avg Shares
50
50
50
50
50
50
51
65
65
65
65
65
65
65
Sales/Revenue/Turnover
1,318
1,468
1,680
1,616
1,624
1,629
1,662
1,684
1,772
1,898
2,033
2,113
1,984
2,043
Operating Margin (%)
74.58
76.26
74.75
15.63
13.8
10.16
11.13
11.13
11.46
13.4
12.71
13.11
5.83
8.17
Depreciation Expense
25
24
29
32
33
44
47
42
49
55
59
59
64
70
Net Income, GAAP
142
158
125
168
119
96
112
93
95
125
157
167
172
173
Effective Tax Rate (%)
37.87
25.57
38.6
20.65
35.67
30.58
20.21
26.38
26.33
28.03
26.88
28.63
26.29
25.13
Profit Margin (%)
10.74
10.8
7.45
10.37
7.35
5.88
6.73
5.5
5.37
6.58
7.72
7.88
8.69
8.47
Working Capital
2,405
4,010
5,120
6,593
1,059
777
1,013
1,632
1,362
1,638
2,359
3,456
3,754
- -
LT Debt
1,638
3,299
4,425
5,123
4,136
3,621
1,786
2,679
5,746
6,004
6,611
6,840
7,259
- -
Total Equity
1,429
1,516
1,559
1,638
1,571
1,604
1,865
1,920
1,979
2,069
2,184
2,295
2,413
- -
Return on Invested Capital (%)
1.63
1.88
1.26
1.89
1.3
0.97
1.26
1.16
0.81
0.98
1.13
1.24
0.88
- -
Return on Capital (%)
8.26
10.18
8.12
10.35
1.36
1.08
1.39
1.3
1.02
1.03
1.22
1.35
1.47
- -
Return on Common Equity (%)
9.22
9.94
7.59
10.37
7.08
5.44
6.74
4.89
4.88
6.17
7.39
7.44
7.33
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
2,237
- -
LT Borrowings
- -
7,259
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
65
65
65
Market Capitalization
2,556
1,443
1,834

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
6,853
- -
Cash, Cash Equivalents & STI
- -
1,797
- -
Accounts Receivable, Net
- -
3
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
3,098
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
2,237
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.57%
4.68%
5.15%
Free Cash Flow
102.44%
222.11%
527.63%
Net Income, GAAP
5.42%
13.88%
3.59%
Sales/Revenue/Turnover
1.76%
3.45%
-6.12%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
530
541
545
524
2,113
2026
537
527
545
476
1,984
2027
495
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.6
0.55
0.71
0.71
2.57
2026
0.64
0.58
0.58
0.87
2.67
2027
0.65
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.8
2026
- -
- -
- -
- -
0.8
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Balasubramaniam Mahalingam
Full Time Employees
659
Sector
Finance
Industry
Finance/Rental/Leasing
Address
62, Dr. Nanjappa Road Coimbatore TN India 641018
IPO Date
Aug 6, 2010
Website
sakthifinance.com
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Sakthi Finance Limited, a leading non-banking financial company in South India, specializes in hire purchase financing for used commercial vehicles and construction equipment. The company offers core products including vehicle loans for refinancing commercial vehicles; construction equipment financing; fixed deposits and cumulative deposit schemes through its authorized distributor Sakthi Financial Services, with interest rates up to 9.25% for terms ranging from 15 to 60 months; secured, redeemable non-convertible debentures (NCDs) issued publicly in multiple tranches; and subordinated bonds as fixed-income instruments. Founded in 1955 as Pollachi Credit Society Private Limited and converted to Sakthi Finance Limited in 1967, it maintains its registered office at 62 Dr. Nanjappa Road, Coimbatore, Tamil Nadu, with over 50 branches across Andhra Pradesh, Karnataka, Kerala, Tamil Nadu, and Telangana, targeting small fleet operators and individual vehicle owners in these regions. In recent developments, Sakthi Finance approves a public issue of secured, redeemable NCDs up to Rs. 30,000 lakhs in May 2025 and allots 10,00,000 NCDs aggregating Rs. 10,000 lakhs; increases authorized share capital from Rs. 130 crores to Rs. 150 crores in 2025 with alterations to its memorandum and articles; launches NCD public issues in July 2025 and February 2025; appoints Sri K V Ramachandran as an independent director for five years effective July 2025 and designates its COO as a key managerial personnel in April 2025; recommends an equity dividend of Rs. 0.80 per share in May 2025; and plans fundraising through NCDs and other debt securities up to Rs. 250 crores on private placement basis. As part of the Sakthi Group and classified as an NBFC-Investment and Credit Company by the Reserve Bank of India, it sustains operations through stable collections of Rs. 60-65 crores monthly, leveraging its six-decade legacy in the niche used vehicle financing segment.