1. India Stocks

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    Finance/Rental/Leasing
SBFC Finance Limited

SBFC Finance Limited

80.17
INR
-1.28
(-1.57%)
4.25EPS
21.10P/E
100.69BMarket Cap
Oct 24Next Earn
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
2.18
2.83
3.85
5.98
9.27
11.49
14.99
15.92
Basic EPS, GAAP
0.33
0.8
0.61
1.41
2.35
3.2
4.13
4.31
Free Cash Flow per Basic Share
-3.65
-2.72
-7.81
-11.77
-11.55
-13.25
-17.45
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
9.56
11.37
12.15
16.3
25.92
29.4
33.69
- -
Tangible Book Value per Share
7.09
8.9
9.66
13.82
23.46
26.96
31.28
- -
Basic Weighted Avg Shares
1,064
1,064
1,064
1,064
1,011
1,077
1,093
1,094
Sales/Revenue/Turnover
2,320
3,015
4,098
6,365
9,370
12,373
16,382
17,420
Operating Margin (%)
-31.91
-9.35
11.3
25.08
32.2
44.98
48.25
43.43
Depreciation Expense
82
95
118
127
134
168
201
199
Net Income, GAAP
355
850
645
1,497
2,371
3,452
4,508
4,718
Effective Tax Rate (%)
39.44
25.47
25.58
25.64
25
24.72
25.31
25.32
Profit Margin (%)
15.3
28.19
15.75
23.52
25.31
27.9
27.52
27.08
Working Capital
1,563
8,264
8,091
1,291
11,559
13,896
19,829
- -
LT Debt
22,906
20,738
22,335
26,115
25,715
35,415
49,057
- -
Total Equity
10,125
12,051
12,872
17,273
27,781
31,901
37,252
- -
Return on Invested Capital (%)
- -
-1.14
-0.1
1.95
3.12
4.77
5.13
- -
Return on Capital (%)
- -
2.6
1.87
3.16
3.96
5.22
5.39
- -
Return on Common Equity (%)
- -
7.67
5.18
9.93
10.53
11.57
13.04
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
22,560
- -
LT Borrowings
- -
49,057
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,096
1,106
1,107
Market Capitalization
113,959
89,540
100,689

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
44,174
- -
Cash, Cash Equivalents & STI
- -
7,373
- -
Accounts Receivable, Net
- -
4
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
24,346
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
22,560
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
26.69%
16.77%
Free Cash Flow
- -
57.39%
33.67%
Net Income, GAAP
- -
48.5%
30.61%
Sales/Revenue/Turnover
- -
40.58%
32.4%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
2,881
3,040
3,220
3,522
12,373
2026
3,797
- -
4,254
4,499
16,382
2027
4,870
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.73
0.78
0.82
0.87
3.2
2026
0.93
- -
1.08
1.12
4.13
2027
1.18
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mahesh Dayani
Full Time Employees
5,144
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Unit No. 103, C&B Square, Sangam Complex Mumbai MA India 400059
IPO Date
Aug 16, 2023
Website
sbfc.com
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Business
SBFC Finance Limited operates as a leading non-banking financial company in India, providing a range of tailored financing solutions. The firm concentrates on extending secured loans to Micro, Small, and Medium Enterprises (MSMEs) and individuals, alongside offering credit against gold. It also delivers specialized loan management services to a broad spectrum of third-party financial institutions, encompassing private and public sector banks, foreign banks, mutual funds, and asset reconstruction companies. Established in Mumbai in 2008, the company employs a "PhyGital" model, integrating digital technology with in-person service to effectively support entrepreneurs and underserved customer segments across the nation.