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Supra Pacific Financial Services Ltd

Supra Pacific Financial Services Ltd

BBSE:SUPRAPFSL
33.84
INR
-0.44
(-1.28%)
2.44EPS
13.94P/E
1.19BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.26
0.36
0.75
0.95
0.93
0.53
0.1
2.99
8.18
10.8
14.68
15.36
18
24.5
Basic EPS, GAAP
0.26
0.18
0.49
0.5
0.07
0.22
-0.16
0.17
0.66
0.23
0.38
0.37
1.6
2.44
Free Cash Flow per Basic Share
0.64
-0.07
-6.23
-0.98
0.01
0.02
1.24
-29.79
-19.97
-25.8
-38.37
-38.15
-24.72
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.13
- -
Book Value per Share
7.45
7.39
9.13
9.63
9.69
9.56
9.39
8.68
12.03
16.14
19.29
20.83
23.91
- -
Tangible Book Value per Share
7.45
7.39
9.13
9.63
9.69
9.56
9.39
8.68
12.03
16.1
19.1
20.6
23.73
- -
Basic Weighted Avg Shares
6
6
6
6
6
6
6
6
8
11
18
31
49
38
Sales/Revenue/Turnover
1
2
4
5
5
3
1
17
63
122
259
476
884
936
Operating Margin (%)
62.38
71.67
77.94
76.19
86.16
64.37
-148.54
3.54
15.47
9.99
7.31
4.6
9.42
6.28
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
1
2
13
28
47
56
60
Net Income, GAAP
2
1
3
3
- -
1
-1
1
5
3
7
11
79
93
Effective Tax Rate (%)
13.75
38.44
68.48
31.34
76.91
33.42
- -
25.85
29.04
48.87
- -
- -
10.92
8.05
Profit Margin (%)
102.5
51.12
64.86
52.29
7.19
42.29
-167.7
5.61
8.07
2.11
2.58
2.4
8.91
9.96
Working Capital
1
9
-1
18
63
65
53
200
47
612
1,360
2,604
3,595
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
172
147
522
1,063
2,276
3,256
- -
Total Equity
42
42
52
55
55
54
53
49
113
214
532
645
1,175
- -
Return on Invested Capital (%)
1.9
2.13
5.88
5.02
1.69
2.17
- -
0.5
1.98
0.8
- -
- -
1.81
- -
Return on Capital (%)
3.66
2.7
5.93
5.33
0.69
2.32
- -
1.22
1.98
0.92
- -
- -
2.57
- -
Return on Common Equity (%)
3.62
2.47
5.88
5.32
0.69
2.31
-1.71
1.86
6.27
1.57
1.79
1.94
8.66
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
376
- -
LT Borrowings
- -
3,064
- -
LT Finance Leases
- -
191
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
36
49
35
Market Capitalization
1,039
1,282
1,193

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
4,045
- -
Cash, Cash Equivalents & STI
- -
454
- -
Accounts Receivable, Net
- -
33
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
450
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
376
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
46.6%
94.1%
82.22%
Free Cash Flow
449.32%
57.89%
2.81%
Net Income, GAAP
97.85%
240.92%
589.38%
Sales/Revenue/Turnover
355.13%
129.3%
85.89%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
95
113
119
148
476
2026
183
218
243
235
884
2027
240
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.03
0.1
0.02
0.27
0.37
2026
0.39
0.54
0.58
0.57
1.6
2027
0.76
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
0.13
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
V Ravi Kumar
Full Time Employees
278
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
Kanakia Wallstreet Mumbai TN India 400093
IPO Date
Oct 28, 2016
Website
suprapacific.com
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Business
Supra Pacific Financial Services Limited operates as a non-banking financial company (NBFC) in India, providing fund-based lending services to individuals and small enterprises; its core offerings include gold loans, two-wheeler and auto loans, microfinance loans to women joint liability groups, business loans, personal loans, and home loans. The company, founded in 1986 and headquartered in Ernakulam, Kerala, with a corporate office in Mumbai, Maharashtra, maintains an extensive branch network across 66 locations, primarily in Kerala (34 branches), Maharashtra (16 branches), Karnataka (15 branches), and Tamil Nadu (1 branch), with plans to expand to 72 branches by the end of fiscal year 2025. It targets underserved segments, emphasizing quick processing, attractive interest rates, and technology-driven customer service, while operating as a non-systemically important non-deposit taking NBFC listed on the Bombay Stock Exchange under ticker SUPRAPFSL.BO. In recent developments, the company changed its name from Supra Pacific Management Consultancy Limited to Supra Pacific Financial Services Limited in August 2022 to reflect its focus on financial services; it reported substantial growth in fiscal year 2024, with loan disbursements reaching Rs 235.5 crore, assets under management increasing to Rs 129.97 crore from Rs 61.06 crore, revenue from operations rising to Rs 25.85 crore, and EBITDA expanding to Rs 13.03 crore, alongside robust asset quality with gross NPA at 0.40%. Further, it secured certifications as a Great Place to Work and ISO 9001:2015, received the Jwala 2024 Award, and obtained shareholder approval at its 39th AGM in September 2025 for issuing non-convertible debentures and subordinated debt up to Rs 1,000 crore in aggregate to support expansion; for the quarter and half-year ended September 30, 2025, it disbursed Rs 451 crore in loans with gross NPA at Rs 4.78 crore.