Tata Capital Ltd.

Tata Capital Ltd.

308.10
INR
-3.80
(-1.22%)
1.54TMarket Cap
Dec 02Next Earn
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
34.05
46.37
68.5
72.18
76.09
Basic EPS, GAAP
- -
- -
- -
11.76
- -
Free Cash Flow per Basic Share
- -
- -
-76.52
-94.54
- -
Dividend per Share
- -
- -
- -
0.4
- -
Book Value per Share
- -
- -
90.97
108.76
- -
Tangible Book Value per Share
- -
- -
90.97
108.45
- -
Basic Weighted Avg Shares
3,589
3,676
3,932
4,121
4,119
Sales/Revenue/Turnover
122,186
170,491
269,326
297,454
313,444
Operating Margin (%)
29.31
26.45
26.38
28.95
25.04
Depreciation Expense
- -
- -
- -
5,375
- -
Net Income, GAAP
- -
- -
- -
48,461
- -
Effective Tax Rate (%)
- -
- -
- -
25.47
- -
Profit Margin (%)
- -
- -
- -
16.29
- -
Working Capital
- -
- -
263,331
147,207
- -
LT Debt
654,258
909,299
1,274,075
1,453,205
- -
Total Equity
- -
- -
342,253
471,073
- -
Return on Invested Capital (%)
- -
- -
- -
1.75
- -
Return on Capital (%)
- -
- -
- -
2.13
- -
Return on Common Equity (%)
- -
- -
- -
12.1
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
824,466
- -
LT Borrowings
- -
1,450,107
- -
LT Finance Leases
- -
3,098
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,245
4,217
4,217
Market Capitalization
1,455,566
1,287,989
1,542,255

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
1,051,134
- -
Cash, Cash Equivalents & STI
- -
114,367
- -
Accounts Receivable, Net
- -
2,062
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
903,926
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
824,466
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
37.64%
Free Cash Flow
- -
- -
29.49%
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
10.44%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
61,470
- -
69,726
72,879
269,326
2026
72,880
- -
77,045
79,480
297,454
2027
84,039
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
2.53
2.48
- -
2026
- -
- -
2.97
3.54
11.76
2027
3.65
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
0.4
2027
- -
- -
- -
- -
- -

Company Description

CEO
Rajiv Inderjit Sabharwal
Full Time Employees
17,286
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Tower A Mumbai MA India 400013
IPO Date
Oct 13, 2025
Business
Tata Capital Limited, a diversified Indian financial services company, provides comprehensive lending, investment, and wealth management solutions to individuals, small and medium-sized enterprises, and corporate clients through its multi-channel platform. The company specializes in consumer and SME financing, housing finance, loan against property, used-vehicle finance, microfinance, vehicle and fleet finance, corporate lending, structured finance, and project finance; asset management and wealth management services including mutual funds, portfolio management, and private wealth services; and industry-leading non-banking financial services with integrated credit offerings, risk management, and advisory capabilities. Tata Capital operates across India, with a footprint in strategic international markets to support cross-border financial solutions and partnerships. Founded in 2007 and headquartered in Mumbai, Maharashtra, Tata Capital is part of the Tata Group ecosystem, leveraging its parent company’s financial strength and regional footprint to offer end-to-end financial services through subsidiaries and strategic alliances. Main products and services: consumer finance and personal loans; auto finance (new and used vehicles); SME finance (term loans, working capital, bill discounting); home finance (mortgage products and housing loans); loan against property; structured finance and corporate lending; project and infrastructure finance; asset management solutions (mutual funds, portfolio management, retirement and wealth planning); private wealth management; microfinance and small-ticket lending; insurance distribution and insurtech partnerships; digital lending platforms and fintech collaborations; payment and remittance services; credit cards and payment solutions; wealth and retirement advisory; corporate advisory and investment banking support; asset reconstruction and recovery services. Latest major company changes: announces strategic partnerships and alliances to scale digital lending and payments ecosystems; pursuing acquisitions and minority stake investments to expand product capabilities and geographic reach; launches new digital lending platforms and value-added financial services for retail and SME segments; reorganizations within the Tata Group to enhance synergy across financial services verticals; expands into cross-border lending and international markets through targeted ventures; initiates operational improvements to accelerate onboarding, underwriting efficiency, and customer experience in the last 1-2 years. Industry and business segments: financial services, consumer finance, SME finance, housing finance, corporate and investment banking-adjacent advisory, asset management, private wealth, digital finance, insurtech and distribution alliances. Target markets and customer types: individual borrowers, small and medium enterprises, large corporates, high-net-worth clients, institutional investors, and retail customers seeking integrated financial solutions. Geographic operations: primarily in India with growing international partnerships and regional presence to support cross-border financial activities and engineering of global financing solutions. Subsidiaries and parent relationships: part of the Tata Group, leveraging synergies with Tata’s broader portfolio of financial services and conglomerate capabilities through related entities and strategic affiliates.