1. India Stocks

  2. •

    Finance

  3. •

    Major banks
Union Bank of India Limited

Union Bank of India Limited

182.00
INR
+0.95
(+0.52%)
27.05EPS
6.37P/E
1.32TMarket Cap
Jan 15Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
182.62
197.1
186.73
210.14
197.87
134.97
73.52
60.96
61.39
68.96
76.6
77.73
77.01
78.44
Basic EPS, GAAP
27.67
27.8
20.5
8.33
-68.98
-24.87
-13.45
4.47
7.77
12.45
19.15
23.62
25.45
27.05
Free Cash Flow per Basic Share
36.14
-61.8
98.05
-101.03
76.31
-68.88
-34.79
30.92
52.55
4.38
25.38
-28.89
-51.12
- -
Dividend per Share
12.71
4.84
7.02
2.35
- -
- -
- -
- -
- -
1.9
2.85
3.6
4.75
- -
Book Value per Share
297.4
312.99
335.27
350.48
216.09
151.62
99
100.88
103.53
115.15
127.72
148.99
174.82
182.78
Tangible Book Value per Share
296.73
312.55
334.91
349.92
215.7
151.37
98.76
100.41
103.17
114.87
127.41
148.36
174.08
182.78
Basic Weighted Avg Shares
606
633
662
687
756
1,175
2,321
6,407
6,773
6,835
7,203
7,634
7,634
7,632
Sales/Revenue/Turnover
110,650
124,822
123,578
144,448
149,512
158,607
170,633
390,531
415,760
471,316
551,777
593,397
587,879
598,685
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,979
2,251
2,490
2,408
3,682
3,738
4,172
9,082
7,381
7,446
8,959
10,839
12,039
- -
Net Income, GAAP
16,765
17,605
13,569
5,726
-52,125
-29,223
-31,209
28,634
52,653
85,117
137,971
180,270
194,302
206,458
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
63.77
30.39
36.11
23.39
22.07
23.29
Profit Margin (%)
15.15
14.1
10.98
3.96
-34.86
-18.43
-18.29
7.33
12.66
18.06
25
30.38
33.05
34.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
277,912
351,680
306,366
412,255
390,944
342,756
527,141
377,132
370,362
293,546
269,743
649,924
737,979
732,926
Total Equity
187,645
199,080
230,481
240,937
252,518
268,357
339,894
647,378
708,611
788,035
975,977
1,138,341
1,335,513
1,396,305
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.89
3.44
2.51
0.96
- -
- -
- -
- -
5.01
7.88
11.86
11.88
10.06
10.54
Return on Common Equity (%)
9.27
9.11
6.32
2.43
-21.13
-11.24
-10.3
5.81
7.78
11.39
15.66
17.07
15.72
16.3

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,040
1,040
1,040
Shares Outstanding
7,634
7,634
7,634
Market Capitalization
1,174,049
1,253,056
1,316,034

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
799,693
960,434
526,359
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.12%
15.7%
17.32%
Free Cash Flow
-62.02%
71.14%
76.93%
Net Income, GAAP
-105.09%
49.22%
7.78%
Sales/Revenue/Turnover
20.64%
8.7%
-0.93%
Total Cash Common Dividend
- -
- -
31.94%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
143,215
150,922
139,846
158,477
593,397
2026
141,128
- -
146,320
156,691
587,879
2027
154,546
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4.77
6.22
6.06
6.56
23.62
2026
5.8
- -
6.65
7.21
25.45
2027
7.39
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
3.6
2026
- -
- -
- -
- -
4.75
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Asheesh Pandey
Full Time Employees
73,885
Sector
Finance
Industry
Major banks
Address
Union Bank Bhavan Mumbai MH India 400021
IPO Date
Feb 15, 2006
Website
unionbankofindia.bank.in
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Business
Union Bank of India (UNIONBANK.NS), one of India's leading public sector banks headquartered in Mumbai and founded in 1919, provides a comprehensive range of banking and financial services across retail banking, corporate/wholesale banking, treasury operations, international banking, and government business; core offerings include savings and current accounts, fixed and recurring deposits, personal loans, home loans, vehicle loans, education loans, gold loans, credit cards, debit cards, cash management services, depository services, merchant banking, online trading, agency business for insurance and mutual funds, wealth management, MSME finance, rural and agricultural finance, NRI services, trade finance, and digital banking platforms such as Vyom mobile app and internet banking; the bank operates over 9,300 domestic branches, more than 10,000 ATMs, and 23,000 business correspondent points primarily in India with international presence through branches in Dubai and Sydney, a wholly owned subsidiary Union Bank of India (UK) Ltd in London, representative offices in Abu Dhabi, Shanghai, and Hong Kong, and a joint venture in Malaysia. Subsidiaries include Union Asset Management Co. Private Limited, Union Trustee Co. Pvt. Limited, Star Union Dai-ichi Life Insurance, Andhra Pradesh Grameena Bank, Corpbank Securities Ltd., and UBI Services Ltd. In recent developments, the bank's board approved a Rs 6,000 crore capital raise in June 2025 through up to Rs 3,000 crore in equity via qualified institutional placements, further public offers, or rights issues and Rs 3,000 crore in Basel III-compliant debt including AT1 and Tier 2 bonds; it completed the amalgamation of Chaitanya Godavari Grameena Bank into Andhra Pradesh Grameena Bank effective May 2025; and reports in late 2025 indicate the Finance Ministry is evaluating a potential merger with Bank of India to form India's second-largest public sector bank.