Vardhan Capital & Finance Ltd. is an Indian non-banking financial company registered with the Reserve Bank of India that provides a comprehensive suite of lending, investment, and financial advisory solutions to individual, micro-enterprise, SME, trade, and corporate clients across India. The company operates primarily across two business divisions: Financing and Investment Activities. Its systematic portfolio of credit products and financing services comprises secured and unsecured retail lending solutions, including loans against gold; two-wheeler, passenger vehicle, and commercial vehicle finance; micro-finance facilities; micro, small, and medium enterprise working capital and term loans; consumer durable credit; and personal loans for individual borrowers. In addition to retail lending, the company provides structured corporate advances, trade finance, bill discounting, equity and debt investments, and financial advisory services for private capital, middle-market enterprises, and commercial entities. Founded in January 1995 as Vardhan Capital & Finance Private Limited and converted to a public limited company in July 1995, the firm is headquartered in Mumbai, Maharashtra, India, and conducts its business operations across the domestic Indian market. In recent developments, the company has undertaken operational and corporate governance restructuring to strengthen its capital base and expand credit operations, which includes the strategic reconstitution of its board of directors through the appointment of new executive and independent directors to oversee risk governance, as well as the formal revocation of its equity trading suspension on the BSE to restore regular public market trading and support long-term capital mobilization.