Vardhan Capital & Finance Ltd.

Vardhan Capital & Finance Ltd.

BBSE:VARDHANCFL
23.00
INR
- -
- -
-0.10EPS
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
6.47
5.86
13.51
10.43
13.88
16.9
15.56
18.95
22.95
22.88
13.07
0.92
0.77
0.57
Basic EPS, GAAP
0.64
0.17
0.7
0.48
0.55
0.88
0.89
0.77
0.87
0.93
-1.25
-0.26
-0.05
-0.1
Free Cash Flow per Basic Share
3.05
0.04
-0.11
0.03
0.2
-0.28
0.07
0.02
-0.12
-0.72
-0.13
-0.09
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
12.56
12.73
13.43
13.91
11.35
12.19
12.64
15.27
17.34
10
10
17.92
17.61
16.87
Tangible Book Value per Share
12.56
12.73
13.43
13.91
11.35
12.19
12.64
15.27
17.34
10
10
17.92
17.61
16.87
Basic Weighted Avg Shares
5
5
5
5
5
5
5
4
4
4
4
4
4
4
Sales/Revenue/Turnover
32
29
68
52
65
79
73
82
100
99
57
4
3
2
Operating Margin (%)
14.3
4.18
7.57
6.62
6.79
7.3
8.33
6.25
6.55
5.28
3.62
-20.94
-6.14
-18.32
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
3
1
3
2
3
4
4
3
4
4
-5
-1
- -
- -
Effective Tax Rate (%)
31.32
34.55
32.39
35.06
33.76
28.76
26.81
27.36
30.31
28.89
377.85
- -
- -
- -
Profit Margin (%)
9.92
2.92
5.17
4.62
3.93
5.19
5.74
4.06
3.8
4.07
-9.6
-27.82
-6.56
-18.28
Working Capital
32
33
36
39
42
46
50
53
57
79
55
75
73
- -
LT Debt
- -
- -
- -
- -
598
744
938
1,028
1,213
1,360
46
38
36
18
Total Equity
63
64
67
70
57
61
63
66
75
43
43
78
77
73
Return on Invested Capital (%)
1.09
0.25
0.73
0.53
0.35
0.29
0.25
0.18
0.2
0.14
-0.39
- -
- -
- -
Return on Capital (%)
6.84
5.52
0.74
0.56
0.34
0.31
0.27
0.18
0.2
0.16
-0.39
- -
- -
- -
Return on Common Equity (%)
5.24
1.36
5.35
3.52
4.04
6.96
6.73
5.17
5.35
6.81
-12.55
-1.84
-0.28
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
36
- -
LT Borrowings
- -
36
18
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
- -
- -
- -

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
134
65
Cash, Cash Equivalents & STI
- -
20
1
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
61
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
36
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-1.73%
Free Cash Flow
-60.99%
-96.95%
-95.91%
Net Income, GAAP
-35.71%
-74.93%
-80.29%
Sales/Revenue/Turnover
-10.27%
-26.28%
-16.38%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1
1
1
1
4
2026
1
1
1
- -
3
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.05
-0.02
- -
-0.3
-0.26
2026
-0.02
-0.01
-0.04
0.03
-0.05
2027
-0.07
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Sector
Finance
Industry
Investment banks/Brokers
Address
Mumbai India
IPO Date
Feb 11, 2020
Business
Vardhan Capital & Finance Ltd. is an Indian non-banking financial company registered with the Reserve Bank of India that provides a comprehensive suite of lending, investment, and financial advisory solutions to individual, micro-enterprise, SME, trade, and corporate clients across India. The company operates primarily across two business divisions: Financing and Investment Activities. Its systematic portfolio of credit products and financing services comprises secured and unsecured retail lending solutions, including loans against gold; two-wheeler, passenger vehicle, and commercial vehicle finance; micro-finance facilities; micro, small, and medium enterprise working capital and term loans; consumer durable credit; and personal loans for individual borrowers. In addition to retail lending, the company provides structured corporate advances, trade finance, bill discounting, equity and debt investments, and financial advisory services for private capital, middle-market enterprises, and commercial entities. Founded in January 1995 as Vardhan Capital & Finance Private Limited and converted to a public limited company in July 1995, the firm is headquartered in Mumbai, Maharashtra, India, and conducts its business operations across the domestic Indian market. In recent developments, the company has undertaken operational and corporate governance restructuring to strengthen its capital base and expand credit operations, which includes the strategic reconstitution of its board of directors through the appointment of new executive and independent directors to oversee risk governance, as well as the formal revocation of its equity trading suspension on the BSE to restore regular public market trading and support long-term capital mobilization.