1. Indonesia Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
PT Bank BTPN Tbk

PT Bank BTPN Tbk

BTPNF
PT Bank BTPN TbkUS flagOther OTC
0.18
USD
- -
- -
1.86BMarket Cap
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
TTM
Revenue per Share
844.74
1,087.92
1,259.79
1,304.99
1,396.58
1,594.66
1,683.03
1,703.86
1,517.8
1,441.5
1,543.91
1,616.21
1,647.76
1,853.28
Basic EPS, GAAP
245.05
338.46
363.18
317.25
288.86
301.19
210.66
316.94
324.5
215.31
327.94
380.9
290.17
268.96
Free Cash Flow per Basic Share
-274.04
958.67
-636.23
326.16
486.95
343.44
58.65
656.8
-1,598.95
2,221.75
1,546.47
-622.3
-375.61
282.56
Dividend per Share
- -
- -
- -
- -
- -
- -
99.13
99.04
- -
12.79
9.38
17.55
102.48
- -
Book Value per Share
752.53
1,074.27
1,406.93
1,720.06
2,032.52
2,358.32
2,474.99
2,640.25
2,257.17
2,352.47
2,676.81
3,059.46
3,264.58
3,347.59
Tangible Book Value per Share
974.31
1,300.43
1,632.39
1,977.54
2,298.86
2,694.96
2,835.25
3,076.45
3,835.13
3,929.41
4,312.51
4,716.95
4,945.44
6,035.7
Basic Weighted Avg Shares
5,713
5,847
5,892
5,892
5,892
5,817
5,796
5,801
7,928
8,124
8,126
8,127
8,127
8,398
Sales/Revenue/Turnover
4,826,292
6,361,032
7,422,123
7,688,374
8,227,984
9,276,391
9,754,021
9,883,552
12,032,534
11,711,377
12,545,374
13,135,471
13,392,010
15,564,258
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
121,960
182,494
240,658
288,105
339,183
399,739
478,691
525,103
676,548
943,003
879,318
834,789
766,147
841,326
Net Income, GAAP
1,400,063
1,978,986
2,139,661
1,869,118
1,701,847
1,752,097
1,220,886
1,838,471
2,572,528
1,749,293
2,664,714
3,095,701
2,358,334
2,258,774
Effective Tax Rate (%)
21.49
20.37
25.67
25.9
27.95
27.98
26.58
27.11
25.54
23.83
22.53
22.07
22.42
22.26
Profit Margin (%)
29.01
31.11
28.83
24.31
20.68
18.89
12.52
18.6
21.38
14.94
21.24
23.57
17.61
14.51
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,457,104
5,220,990
6,449,450
8,357,601
5,400,557
6,257,937
7,830,984
9,774,191
47,451,033
38,889,484
39,201,194
48,820,521
35,001,950
52,653,611
Total Equity
5,617,198
7,733,927
9,784,519
11,927,076
13,923,859
16,312,428
17,200,797
18,786,330
31,471,928
32,964,753
36,078,927
39,413,024
41,283,104
53,707,497
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
38.88
37.41
29.37
20.29
15.4
13.64
8.7
12.4
15.49
9.45
13.04
13.28
9.18
8.3

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'24
Sep'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,646
10,646
10,646
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'24
Sep'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24,513,479
20,621,049
15,468,345
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.62%
19.14%
4.74%
Free Cash Flow
-7.98%
-177.08%
-39.64%
Net Income, GAAP
5.42%
10.52%
-23.82%
Sales/Revenue/Turnover
6.27%
6.57%
1.95%
Total Cash Common Dividend
- -
- -
483.92%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
3,171,188
3,280,524
3,325,188
3,358,571
13,135,471
2023
3,279,074
3,407,605
3,398,116
3,305,415
13,392,010
2024
3,105,856
4,600,212
4,552,775
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
92.5
- -
- -
- -
380.9
2023
99.94
- -
- -
- -
290.17
2024
64.76
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
17.55
2023
- -
- -
- -
- -
102.48
2024
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Henoch Munandar
Full Time Employees
29,142
Sector
Financial Services
Industry
Banks - Regional
Address
Menara BTPN Jakarta Indonesia 12950
IPO Date
Jan 14, 2022
Website
btpn.com
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Business
PT Bank SMBC Indonesia Tbk (BTPN), formerly PT Bank BTPN Tbk, operates as a foreign exchange commercial bank in Indonesia, providing comprehensive banking products and services across retail, micro, small and medium enterprise (MSME), wholesale, Islamic banking, and digital segments; its core offerings include savings accounts, term deposits, current accounts, loans such as business, installment, pension, pre-retirement, active employee, collateral and non-collateral, overdraft, syndication, and sharia-compliant financing; digital banking through the Jenius app featuring debit and credit cards, Save It, Jenius Paylater, Flexi Cash, and Digital Micro; wealth management via Sinaya for upscale retail clients; corporate and wholesale banking for large national, multinational, and Japanese corporations; green financing; bancassurance; and investment products. The bank serves mass market, productive underprivileged communities, retired customers, MSMEs, and digital-savvy individuals primarily in Indonesia, with a network of branches, ATMs, and digital platforms; it maintains subsidiaries including PT Bank BTPN Syariah Tbk for Islamic banking, PT Oto Multiartha for four-wheel vehicle financing, and PT Summit Oto Finance for two-wheel vehicle financing. Founded in 1958 and headquartered at Menara BTPN, CBD Mega Kuningan, Jakarta, the bank resulted from the 2019 merger of PT Bank Tabungan Pensiunan Nasional Tbk and PT Bank Sumitomo Mitsui Indonesia, becoming a subsidiary of Sumitomo Mitsui Banking Corporation. In recent developments, the bank rebranded to PT Bank SMBC Indonesia Tbk in 2024 to align with its parent group's vision for growth and innovation; it acquired majority stakes in PT Oto Multiartha and PT Summit Oto Finance (OTO Group) at the end of March 2024, boosting credit distribution by 19% year-on-year to Rp176.2 trillion and assets by 22% to Rp235.8 trillion in the first half of 2024; issued Sustainable Bonds V Phase I Year 2024 worth Rp355 billion in July 2024 to diversify funding; partnered with Syailendra Capital to offer flagship mutual funds via the Jenius app; and expanded its Daya empowerment program, reaching over 6.3 million beneficiaries through 4,905 activities focused on financial literacy, capacity building, and sustainable living in the first half of 2024.