Banco Santander-Chile

Banco Santander-Chile

259.00
COP
0.00
(0.00%)
12.73EPS
22.56P/E
52.95TMarket Cap
Oct 30Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.99
8.76
8.68
8.88
9.23
9.62
10.12
10.81
12.01
11.7
10.14
13.77
15.13
9.97
Basic EPS, GAAP
2.35
3.02
2.38
2.53
2.99
3.16
3.29
2.91
4.47
4.2
3.07
4.53
5.42
3.4
Free Cash Flow per Basic Share
3.11
1.04
3.16
3.43
-2.69
4.91
9.37
-4.81
-3.62
-2.51
6.35
1.99
-0.44
3.17
Dividend per Share
1.24
1.41
1.75
1.79
1.75
2.25
1.88
1.76
1.65
2.47
2.57
1.84
3.19
1.91
Book Value per Share
12.44
14.02
14.71
15.44
16.48
16.98
18.04
19.21
22.99
25.76
27.69
27.88
29.8
26.4
Tangible Book Value per Share
12.08
13.8
14.44
15.13
16.15
16.62
17.65
18.77
22.49
25.19
27.17
27.41
29.32
25.95
Basic Weighted Avg Shares
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,446
188,409
331,225
Sales/Revenue/Turnover
1,505,903
1,650,232
1,636,228
1,673,188
1,739,499
1,813,253
1,906,200
2,037,332
2,263,880
2,203,922
1,910,841
2,595,202
2,851,150
3,303,525
Operating Margin (%)
30.48
36.34
32.08
34.59
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
61,074
44,127
53,614
65,359
77,823
79,280
106,092
109,426
122,055
129,993
143,762
141,435
135,159
133,786
Net Income, GAAP
442,294
569,910
448,466
476,067
562,801
595,333
619,091
547,614
842,467
792,276
579,427
852,964
1,021,650
1,127,054
Effective Tax Rate (%)
17.54
8.14
14.47
18.56
20.21
21.9
22.03
20.5
20.64
10.39
14.11
20.35
16.65
16.02
Profit Margin (%)
29.37
34.54
27.41
28.45
32.35
32.83
32.48
26.88
37.21
35.95
30.32
32.87
35.83
34.12
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
6,881,035
7,044,464
7,285,433
9,270,485
8,809,809
9,954,666
13,597,375
14,694,865
10,266,971
12,291,624
14,216,415
14,436,116
13,115,850
13,284,811
Total Equity
2,372,456
2,675,068
2,802,555
2,938,199
3,147,920
3,245,460
3,478,503
3,704,774
4,427,573
4,963,947
5,342,495
5,358,955
5,736,301
5,138,320
Return on Invested Capital (%)
4.32
5.44
4.53
4.23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.04
5.94
4.5
4.25
4.55
4.7
4.07
3.06
5.03
4.86
3.07
4.3
5.2
6.29
Return on Common Equity (%)
19.63
22.86
16.57
16.76
18.71
18.88
18.77
15.6
21.19
17.25
11.51
16.29
18.8
23.76

Capital Structure

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
6,629
10,776
10,977
LT Borrowings
13,081,830
13,646,803
13,247,022
LT Finance Leases
34,020
39,191
37,789
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
188,446
188,446
188,446
Market Capitalization
13,249,051
14,056,295
14,466,190

Working Capital

CLP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,635,916
9,935,587
8,248,429
Accounts Receivable, Net
99,436
108,506
185,150
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
859,546
893,636
626,814
ST Debt
6,629
10,776
10,977
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.54%
9.32%
7.04%
Free Cash Flow
-111.17%
-119.87%
-121.92%
Net Income, GAAP
11.06%
17.6%
19.78%
Sales/Revenue/Turnover
6.33%
8.17%
9.86%
Total Cash Common Dividend
9.76%
18.45%
72.77%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
546,181
650,918
519,587
705,194
2,595,202
2025
728,073
732,200
490,460
1,249,146
2,851,150
2026
732,201
831,718
- -
- -
- -

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.64
1.16
1.29
1.44
4.53
2025
1.47
1.45
0.32
1.23
5.42
2026
1.45
2.03
- -
- -
- -

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
1.85
- -
- -
1.84
2025
- -
3.19
- -
- -
3.19
2026
- -
3.35
- -
- -
- -

Company Description

CEO
Andrés Trautmann Buc
Full Time Employees
8,526
Sector
Finance
Industry
Regional banks
Address
Bandera 140 Santiago SA Chile 8340455
IPO Date
Nov 4, 1994
Business
Banco Santander-Chile Banco Santander-Chile provides commercial and retail banking services in Chile through its segments of retail banking for individuals and SMEs, middle-market banking for companies and large corporations, global corporate banking for multinational firms, and corporate activities including financial management. The bank offers checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans in Chilean pesos and foreign currencies; mutual funds; financial leasing; insurance brokerage; asset management; securities brokerage; investment services; and business consulting. A subsidiary of Banco Santander, S.A. with majority ownership, Banco Santander-Chile was incorporated in 1977 and is headquartered at Bandera 140 in Santiago, Chile, where it operates 30 branches serving approximately 9,400 employees and focusing on local customers alongside international trade financing. In November 2025, the company proposes a strategic alliance incorporating PagoNxt as a 49.99% partner in its Getnet Chile payments subsidiary for Ch$41.6 billion in cash and a renewable distribution agreement valued at Ch$45.2 billion net present value, aiming to enhance competitiveness, innovation, and market leadership in payments.

Company News

  • MetroCity Bankshares (NASDAQ:MCBS) vs. Banco Santander Chile (NYSE:BSAC) Head-To-Head Review

  • Banco Santander-Chile's 2026 Outlook: Efficiency Ratio Improves to 30.8% as the Bank Remains Resilient Amid a Sluggish Economy

  • Banco Santander Chile (NYSE:BSAC) & Zions Bancorporation, N.A. (NASDAQ:ZION) Head-To-Head Review

  • Banco Santander Chile: Third Quarter 2026 Analyst and Investor Webcast / Conference Call

  • Critical Survey: Zions Bancorporation, N.A. (NASDAQ:ZION) and Banco Santander Chile (NYSE:BSAC)

  • ChileDay Madrid 2026: Santander announces US$800 million investment plan in Chile

  • Nykredit A S Invests $1.41 Million in Banco Santander Chile $BSAC

  • Banco Santander Chile Q2 Earnings Call Highlights

  • Banco Santander-Chile (BSAC) Q2 2026 Earnings Call Transcript

  • Banco Santander-Chile Reports Strong Second Quarter 2026 Results, Driven by Continued Customer Growth, Higher Profitability and Solid Capital Levels

  • Banco Santander-Chile (BSAC) Could Be a Great Choice

  • Banco Santander Chile (BSAC) Expected to Release Earnings on Friday

  • Banco Santander Chile: Second Quarter 2026 Analyst and Investor Webcast / Conference Call

  • Why Banco Santander-Chile (BSAC) is a Great Dividend Stock Right Now

  • Banco Santander-Chile (BSAC) Could Be a Great Choice

  • Is Banco Santander Chile (BSAC) Overvalued After 3.6% Rally? GF Value Says Overvalued

  • Are You Looking for a High-Growth Dividend Stock?

  • Banco Santander Chile Q1 Earnings Call Highlights

  • Banco Santander-Chile (BSAC) Q1 2026 Earnings Call Transcript

  • Down 8.3% in 4 Weeks, Here's Why You Should You Buy the Dip in Banco Santander-Chile (BSAC)