Banco Davivienda SA Pfd

Banco Davivienda SA Pfd

29,500.00
COP
-300.00
(-1.01%)
3,764.45EPS
6.74P/E
11.70TMarket Cap
Nov 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9,596.33
10,062.32
12,726.63
14,947.78
16,141.44
17,607.86
21,381.06
24,627.07
29,092.2
32,928.59
33,375.13
28,385.38
30,734.27
32,550.85
Basic EPS, GAAP
1,915.98
2,169
2,784
3,819
2,841
3,077.69
3,255.97
874.19
2,743.6
3,527.22
-876.08
-237.81
3,121.07
3,559.28
Free Cash Flow per Basic Share
-558.88
-4,377.61
-5,379.96
768.37
-3,712.1
371.79
-2,985.56
9,485.87
2,765.89
-395.39
14,933.17
7,147.3
9,026.79
-2,566.04
Dividend per Share
560.15
633.11
790.28
867.5
955.6
800
840.04
923.66
0.01
1,071.85
1,010.61
0.27
1,046.72
1,046.79
Book Value per Share
14,407.09
16,645.89
19,419.96
22,036.73
23,891.94
25,044.23
27,728.79
27,874.44
31,248.52
35,622.63
32,248.97
32,682.55
33,351.05
34,613.02
Tangible Book Value per Share
10,650.69
12,808.32
15,451.65
18,116.2
19,897.13
21,043.34
23,686.91
23,791.45
27,190.39
31,316.88
27,904.18
28,404.79
29,015.67
30,312.03
Basic Weighted Avg Shares
444
442
443
450
449
452
452
452
452
452
452
488
488
488
Sales/Revenue/Turnover
4,262,827
4,447,904
5,637,028
6,724,225
7,245,558
7,952,949
9,657,193
11,123,320
13,140,086
14,872,870
15,074,558
13,842,710
14,988,194
15,872,916
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
163,960
53,832
74,095
101,342
110,385
119,844
282,551
312,386
308,468
345,286
377,322
447,386
482,139
504,597
Net Income, GAAP
851,106
958,775
1,233,122
1,717,968
1,275,266
1,390,100
1,470,627
394,848
1,239,203
1,593,142
-395,700
-115,975
1,522,055
1,735,627
Effective Tax Rate (%)
21.39
32.94
27.96
26.42
23.99
25.46
23
14.31
28.87
30.33
- -
- -
27.3
32.53
Profit Margin (%)
19.97
21.56
21.88
25.55
17.6
17.48
15.23
3.55
9.43
10.71
-2.62
-0.84
10.16
10.93
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10,820,120
13,232,731
18,021,898
18,500,656
21,695,301
23,181,062
26,957,179
27,865,355
31,862,682
37,437,600
29,944,057
28,128,482
29,404,554
28,533,888
Total Equity
6,454,289
7,451,905
8,715,992
10,045,046
10,883,866
11,409,896
12,650,899
12,720,001
14,279,818
16,293,378
14,752,776
16,160,818
18,846,279
19,356,668
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.25
5.03
5.19
6.19
4.15
4.11
3.93
0.95
2.81
3.14
- -
- -
3.09
3.65
Return on Common Equity (%)
14.51
13.9
15.39
18.49
12.29
12.58
12.34
3.14
9.28
10.55
-2.58
-0.76
9.45
10.49

Capital Structure

COP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
488
488
488
Market Capitalization
12,103,980
11,470,008
11,704,090

Working Capital

COP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
25,673,048
21,608,342
20,111,993
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

COP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.29%
8.61%
16.62%
Free Cash Flow
-621.14%
-816.8%
26.3%
Net Income, GAAP
-141.03%
-273.11%
-1,412.4%
Sales/Revenue/Turnover
10.62%
6.56%
8.27%
Total Cash Common Dividend
1,651,801.59%
3,303,599.06%
380,834.33%

Quarterly Revenue

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,826,963
2,959,377
2,872,828
4,974,992
13,842,710
2025
3,039,565
3,066,301
3,169,462
5,467,106
14,988,194
2026
3,479,149
3,757,199
- -
- -
- -

Quarterly Earnings Per Share

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-601
-167
213
317.12
-237.81
2025
585
881
755
900.22
3,121.07
2026
585
1,319
- -
- -
- -

Quarterly Dividends Per Share

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.27
2025
- -
- -
- -
1,046.71
1,046.72
2026
- -
- -
- -
- -
- -

Company Description

CEO
Javier José Suárez Esparragoza
Full Time Employees
17,000
Sector
Finance
Industry
Major banks
Address
Avenida El Dorado Bogota DC Colombia 111071
IPO Date
Aug 30, 1985
Business
Banco Davivienda S.A. Banco Davivienda S.A. provides comprehensive banking and financial services to retail, small and medium-sized enterprise, corporate, and public sector clients across Colombia and Central America. The bank offers deposit products including savings accounts, current accounts, and term deposits; lending solutions such as consumer loans, mortgage and housing loans, vehicle loans, commercial loans, agricultural credits, microfinance loans, and credit lines; card products encompassing credit cards, debit cards, and prepaid options; investment and wealth management services; insurance agency solutions; treasury and international transaction services; online and mobile banking platforms; leasing facilities; and payment solutions including overdrafts and security transportation. It operates through segments comprising Retail Banking for individuals, Enterprises for legal entities, Asset and Liability Management, and International operations, with a strong emphasis on digital financial inclusion serving over 24 million customers via more than 660 branches, 2,800 ATMs, and advanced transactional platforms primarily in Colombia, Panama, Costa Rica, Honduras, El Salvador, and a branch in Miami. Founded in 1972 as Corporación Colombiana de Ahorro y Vivienda in Bogotá, Colombia, where it maintains headquarters at Avenida El Dorado No. 68C-61, the bank functions as a subsidiary of Grupo Bolívar, Colombia's prominent conglomerate with diversified regional presence. In a transformative development, Banco Davivienda S.A. signed an agreement on January 6, 2025, with Scotiabank to acquire its banking operations in Colombia, Costa Rica, and Panama, granting Scotiabank approximately 20% ownership in the combined entity expected to close in the second half of 2025 pending regulatory approvals; this strategic alliance enhances Davivienda's asset base to around USD 60 billion pro forma, adds nearly 2.8 million customers, bolsters market share in key Central American markets, and supports its evolution into a Latin-global bank while maintaining robust CET1 ratios.