Banco Popular SA Bogota

Banco Popular SA Bogota

BBVC:POPULAR
135.00
COP
0.00
(0.00%)
156.83EPS
11.61P/E
946.33BMarket Cap
2014 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
194.28
89.51
198.67
214.33
224.28
220.94
242.11
205.29
266.68
1,400.13
1,452.97
1,496.44
Basic EPS, GAAP
49.22
16.13
28.48
41.75
53.02
38.35
40.55
10.38
-51.5
-40.92
6.17
10.34
Free Cash Flow per Basic Share
-11.19
-4.37
11.13
20.82
-148.66
127.89
19.53
-16.35
0.36
-215.75
-44.25
85.76
Dividend per Share
23.8
8.06
12.64
11.05
15
18.74
15.38
17.31
4.73
0.08
- -
1
Book Value per Share
337.85
350.05
349.47
369.99
393.42
408.81
432.49
412.69
365.66
328.39
338.77
341.41
Tangible Book Value per Share
337.85
344.66
339.05
352.67
371.93
380.11
401.02
374.65
-1,497.67
-1,639.18
-1,494.5
-1,465.32
Basic Weighted Avg Shares
7,725
7,725
7,725
7,725
7,725
7,725
7,725
7,725
7,725
7,725
7,886
7,886
Sales/Revenue/Turnover
1,500,887
691,516
1,534,824
1,655,779
1,732,674
1,706,857
1,870,407
1,585,906
2,060,186
10,816,499
11,458,238
11,801,068
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
70,847
22,242
46,044
51,219
82,029
89,459
100,066
96,624
135,069
653,065
692,721
709,903
Net Income, GAAP
380,203
124,635
219,998
322,555
409,598
296,247
313,289
80,210
-397,852
-316,122
48,632
81,542
Effective Tax Rate (%)
32.59
36.12
32.93
29.63
21.66
29.36
33.11
- -
- -
48.84
44.28
46.52
Profit Margin (%)
25.33
18.02
14.33
19.48
23.64
17.36
16.75
5.06
-19.31
-2.92
0.42
0.69
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,216,888
1,943,294
1,801,435
1,853,509
2,205,368
2,040,049
3,240,572
3,185,856
18,370,368
16,526,424
18,665,959
22,488,426
Total Equity
2,610,003
2,732,774
2,745,385
2,890,934
3,069,979
3,189,795
3,369,398
3,217,851
17,713,977
18,228,346
19,017,621
19,145,610
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
2.6
4.36
6.69
8.16
5.63
5.27
- -
- -
-3.29
-3.02
-2.71
Return on Common Equity (%)
- -
4.69
8.14
11.61
13.89
9.56
9.64
2.46
-13.23
-11.79
1.87
3.1

Capital Structure

COP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7,886
7,886
7,886
Market Capitalization
977,877
946,332
946,332

Working Capital

COP

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,566,632
5,031,786
5,386,496
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

COP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
47.94%
91.77%
4.33%
Free Cash Flow
-6,125.56%
-11,985.36%
-79.06%
Net Income, GAAP
-74.53%
-160.12%
-115.38%
Sales/Revenue/Turnover
53.43%
91.05%
5.93%
Total Cash Common Dividend
-23.19%
-54.15%
-94.4%

Quarterly Revenue

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,591,709
567,730
2,552,340
8,683,881
10,816,499
2025
2,922,116
2,650,303
2,676,171
3,216,223
11,458,238
2026
3,083,622
2,825,052
- -
- -
- -

Quarterly Earnings Per Share

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-10.47
-12.34
-8.45
-9.65
-40.92
2025
-0.32
-0.23
3.4
3.31
6.17
2026
-0.49
4.13
- -
- -
- -

Quarterly Dividends Per Share

COP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
- -
- -
0.07
0.08
2025
- -
- -
- -
- -
- -
2026
1
- -
- -
- -
- -

Company Description

Sector
Finance
Industry
Regional banks
Address
Bogota Colombia
Business
Banco Popular S.A. is a Colombian financial institution that provides commercial, retail, and institutional banking products and financial services to individuals, small and medium-sized enterprises, large corporations, and public sector entities across Colombia. Founded in 1950 and headquartered in Bogotá, Colombia, the bank operates as a core banking subsidiary of Grupo Aval Acciones y Valores S.A., one of Latin America's largest financial conglomerates. The institution is widely recognized as a market pioneer and leading provider of payroll-deduction lending (créditos de libranza), primarily catering to public sector employees, civil servants, and pensioners, while maintaining specialized institutional banking relationships with government and municipal bodies. The company organizes its operations across key business segments, providing a systematic suite of financial solutions: Retail Banking, offering payroll-deduction loans, consumer credit lines, residential mortgages, automotive financing, credit cards, debit cards, checking accounts, programmatic savings accounts, certificates of deposit (CDTs), and bancassurance coverage including life, disability, and property insurance; Commercial and Corporate Banking, delivering working capital loans, revolving credit facilities, structured finance, commercial leasing, factoring, trade finance, letters of credit, foreign exchange hedging, treasury operations, automated cash collection, and corporate payroll disbursement services; Institutional and Public Sector Banking, providing specialized tax and revenue collection administration, municipal treasury management, public debt financing, escrow accounts, and governmental fund custody; and Specialized Financial Services, provided through its affiliated network including trust management, real estate trusts, and collective investment schemes through Fiduciaria Popular S.A., as well as bonded warehousing, customs storage, and logistics collateral services through Alpopular S.A. The bank distributes its offerings across Colombia through a nationwide network of physical branches, automated teller machines (ATMs), non-banking correspondent points, dedicated call centers, and integrated web and mobile digital banking channels. In recent years, Banco Popular S.A. has executed major strategic and operational transformations focused on digital modernization, credit risk optimization, and operational efficiency. The bank has accelerated the digitization of its core product lifecycle, launching end-to-end digital onboarding, automated credit assessment algorithms, and fully digital origination platforms for payroll loans and term deposits. Through its affiliation with Grupo Aval, the institution has deepened its operational integration with the group's shared digital ecosystem, cloud infrastructure, and electronic payment solutions, including the interoperable digital wallet platform, dale!. Operationally, Banco Popular has implemented strategic portfolio adjustments to strengthen asset quality, diversify credit exposures beyond traditional public-sector payroll lending into high-margin commercial and SME segments, and reinforce risk-adjusted profitability. Additionally, the bank has expanded its sustainable finance initiatives by introducing green credit lines for eco-friendly investments, integrating environmental, social, and governance (ESG) risk parameters into its credit underwriting process, and optimizing its physical branch footprint to support digital-first customer engagement.