BAWAG Group AG

BAWAG Group AG

BWAGF
BAWAG Group AGUS flagOther OTC
172.10
USD
- -
- -
13.25BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.44
9.16
9.2
9.46
10.33
11.76
13.74
14.42
14.85
15.97
19.44
21.15
30.23
- -
Basic EPS, GAAP
1.51
3.08
3.94
4.73
4.49
4.38
4.69
3.24
5.41
3.65
8.34
9.68
11.04
- -
Free Cash Flow per Basic Share
-8.47
6.79
-3.18
10.75
1.72
-11.19
-10
16.39
3.04
-4.66
15.53
15.2
-43.31
- -
Dividend per Share
0.53
0.58
0.12
3.09
0.52
0.58
2.21
- -
5.18
3.06
3.73
5.01
5.55
- -
Book Value per Share
10.03
15.1
18.92
20.57
24.39
27.13
25.88
31.85
31.49
28.69
32.79
38.45
41.36
- -
Tangible Book Value per Share
26.33
22.84
26.28
27.47
30.9
35.15
33.31
43.23
43.31
39.78
44.48
53.51
55.35
- -
Basic Weighted Avg Shares
100
100
100
100
100
100
98
88
89
87
82
79
78
78
Sales/Revenue/Turnover
944
916
920
946
1,033
1,172
1,344
1,268
1,318
1,393
1,590
1,660
2,354
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
140
86
74
49
81
58
83
63
68
63
157
137
254
- -
Net Income, GAAP
151
308
394
473
449
436
459
285
480
318
682
760
860
- -
Effective Tax Rate (%)
- -
0.16
5.76
- -
10.23
23.78
23.99
23.09
20.05
25.35
25.02
23.22
25.51
- -
Profit Margin (%)
15.98
33.63
42.86
50.05
43.48
37.25
34.15
22.49
36.4
22.86
42.93
45.77
36.53
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
7,529
6,113
4,505
6,015
5,664
4,419
5,696
6,701
7,588
10,428
13,906
17,446
17,745
- -
Total Equity
3,023
2,619
2,957
3,125
3,577
4,006
3,828
4,353
4,379
3,991
4,171
4,733
4,845
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
24.52
23.18
23.97
19.98
16.98
17.54
10.7
17.15
12.02
26.33
26.66
27.57
- -

Capital Structure

FRC

in mil. unless spec.
Sep'18
Dec'18
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
99
99
- -
Market Capitalization
3,957
3,625
9,952

Working Capital

FRC

in mil. unless spec.
Sep'18
Dec'18
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
751
1,069
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.35%
2.42%
2.37%
Free Cash Flow
-266.24%
-226.63%
-382.65%
Net Income, GAAP
15.29%
34.7%
13.14%
Sales/Revenue/Turnover
10.45%
13.99%
41.77%
Total Cash Common Dividend
- -
24.8%
9.92%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1,660
2025
- -
- -
- -
- -
2,354
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
9.68
2025
- -
- -
- -
- -
11.04
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
5.01
2025
- -
- -
- -
- -
5.55
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Anas Abuzaakouk
Full Time Employees
2,483
Sector
Financial Services
Industry
Banks - Regional
Address
Wiedner GUertel 11 Vienna Austria 1100
IPO Date
Mar 8, 2018
Business
BAWAG Group AG is a publicly listed holding company headquartered in Vienna, Austria, that operates as a multi-brand banking group serving over 4 million retail, small business, corporate, real estate and public sector customers across Austria, Germany, Switzerland, the Netherlands, Western Europe and the United States. Founded in 1922 with roots in the Austrian Worker's Bank and the Österreichische Postsparkasse, the company offers a broad range of financial products and services through its Retail & SME, Corporates, Real Estate & Public Sector, and Treasury segments, including savings accounts; payment solutions; securities; cards; consumer, mortgage, small business and corporate lending; investment and insurance products; factoring; leasing for autos, mobiles and real estate; social housing activities; Wohnbaubank bonds; international real estate financing; public sector lending to sovereigns, federal states and municipalities; deposits; and asset-liability management trading. The group operates under brands such as BAWAG P.S.K., easygroup, Start Bausparkasse AG and Suedwestbank AG, with a focus on simple, transparent and affordable offerings via multiple channels in core DACH/NL markets and select mature regions. In recent developments, BAWAG Group completed the acquisition of Knab, a Dutch digital bank, in November 2024 for €510 million from ASR Nederland N.V., enhancing its Retail and SME presence in the Netherlands; successfully closed the purchase of Barclays Consumer Bank Europe, based in Hamburg, from Barclays Bank Ireland PLC in February 2025 following regulatory approvals, to bolster German consumer finance operations; acquired Peak Bancorp in the United States in November 2023; executed a €175 million share buyback program commencing in July 2025 and cancelled 1.6 million shares in September 2025, reducing total shares to 77 million; reported record full-year 2024 net profit of €760 million with RoTCE of 26%; and extended Management Board mandates through December 2029.

Company News

APIChat
  • BAWAG Group AG (BAWAY) Q1 2026 Earnings Call Transcript

  • Austria's BAWAG to buy Irish lender Permanent TSB for $1.9 billion

  • BAWAG Group AG (BWAGF) Q4 2025 Earnings Call Transcript

  • BAWAG Group AG (BWAGF) Q3 2025 Earnings Call Transcript

  • BAWAG Group AG (BWAGF) Q2 2025 Earnings Call Transcript

  • BAWAG Group AG (BWAGF) Q1 2025 Earnings Call Transcript

  • BAWAG Group AG (BWAGF) Q4 2024 Earnings Call Transcript

  • BAWAG Group: Acquisition of Barclays Consumer Bank Europe successfully completed

  • BAWAG Group AG (BWAGF) Q3 2024 Earnings Call Transcript

  • BAWAG Group: Strong Q2 Results And Acquisitions Confirm The Buy Recommendation

  • BAWAG Group AG (BWAGF) Q2 2024 Earnings Call Transcript

  • BAWAG acquires Barclays Consumer Bank Europe

  • BAWAG Group: An Austrian Bank With A Stable 9% Dividend Yield

  • BAWAG Group AG (BWAGF) Q1 2024 Earnings Call Transcript

  • BAWAG Group AG (BWAGF) Q4 2023 Earnings Call Transcript

  • Credit Agricole, BAWAG poised to bid for Barclays German unit - sources