Helvetia Baloise Holding AG

Helvetia Baloise Holding AG

217.82
CHF
+0.49
(+0.23%)
20.65BMarket Cap
Mar 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
193.66
201.42
181.58
187.43
193.06
182.6
215.45
198.12
227.88
136.37
198.46
212.25
201.87
- -
Basic EPS, GAAP
8.44
8.85
6.23
7.61
7.82
8.38
10.52
4.76
9.17
8.03
5.36
9.11
10.44
- -
Free Cash Flow per Basic Share
5.31
3.06
-7.73
-6.28
-0.58
3.99
10.03
6
10.66
-2.55
17.17
-2.24
13.5
- -
Dividend per Share
3.74
3.74
4.19
4.31
4.69
5.06
5.27
5.38
5.53
6.1
6.39
6.67
7.09
- -
Book Value per Share
88.67
99.54
93.76
97.05
105.33
102.75
117.84
112.01
69.18
65.37
63.16
69.22
131.27
131.27
Tangible Book Value per Share
80.88
73.72
69.98
72.43
80.56
77.19
90.75
74.86
34.61
34.49
33.44
39.62
48.21
48.21
Basic Weighted Avg Shares
43
44
49
49
49
49
49
51
53
53
53
53
53
76
Sales/Revenue/Turnover
8,337
8,917
8,966
9,274
9,551
9,032
10,656
10,139
12,042
7,214
10,484
11,224
10,676
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
43
114
129
110
118
56
68
171
200
165
179
164
159
- -
Net Income, GAAP
363
392
308
377
405
433
539
265
497
439
283
482
552
- -
Effective Tax Rate (%)
21.2
15.11
21.84
11.97
21.52
21.34
4.73
11.94
23.1
14.65
18.35
20.43
20.07
- -
Profit Margin (%)
4.36
4.39
3.43
4.06
4.24
4.79
5.06
2.61
4.13
6.08
2.7
4.29
5.17
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
178
772
768
766
1,342
1,319
1,205
1,961
1,748
2,078
1,987
2,000
4,506
4,506
Total Equity
4,131
5,663
5,355
5,513
5,929
5,797
6,534
7,175
4,889
4,252
4,116
4,444
13,758
13,758
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
9.36
7.86
5.41
6.77
6.93
6.27
8.77
3.74
7.45
6.19
6.13
9.29
5.16
- -
Return on Common Equity (%)
9.65
8.98
6.45
7.98
7.73
8.05
9.54
4.15
10.13
11.94
8.33
13.77
6.63
- -

Capital Structure

CHF

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
1,929
- -
4,385
LT Finance Leases
71
- -
120
Preferred Equity and Hybrid Capital
475
475
475
Shares Outstanding
53
53
99
Market Capitalization
7,904
9,859
20,648

Working Capital

CHF

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,102
30,360
6,432
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CHF

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
20.02%
33.89%
209.55%
Free Cash Flow
-241.03%
-325.87%
-704.15%
Net Income, GAAP
13.58%
25.06%
14.63%
Sales/Revenue/Turnover
4.03%
5.24%
-4.89%
Total Cash Common Dividend
6.17%
8.1%
6.33%

Semi-annual Revenue

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
10,484
2024
- -
- -
11,224
2025
- -
- -
10,676

Semi-annual Earnings Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
5.36
2024
- -
- -
9.11
2025
- -
- -
10.44

Semi-annual Dividends Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
6.39
2024
- -
- -
6.67
2025
- -
- -
7.09

Company Description

CEO
Fabian Rupprecht
Full Time Employees
21,138
Sector
Finance
Industry
Multi-line insurance
Address
Aeschengraben 21 Basel BS Switzerland 4051
IPO Date
Sep 3, 2001
Business
Helvetia Holding AG (Helvetia Baloise Holding AG) is a leading Swiss multi-line insurance group providing comprehensive life, non-life, reinsurance, and pension solutions to private individuals and corporate clients worldwide. The company offers term insurance, endowment and annuity insurance, index- and unit-linked products, individual and group life insurance, risk and pension products; property, motor vehicle, liability, transport, health, and accident insurance; specialty lines including art, engineering, aviation, marine, and industrial property coverage; active reinsurance; and asset management services through Helvetia Asset Management AG, including real estate funds. It operates primarily in Switzerland, Germany, Italy, Spain, Austria, and France, with global specialty and reinsurance activities via Helvetia Global Solutions in markets such as Latin America and Asia, serving small and medium-sized enterprises, large corporates, and online customers through brands like Smile. Founded in 1858 and headquartered in St. Gallen, Switzerland, the group employs approximately 22,000 people following recent expansion and maintains subsidiaries including Caser (Spain, with hospitals and clinics), Helvetia Schweizerische Versicherungsgesellschaft AG, and Helvetia Schweizerische Lebensversicherungsgesellschaft AG. In a transformative development, Helvetia completed its merger of equals with Baloise Holding AG on December 5, 2025, creating Switzerland's second-largest insurer with a combined business volume exceeding CHF 20 billion, after securing approvals from shareholders, the Swiss Competition Commission, and the European Commission; this positions the enlarged Helvetia Baloise Holding AG as a dominant player with enhanced scale and profitability. Earlier in 2025, the company announced a major restructuring impacting around 500 jobs to boost efficiency, including merging its Spanish units Helvetia Seguros and Caser, halting Smile's expansion in Spain while integrating it into core operations, and optimizing international presence, alongside launching a digital self-service pension analysis tool.

Company News

  • Helvetia Baloise Holding AG (HLVTY) Helvetia Holding AG - Analyst/Investor Day Transcript

  • Helvetia Baloise Holding AG (HLVTY) Q4 2025 Earnings Call Prepared Remarks Transcript

  • Swiss insurer Helvetia Baloise to cut up to 2,600 jobs following merger

  • Helvetia Holding AG (HLVTY) M&A Call Transcript

  • Helvetia Holding AG (HLVTY) Q2 2025 Earnings Call Transcript

  • Top Baloise Investor Cevian Sells Stake to Helvetia Shareholder Ahead of Merger Deal

  • Baloise says Patria acquires 9.35% stake from Cevian ahead of merger with Helvetia

  • Helvetia, Baloise to Merge to Create Switzerland's Second-Largest Insurer

  • Helvetia and Baloise to merge, creating Switzerland's second-biggest insurance group

  • Swiss insurers Baloise, Helvetia explore merger, Bloomberg News reports