Banco Bradesco SA

Banco Bradesco SA

4.22
USD
-0.10
(-2.43%)
0.87EPS
4.14P/E
31.18BMarket Cap
Oct 22Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.49
7.65
14.94
21.65
20.49
10
11.18
9.28
11.55
12.28
11.13
11.95
13.41
22.35
Basic EPS, GAAP
1.39
1.72
4.07
4.02
3.84
1.87
2.37
1.78
2.61
1.14
0.77
0.93
1.28
4.43
Free Cash Flow per Basic Share
10.66
8.77
-14.72
10.97
6.72
-1.34
-2.79
15.56
-12
4.55
-1.05
4.78
-8.44
0.61
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
8.05
9.2
10.21
11.84
13.2
13.97
15.19
16.37
16.89
18.02
18.79
19.1
20.27
20.61
Tangible Book Value per Share
7.13
8.36
9.37
10.06
11.38
12.16
13.53
14.72
15.21
15.9
16.29
16.41
17.35
17.56
Basic Weighted Avg Shares
8,893
8,891
4,451
4,450
4,450
8,880
8,880
8,880
8,868
8,867
8,839
8,815
8,786
5,491
Sales/Revenue/Turnover
57,749
68,027
66,507
96,372
91,194
88,791
99,281
82,369
102,429
108,847
98,334
105,330
117,814
122,753
Operating Margin (%)
22.96
26.37
8.62
31.34
26.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,741
2,933
2,942
3,657
4,569
4,808
5,866
5,921
5,773
5,663
6,520
6,734
7,063
7,183
Net Income, GAAP
12,396
15,315
18,133
17,894
17,089
16,584
21,023
15,837
23,172
21,223
14,251
17,253
23,673
24,319
Effective Tax Rate (%)
12.8
20.25
- -
43.61
27.08
13.85
- -
- -
28.83
12.85
- -
- -
- -
4.7
Profit Margin (%)
21.47
22.51
27.26
18.57
18.74
18.68
21.18
19.23
22.62
19.5
14.49
16.38
20.09
19.81
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
100,784
128,458
167,703
212,279
193,774
218,260
241,198
217,913
238,942
349,227
359,485
406,481
448,686
482,992
Total Equity
72,103
82,292
90,915
105,479
117,694
124,676
135,544
146,117
150,229
160,011
167,014
168,942
178,949
182,737
Return on Invested Capital (%)
6.02
6.63
- -
4.98
5.06
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.3
7.93
- -
5.94
5.36
5.02
- -
- -
6.1
4.67
- -
- -
- -
3.8
Return on Common Equity (%)
17.33
19.88
20.97
18.25
15.35
13.72
16.21
11.28
15.69
6.53
4.17
4.91
6.5
13.69

Capital Structure

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
445,439
463,371
480,131
LT Finance Leases
3,247
3,090
2,861
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,800
8,795
8,795
Market Capitalization
164,350
173,048
161,152

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
272,343
295,792
264,981
Accounts Receivable, Net
5,905
7,462
7,514
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
62,077
72,442
69,342
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.08%
4.15%
5.92%
Free Cash Flow
-216.98%
-253.3%
-275.83%
Net Income, GAAP
5.67%
12.67%
37.21%
Sales/Revenue/Turnover
7.16%
7.98%
11.85%
Total Cash Common Dividend
- -
- -
37.21%

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
24,731
25,693
24,913
29,701
105,330
2025
30,162
30,306
27,979
29,711
117,814
2026
32,928
32,135
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.47
0.45
0.53
2.42
0.93
2025
0.64
0.66
2.77
3.37
1.28
2026
0.59
0.77
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Marcelo de Araújo Noronha
Full Time Employees
82,095
Sector
Finance
Industry
Major banks
Address
Cidade De Deus, S/N Osasco SP Brazil 06029-900
IPO Date
Nov 26, 1946
Business
Banco Bradesco S.A. (BBDC3.SA) operates as one of Brazil's largest private-sector financial institutions, providing a comprehensive range of banking, insurance, and asset management services to individuals, small and medium-sized enterprises, corporations, and institutional clients worldwide; core offerings include current, savings, salary, and digital accounts; personal, payroll, mortgage, vehicle, real estate, microcredit, agribusiness, and overdraft loans; debit, credit, and business cards; leasing; consortiums; car, life, health, dental, travel, personal accident, and property insurance; pension plans; investment products; asset management via BRAM; brokerage services; foreign exchange; capitalization bonds; payment processing; and internet, mobile, and biometric-enabled digital banking platforms, supported by over 5,000 branches, extensive ATM networks, and subsidiaries like Bradesco Seguros and Next digital bank. Founded in 1943 by Amador Aguiar in Marília, São Paulo state, and headquartered in Osasco, Brazil, the bank maintains a dominant presence across Brazil with international operations through branches and subsidiaries in the United States (Bradesco Bank, formerly BAC Florida Bank), New York, Grand Cayman, Cayman Islands, London, Luxembourg, Hong Kong, Buenos Aires, Tokyo, Mexico, and Europe. Recent strategic developments include the November 2025 expansion of its Atlântica D'Or healthcare partnership with Rede D'Or São Luiz to incorporate Maternidade São Luiz Star hospital, maintaining a 50.01%/49.99% ownership split pending regulatory approvals; a November 2025 strategic alliance with John Deere for agribusiness financing; relaunches of Ágora investment platform, Veloe payments, and BIA AI assistant; acquisitions of Digio and Bradesco Invest Us digital platforms; ongoing digital transformation with Next bank enhancements; and commitments to net-zero emissions as the first Brazilian bank to do so, alongside sustainability initiatives like Open Finance participation.

Company News

  • Banco Bradesco Director Nunes Purchases $562,000 Preferred Shares. Is BBD's Rally Going to Continue?

  • Banco Bradesco Executive Purchases $1 Million BBD Shares. Is This a Sign the Brazilian Bank is a Buy in 2026?

  • Banco Bradesco Director Purchases $843,000 Shares. Is BBD Still a Buy?

  • Banco Bradesco Director Purchases $843,000 Shares. Is Brazil's Banking System Rebounding to Make BBD a Buy?

  • Banco Bradesco Executive Purchases $5.6 Million in Preference Shares. Are the Brazilian Bank's Common Shares a Buy?

  • Bradesco Chief Tech Officer Purchases 60,093 Shares for $1.1 Million. Is This Large Buy a Signal to Invest in BBD?

  • Banco Bradesco Top HR Executive Purchases $1.1 Million Ahead of BBD Rally. Is the Stock Still a Buy?

  • Banco Bradesco Top Legal Executive Purchases $1 Million Shares. Has the Brazil Bank Stock Turned the Corner?

  • Banco Bradesco Wealth Management Chief Purchases $1.1 Million Preference Shares. Is This Brazilian Financial Powerhouse Stock a Buy?

  • Banco Bradesco's Head of PE and VC Purchases $1.7 Million Shares. Does This Signal the Brazilian Bank Is a Buy?

  • Banco Bradesco Chief Risk Officer Purchases 60,492 Shares for $1.1 Million. Is BBD a Buy?

  • Banco Bradesco Executive Leading Digital Retail Purchases ~$1 Million in Shares. Is the Brazil Bank Now a Buy?

  • Banco Bradesco Director Caffarelli Buys 31,266 Preference Shares. Is The Brazilian Bank Due to Rally?

  • Banco Bradesco (NYSE:BBD) Sets New 1-Year High – Time to Buy?

  • Head-To-Head Review: HDFC Bank (NYSE:HDB) and Banco Bradesco (NYSE:BBDO)

  • Banco Bradesco Executive Freiberger Buys Nearly $900,000 in Shares. Is This a Sign the Brazilian Bank Is on the Rebound?

  • Brazilian Bank Rebound Signal as Banco Bradesco Executive Panico Buys $784,288 in Shares

  • Banco Bradesco Director Pauli Pavarina Buys 46,874 Shares for $843,000. Does This Signal a Brazilian Bank Rebound?

  • Banco Bradesco Executive Marcos Tescarolo Buys $1 Million in Shares as Brazilian Banking Rebounds

  • Banco Bradesco Executive Mantarro Buys $1 Million of Shares. Does This Mean the Brazilian Bank Is on the Rebound?