- Business
- California International Bank, N.A. (CAIB) operates as a commercial bank providing a range of deposit, lending, and digital banking services to individuals and small businesses primarily in Southern California. The bank offers deposit products including non-interest-bearing and interest-bearing checking accounts, money market accounts, savings accounts, certificates of deposit, and debit/ATM cards; lending products such as commercial real estate loans, working capital loans, business expansion loans, small- and medium-enterprise loans, and construction loans; and other services encompassing online banking, commercial online banking, payment processing solutions, and Autobooks invoicing and payments platform. Founded in 2005 and headquartered at 15606 Brookhurst Street, Suite C-D, in Westminster, California, the bank maintains a single-branch operation with approximately 10 employees and focuses on the local business community through direct lending without intermediaries. In recent developments, the bank entered into a formal agreement with the Office of the Comptroller of the Currency in 2023 addressing operational matters, while continuing to emphasize customized financial solutions amid a competitive regional banking environment marked by ongoing consolidation.