California International Bank, N.A. Financial Ratios — CAIB

Profitability (USD)

	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	-13.52	-16.68	-13.17	-11.89	-2.87	-1.95	1.1	0.11	9.09
Return on Assets (%)	- -	-6.62	-4.31	-2.58	-2.3	-0.37	-0.29	0.21	0.02	1.36
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	-891.67	-169.03	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-891.67	-169.03	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	320.05	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	- -	-169.03	- -	-37.02	-66.64	-9.86	-6.16	2.93	0.33	19.03
Profit Margin (%)	-891.67	-169.17	-110.96	-37.05	-66.68	-9.89	-6.18	2.91	0.31	17.05
Net Income to Common Margin (%)	-891.67	-169.17	-110.96	-37.05	-66.68	-9.89	-6.18	2.91	0.31	17.05
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	- -	0.68	6.17	10.38
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	-13.52	-16.68	-13.17	-11.89	-2.87	-1.95	1.1	0.11	9.09

Credit (USD)

API ChatGPT

	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	- -	- -	- -	6	8	- -	- -	- -	- -	- -
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	- -	- -	- -	6	8	- -	- -	- -	- -	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	39.99	56.26	8.88	28.97	14.05	11.94	19.05	19	18.2	12.84
Long-Term Debt/Equity (%)	- -	- -	- -	49.29	63.58	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	34.31	40.44	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	15.14	9.54	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	49.29	63.58	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	34.31	40.44	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	15.14	9.54	- -	- -	- -	- -	- -
Net Debt to Equity	-0.63	-11.57	-5.51	-75.07	-348.78	-341.88	-119.27	-116.54	-93.53	-173.1
Net Debt/Capital (%)	-1.2	-13.09	-21.36	-109.48	182.09	137.65	462.96	507.11	2,812,110.03	209.83
EBITDA	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	39.99	56.26	8.88	28.97	14.05	11.94	19.05	19	18.2	12.84
Long-Term Debt/Equity (%)	- -	- -	- -	49.29	63.58	- -	- -	- -	- -	- -
Long-Term Debt/Capital (%)	- -	- -	- -	34.31	40.44	- -	- -	- -	- -	- -
Long-Term Debt/Total Assets (%)	- -	- -	- -	15.14	9.54	- -	- -	- -	- -	- -
Total Debt/Equity (%)	- -	- -	- -	49.29	63.58	- -	- -	- -	- -	- -
Total Debt/Capital (%)	- -	- -	- -	34.31	40.44	- -	- -	- -	- -	- -
Total Debt/Total Assets (%)	- -	- -	- -	15.14	9.54	- -	- -	- -	- -	- -
CFO/Total Liabilities	- -	- -	- -	-5.08	-1.89	-1.28	-1.05	0.56	-0.18	2.33
CFO/CapEx	- -	- -	- -	-86.5	-127.32	-90.18	-10.41	12.93	-7.32	157.42
Altman's Z-Score	-0.06	-0.33	0.08	-0.66	-0.41	-0.3	-0.47	-0.45	-0.39	-0.35

Working Capital (USD)

API ChatGPT

	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	- -	8	7	6	14	14	14	17	- -
- Cash & Cash Equivalents	- -	1	1	10	41	39	13	13	11	22
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	- -	- -	- -	6	8	- -	- -	- -	- -	- -
Enterprise Value	- -	-1	8	3	-28	-26	- -	- -	6	-22
Total Capital	7	12	3	19	19	11	11	11	11	12
Total Debt/Capital (%)	- -	- -	- -	34.31	40.44	- -	- -	- -	- -	- -
Total Debt / EV	- -	- -	- -	1.9	-0.27	- -	- -	- -	- -	- -
EV/Sales	- -	- -	6.92	1.22	- -	- -	0.06	0.09	1.62	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	1.5	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -	1.39	- -	- -
Diluted Market Cap	- -	- -	8	7	6	14	14	14	17	- -
Diluted Enterprise Value	- -	-1	8	3	-28	-26	- -	- -	6	-22
EV per Share	- -	- -	5.58	0.02	- -	- -	- -	- -	0.04	- -
TTM Sales	- -	1	1	3	2	3	3	4	4	6
TTM EBITDA	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	- -	- -	-2	-1	-1	- -	- -	- -	2
TTM Free Cash Flow to Firm	- -	- -	- -	-1	-1	-1	- -	- -	- -	2

Multiples (USD)

API ChatGPT

	2005 Y	2006 Y	2007 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2005	12/31/2006	12/31/2007	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	- -	- -	-4.57	-4.9	-13.77	-32.57	50.32	-238.01	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	- -	-1	8	3	-28	-26	- -	- -	6	-22
Low Price	- -	- -	4.15	0.04	0.04	0.04	0.05	0.06	0.06	0.02
EV/Sales	- -	- -	6.92	1.22	- -	- -	0.06	0.09	1.62	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	- -	- -	- -	- -	- -	- -	116.77	1,400.6	- -
Price/Earnings Average	- -	- -	-7.92	-11.37	-10.23	-52.58	-71.68	110.55	1,185.58	- -
Price/Earnings High	- -	- -	-9.5	-18.02	-12.21	-79.14	-93.7	123.34	1,400.6	- -
Price/Earnings Low	- -	- -	-4.64	-6.55	-4.39	-21.83	-41.1	87.58	796.94	- -
Price/Book Value	- -	- -	2.53	0.55	0.56	1.27	1.3	1.28	1.6	- -
Price/Book Value Average	- -	- -	2.99	0.95	1.29	1.53	1.41	1.21	1.35	- -
Price/Book Value High	- -	- -	3.58	1.51	1.54	2.3	1.85	1.35	1.6	- -
Price/Book Value Low	- -	- -	1.75	0.55	0.56	0.64	0.81	0.96	0.91	- -
Price/Tangible Book Value	- -	- -	0.79	0.52	0.52	1.19	1.21	1.2	1.5	- -
Price/Tangible Book Value Average	- -	- -	0.93	0.9	1.21	1.43	1.32	1.13	1.27	- -
Price/Tangible Book Value High	- -	- -	1.12	1.42	1.44	2.15	1.73	1.27	1.5	- -
Price/Tangible Book Value Low	- -	- -	0.55	0.52	0.52	0.59	0.76	0.9	0.85	- -
Price/Sales	- -	- -	7.44	2.43	2.93	4.32	4.07	3.4	4.34	- -
Price/Sales Average	- -	- -	8.79	4.21	6.82	5.2	4.43	3.21	3.67	- -
Price/Sales High	- -	- -	10.54	6.68	8.14	7.82	5.79	3.59	4.34	- -
Price/Sales Low	- -	- -	5.15	2.43	2.93	2.16	2.54	2.55	2.47	- -
Price/Cash Flow	- -	- -	- -	-4.51	-4.87	-13.62	-29.45	54.21	-205.49	- -
Price/Cash Flow Average	- -	- -	- -	-7.83	-11.32	-16.4	-32.1	51.32	-173.94	- -
Price/Cash Flow High	- -	- -	- -	-12.41	-13.52	-24.69	-41.96	57.26	-205.49	- -
Price/Cash Flow Low	- -	- -	- -	-4.51	-4.87	-6.81	-18.4	40.66	-116.92	- -
Price/Free Cash Flow Average	- -	- -	- -	-7.92	-11.41	-16.59	-35.51	47.64	-201.47	- -
Price/Free Cash Flow High	- -	- -	- -	-12.56	-13.62	-24.96	-46.42	53.15	-238.01	- -
Price/Free Cash Flow Low	- -	- -	- -	-4.57	-4.9	-6.89	-20.36	37.74	-135.43	- -
EV/Sales Average	- -	- -	8.27	3	- -	- -	0.43	- -	0.96	- -
EV/Sales High	- -	- -	10.02	5.47	- -	- -	1.79	0.28	1.62	- -
EV/Sales Low	- -	- -	4.63	1.22	- -	- -	- -	- -	- -	- -
EV/EBITDA Average	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	0.38	1.08	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	6	0.04	0.04	0.08	0.08	0.08	0.1	0.07
High Price	- -	- -	8.5	0.11	0.1	0.14	0.11	0.08	0.1	0.1
Enterprise Value Average	- -	-1	9	8	-19	-23	1	- -	4	-22
Enterprise Value High	- -	-1	11	15	-17	-15	6	1	6	-22
Enterprise Value Low	- -	-1	5	3	-28	-32	-5	-3	-1	-22

Shares Outstanding	1	1	1	170	170	170	170	170	170	170
Diluted Weighted Avg Shares	1	1	1	170	170	170	170	170	170	- -
Basic Weighted Avg Shares	1	1	1	170	170	170	170	170	170	- -
Revenue per Share	0.02	0.53	0.81	0.02	0.01	0.02	0.02	0.02	0.02	- -
EBITDA per Share	-0.15	-0.89	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	-0.15	-0.89	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.15	-0.89	-0.89	-0.01	-0.01	- -	- -	- -	- -	- -
Basic EPS from Cont Ops	-0.15	-0.89	-0.89	-0.01	-0.01	- -	- -	- -	- -	- -
Diluted EPS, GAAP	-0.15	-0.89	-0.89	-0.01	-0.01	- -	- -	- -	- -	- -
Diluted EPS from Cont Ops	-0.15	-0.89	-0.89	-0.01	-0.01	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	- -	- -	- -	-0.01	-0.01	-0.01	- -	- -	- -	- -
Free Cash Flow per Basic Share	- -	- -	- -	-0.01	-0.01	-0.01	- -	- -	- -	- -
Cash & Equivalents per Share	0.06	0.97	0.42	0.06	0.24	0.23	0.08	0.08	0.06	- -
Book Value per Share	4.85	8.36	2.37	0.07	0.06	0.06	0.06	0.06	0.06	- -
Tangible Book Value per Share	9.14	8.28	7.58	0.08	0.07	0.07	0.07	0.07	0.07	- -

California International Bank, N.A.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)