1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Pathward Financial, Inc.

Pathward Financial, Inc.

CASH
Pathward Financial, Inc.US flagNASDAQ Global Select
81.41
USD
+0.50
- -
1.72BMarket Cap
Pathward Financial, Inc.
CASH
(NASDAQ Global Select)

Recent

price

81.41

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
14.83
7.33
8.28
4.53
4.5
4.99
5.83
8.15
8.95
11.64
12.43
16.02
17.74
22.38
25.73
28.79
30.59
Revenue per Share
1.41
0.5
1.65
0.8
0.86
0.89
1.32
1.62
1.68
2.49
2.94
4.47
5.17
5.34
7.28
7.94
8.43
Basic EPS, GAAP
3.66
2.14
7.31
-1.69
1.28
2.19
2.83
4.08
3.66
0.84
11.26
16.31
-5.09
-4.55
8.42
10.11
20.57
Free Cash Flow per Basic Share
0.18
0.17
0.18
0.17
0.17
0.17
0.17
0.17
0.19
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.2
Dividend per Share
4.83
4.87
5.86
4.25
4.57
4.87
5.04
6.04
6.94
6.51
6.6
8.18
8.41
9.19
13.4
15.39
15.21
Book Value per Share
7.88
8.48
13.85
8.39
9.39
9.94
10.67
10.22
12.16
12.39
13.92
16.68
10.6
10.74
19.71
23.38
24.18
Tangible Book Value per Share
9
9
10
17
18
20
25
28
31
39
36
32
29
27
25
23
22
Basic Weighted Avg Shares
131
69
86
76
83
101
147
226
275
452
443
508
519
601
648
674
685
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11
10
20
21
18
29
36
45
38
55
61
59
62
65
58
60
56
Depreciation Expense
12
5
17
13
16
18
33
45
52
97
105
142
151
143
183
186
189
Net Income, GAAP
37.45
43.85
36.13
21.63
15.61
7.04
14.43
18.55
8.91
- -
4.92
6.84
14.53
6.18
15.6
16.26
15.73
Effective Tax Rate (%)
9.49
6.77
19.92
17.67
19.04
17.9
22.57
19.86
18.76
21.44
23.63
27.88
29.15
23.85
28.29
27.59
27.58
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
32
21
21
17
17
19
92
86
89
216
98
93
36
34
33
33
34
LT Debt
72
81
146
143
175
271
335
434
748
844
847
872
645
618
822
857
851
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
33.42
10.54
32.18
20.31
20.25
19.81
29.44
30.48
27.1
41.58
42.88
57.28
59.83
58.2
62.75
53.31
55.35
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'26
Mar'26
ST Debt
9
- -
26
LT Borrowings
33
33
34
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
23
22
21
Market Capitalization
1,732
1,627
2,000

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,094
1,293
1,094
Accounts Receivable, Net
39
36
36
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
9
- -
26
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.85%
2%
4.29%
Free Cash Flow
79.91%
-76.01%
11.57%
Net Income, GAAP
29.61%
13.22%
1.45%
Sales/Revenue/Turnover
22.8%
8.87%
4.01%
Total Cash Common Dividend
4.14%
-7.97%
-7.52%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
137
213
152
134
648
2025
133
230
157
154
674
2026
143
232
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.35
2.77
1.8
1.36
7.28
2025
1.24
3.17
1.83
1.71
7.94
2026
1.58
3.37
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.05
0.05
0.05
0.2
2025
0.05
0.05
0.05
0.05
0.2
2026
0.05
0.05
- -
- -
- -
Similar Companies
PT Bank Nationalnobu Tbk (NOBU.JK)
The Ogaki Kyoritsu Bank, Ltd. (8361.T)
United Community Banks, Inc. (UCB)
OTP Bank Nyrt. (OTP.BD)
Jyske Bank A/S (JYSKY)
Bangkok Bank Public Company Limited (BKKLY)
Business
Pathward Financial, Inc. (Nasdaq: CASH) operates as the bank holding company for Pathward, National Association, a federally chartered financial institution that provides banking-as-a-service infrastructure, payment solutions and commercial finance products to individuals, businesses and third-party partners across the United States; headquartered in Sioux Falls, South Dakota, the company was founded in 1955 as Storm Lake Savings and Loan Association and rebranded from Meta Financial Group, Inc. in July 2022. Pathward offers deposit products including demand deposit accounts, savings accounts and money market accounts; consumer lending solutions encompassing installment loans, revolving credit and personal loans through fintech partnerships; payment solutions such as prepaid and debit card issuing, merchant services, digital payments, ATM processing and acceptance of credit and debit card payments; tax services featuring short-term refund advance loans and electronic return originator advances; and commercial finance products comprising term lending, asset-based lending, factoring, lease financing, insurance premium financing, government-guaranteed lending and warehouse financing, targeting industries including manufacturing, staffing, renewable energy, logistics, oil and gas services, IT/tech, construction and distribution. The company conducts operations nationwide through business lines including Consumer, Commercial and Corporate Services/Other, with key subsidiaries and units such as Refund Advantage in Louisville, Kentucky, for tax refund software; EPS in Easton, Pennsylvania; SCS in Hurst, Texas; and Insurance Premium Finance in Dallas, Texas, and Newport Beach, California. Recent developments include the launch of Solutions for Financial Institutions in 2024, expanding beyond prepaid cards to encompass commercial finance and merchant services for community banks and credit unions; a new partnership with Upstart announced in November 2025 to offer personal loans via Upstart's AI lending marketplace; and an extension of its lending partnership with Oportun through 2029 to support unsecured and secured personal loans for underserved populations. Pathward maintains a focus on financial inclusion, powering programs for third-party partners in banking, payments and credit while delivering customized financing to businesses seeking working capital and growth opportunities.

Company News

APIChat

  • globenewswire.com

    J & J SNACK FOODS CORP. ANNOUNCES QUARTERLY CASH DIVIDEND

  • globenewswire.com

    CALIFORNIA BANCORP DECLARES CASH DIVIDEND

  • globenewswire.com

    VALHI ANNOUNCES QUARTERLY CASH DIVIDEND AND RESULTS OF ANNUAL STOCKHOLDER MEETING

  • businesswire.com

    Pathward Financial, Inc. Declares Cash Dividend

  • prnewswire.com

    McDONALD'S ANNOUNCES QUARTERLY CASH DIVIDEND

  • gurufocus.com

    Pathward's Matt Dekutoski Among ABF Journal's 2026 Icons

  • prnewswire.com

    Belfry and Clair Partner to Launch On-Demand Pay, Giving Security Officers Instant1 Access to Earned Wages

  • prnewswire.com

    MARINE PETROLEUM TRUST ANNOUNCES SECOND QUARTER CASH DISTRIBUTION

  • prnewswire.com

    WYNDHAM HOTELS & RESORTS DECLARES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    KEYCORP DECLARES QUARTERLY CASH DIVIDEND ON COMMON SHARES AND PREFERRED STOCKS AND ANNOUNCES NEW SHARE REPURCHASE PROGRAM

  • gurufocus.com

    KBW Names Pathward Financial to its 2026 Bank Honor Roll

  • businesswire.com

    KBW Names Pathward Financial to its 2026 Bank Honor Roll

  • prnewswire.com

    SERVICE CORPORATION INTERNATIONAL INCREASES QUARTERLY CASH DIVIDEND

  • prnewswire.com

    7shifts Launches New Tip Payout Solution Through On-Demand Pay Product With Clair

  • prnewswire.com

    SABINE ROYALTY TRUST ANNOUNCES MONTHLY CASH DISTRIBUTION FOR MAY 2026

  • seekingalpha.com

    Pathward Financial: Credit Deterioration Is Concerning (Downgrade)

  • prnewswire.com

    FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

  • seekingalpha.com

    Pathward Financial, Inc. (CASH) Q2 2026 Earnings Call Transcript

  • zacks.com

    Compared to Estimates, Pathward (CASH) Q2 Earnings: A Look at Key Metrics

  • zacks.com

    Pathward Financial (CASH) Matches Q2 Earnings Estimates