Pathward Financial, Inc. Financial Ratios — CASH Stock

Profitability (USD)

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025	09/30/2026

Return on Common Equity (%)	15.12	9.29	9.89	8.09	10.96	11.67	8.76	12.25	12.44	16.53	19.94	22.66	25.41	22.12	- -
Return on Assets (%)	1.17	0.8	0.84	0.79	1.02	0.97	0.93	1.61	1.71	2.22	2.25	2.01	2.44	2.53	- -
Return on Capital (%)	12.72	8.2	8.92	3.53	2.83	2.61	3.2	- -	7.56	14.41	18	20.96	19.17	17.35	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	31.18	22.55	22.56	19.25	26.38	24.39	20.86	21.65	25.95	30.78	34.77	25.82	33.75	33.11	- -
Profit Margin (%)	19.92	17.67	19.04	17.9	22.57	19.86	18.76	21.44	23.63	27.88	29.15	23.85	28.29	27.59	- -
Net Income to Common Margin (%)	19.92	17.67	19.04	17.9	22.57	19.86	18.76	21.44	23.63	27.88	29.15	23.85	28.29	27.59	- -
Effective Tax Rate (%)	36.13	21.63	15.61	7.04	14.43	18.55	8.91	- -	4.92	6.84	14.53	6.18	15.6	16.26	- -
Dvd Payout Ratio (%)	10.7	21.81	20.26	19.35	13.21	10.77	10.83	7.35	6.23	4.27	3.77	3.67	2.73	2.5	- -
Sustainable Growth Rate (%)	13.5	7.26	7.89	6.53	9.51	10.42	7.81	11.35	11.66	15.82	19.19	21.83	24.72	21.57	- -

Credit (USD)

Credit Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025	09/30/2026

Total Debt	21	17	17	559	1,185	1,488	511	858	98	93	36	47	410	42	- -
ST Debt	- -	- -	- -	540	1,092	1,402	422	642	- -	- -	- -	13	377	9	- -
LT Debt	21	17	17	19	92	86	89	216	98	93	36	34	33	33	- -
Total Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.85	8.45	8.51	10.73	8.36	8.31	12.75	13.58	13.85	13.01	9.56	8.25	10.92	11.96	- -
Long-Term Debt/Equity (%)	14.61	12.11	9.9	7.17	27.6	19.69	11.9	25.57	11.59	10.65	5.58	5.48	4.06	3.9	- -
Long-Term Debt/Capital (%)	12.75	10.8	9.01	2.34	6.08	4.45	7.07	12.68	10.39	9.62	5.29	5.09	2.71	3.72	- -
Long-Term Debt/Total Assets (%)	1.29	1.02	0.84	0.77	2.31	1.64	1.52	3.49	1.61	1.39	0.53	0.45	0.44	0.47	- -
Total Debt/Equity (%)	14.61	12.11	9.9	206.19	353.62	342.37	68.34	101.64	11.59	10.65	5.58	7.58	49.91	4.95	- -
Total Debt/Capital (%)	12.75	10.8	9.01	67.34	77.96	77.39	40.6	50.41	10.39	9.62	5.29	7.05	33.29	4.72	- -
Total Debt/Total Assets (%)	1.29	1.02	0.84	22.12	29.57	28.45	8.76	13.87	1.61	1.39	0.53	0.62	5.45	0.59	- -
Net Debt to Equity	-84.84	-15.91	-7.16	195.2	122.01	50.19	54.72	84.45	-40.12	-25.37	-54.56	-53.16	30.65	-9.11	- -
Net Debt/Capital (%)	-559.46	-18.92	-7.72	65.95	54.81	33.32	35.31	45.25	-65.6	-33.99	-120.09	-113.49	23.46	-10.02	- -
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025	09/30/2026

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	8.85	8.45	8.51	10.73	8.36	8.31	12.75	13.58	13.85	13.01	9.56	8.25	10.92	11.96	- -
Long-Term Debt/Equity (%)	14.61	12.11	9.9	7.17	27.6	19.69	11.9	25.57	11.59	10.65	5.58	5.48	4.06	3.9	- -
Long-Term Debt/Capital (%)	12.75	10.8	9.01	2.34	6.08	4.45	7.07	12.68	10.39	9.62	5.29	5.09	2.71	3.72	- -
Long-Term Debt/Total Assets (%)	1.29	1.02	0.84	0.77	2.31	1.64	1.52	3.49	1.61	1.39	0.53	0.45	0.44	0.47	- -
Total Debt/Equity (%)	14.61	12.11	9.9	206.19	353.62	342.37	68.34	101.64	11.59	10.65	5.58	7.58	49.91	4.95	- -
Total Debt/Capital (%)	12.75	10.8	9.01	67.34	77.96	77.39	40.6	50.41	10.39	9.62	5.29	7.05	33.29	4.72	- -
Total Debt/Total Assets (%)	1.29	1.02	0.84	22.12	29.57	28.45	8.76	13.87	1.61	1.39	0.53	0.62	5.45	0.59	- -
CFO/Total Liabilities	5.32	-1.49	1.37	2.18	2.14	2.5	2.71	3.58	8.91	10	4.75	4.76	7.28	7.14	- -
CFO/CapEx	19.38	-4.38	11.08	9.78	11.25	17.65	5.43	1.21	7.09	9.08	0.66	0.73	1.77	2.11	- -
Altman's Z-Score	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025	09/30/2026

Accounts Receivable Turnover	7.08	6.13	6.01	5.96	8.2	12.36	13.3	21.33	23.94	30.91	30.29	29.11	23.7	19.27	- -
Days Sales Outstanding	51.57	59.51	60.7	61.23	44.51	29.52	27.45	17.11	15.25	11.81	12.05	12.54	15.4	18.94	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025	09/30/2026

Market Capitalization	132	231	218	341	517	754	1,079	1,233	660	1,662	949	1,207	1,640	1,685	1,476
- Cash & Cash Equivalents	145	40	30	28	774	1,268	100	127	427	314	388	376	158	121	- -
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	4	4	4	1	- -	-1	- -	-1	- -
+ Total Debt	21	17	17	559	1,185	1,488	511	858	98	93	36	47	410	42	- -
Enterprise Value	-427	-92	-277	193	17	-133	10	1,078	-480	-423	-1,286	-927	151	634	1,476
Total Capital	167	160	192	831	1,520	1,922	1,259	1,702	946	965	681	665	1,233	900	- -
Total Debt/Capital (%)	12.75	10.8	9.01	67.34	77.96	77.39	40.6	50.41	10.39	9.62	5.29	7.05	33.29	4.72	- -
Total Debt / EV	-0.05	-0.19	-0.06	2.89	69.61	-11.22	53.66	0.8	-0.2	-0.22	-0.03	-0.05	2.72	0.07	- -
EV/Sales	- -	- -	- -	1.92	0.12	- -	0.03	2.38	- -	- -	- -	- -	0.23	0.94	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	3.93	0.22	- -	0.07	- -	- -	- -	- -	- -	0.31	1.41	- -
EV/Free Cash Flow to Firm	- -	- -	- -	4.37	0.24	- -	0.08	- -	- -	- -	- -	- -	0.71	2.68	- -
Diluted Market Cap	84	213	219	284	512	729	850	1,269	685	1,666	963	1,241	1,664	1,741	1,533
Diluted Enterprise Value	-475	-110	-276	136	13	-158	-220	1,115	-455	-419	-1,271	-893	174	689	1,533
EV per Share	- -	- -	- -	7.89	0.67	- -	0.24	28.52	- -	- -	- -	- -	6.06	27.83	71.14
TTM Sales	86	76	83	101	147	226	275	452	443	508	519	601	648	674	- -
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	80	-23	26	49	78	120	138	- -	467	582	290	328	489	451	- -
TTM Free Cash Flow to Firm	76	-28	23	44	72	113	112	- -	401	518	-149	-122	212	237	- -

Multiples (USD)

Valuation Multiples API ChatGPT

	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y	2026 Y
As of date	09/30/2012	09/30/2013	09/30/2014	09/30/2015	09/30/2016	09/30/2017	09/30/2018	09/30/2019	09/30/2020	09/30/2021	09/30/2022	09/30/2023	09/30/2024	09/30/2025	09/30/2026

Price/Free Cash Flow	1.11	-7.51	9.31	6.42	7.16	6.44	7.56	38.92	1.71	3.22	-6.47	-10.17	7.85	7.36	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-427	-92	-277	193	17	-133	10	1,078	-480	-423	-1,286	-927	151	634	1,476
Low Price	4.67	7.42	11.39	10.67	12.07	20.07	25.73	17.84	13.09	19.09	31.16	32.97	41.79	62.79	65.87
EV/Sales	- -	- -	- -	1.92	0.12	- -	0.03	2.38	- -	- -	- -	- -	0.23	0.94	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	4.9	15.83	13.72	15.59	15.34	16.14	16.4	13.07	6.54	11.75	6.37	8.63	9.07	9.32	- -
Price/Earnings Average	3.98	11.11	15.22	14.78	12.12	17.55	19.49	10.12	8.79	9.66	9.43	8.56	7.46	9.66	- -
Price/Earnings High	5.06	16.59	18.05	19.97	15.85	22.01	23.42	13.95	13.62	12.24	12.75	11.33	9.56	10.83	- -
Price/Earnings Low	2.83	9.27	13.29	11.95	9.17	12.39	15.32	7.15	4.46	4.27	6.03	6.18	5.74	7.9	- -
Price/Book Value	0.91	1.61	1.24	1.26	1.54	1.74	1.45	1.47	0.78	1.91	1.47	1.95	1.99	1.96	- -
Price/Book Value Average	0.73	1.13	1.38	1.19	1.22	1.89	1.72	1.14	1.05	1.57	2.18	1.93	1.64	2.04	- -
Price/Book Value High	0.93	1.69	1.64	1.61	1.59	2.37	2.07	1.57	1.63	1.99	2.94	2.56	2.1	2.28	- -
Price/Book Value Low	0.52	0.94	1.21	0.96	0.92	1.33	1.35	0.8	0.53	0.69	1.39	1.39	1.26	1.67	- -
Price/Tangible Book Value	0.92	1.64	1.26	1.7	1.92	2.66	2.92	2.58	1.34	3.15	3.06	4.17	3.3	3.08	- -
Price/Tangible Book Value Average	0.75	1.15	1.4	1.61	1.52	2.89	3.46	2	1.8	2.59	4.53	4.14	2.72	3.19	- -
Price/Tangible Book Value High	0.95	1.72	1.66	2.17	1.98	3.63	4.16	2.76	2.79	3.28	6.13	5.48	3.49	3.58	- -
Price/Tangible Book Value Low	0.53	0.96	1.22	1.3	1.15	2.04	2.72	1.41	0.91	1.14	2.89	2.99	2.09	2.61	- -
Price/Sales	0.98	2.8	2.61	2.79	3.46	3.21	3.08	2.8	1.55	3.28	1.86	2.06	2.57	2.57	- -
Price/Sales Average	0.79	1.96	2.9	2.65	2.74	3.49	3.66	2.17	2.08	2.69	2.75	2.04	2.11	2.67	- -
Price/Sales High	1.01	2.93	3.44	3.57	3.58	4.37	4.39	2.99	3.22	3.41	3.72	2.7	2.71	2.99	- -
Price/Sales Low	0.56	1.64	2.53	2.14	2.07	2.46	2.87	1.53	1.05	1.19	1.76	1.47	1.62	2.18	- -
Price/Cash Flow	1.05	-9.21	8.35	5.72	6.49	6.04	6.15	6.64	1.47	2.86	3.32	3.77	3.4	3.84	- -
Price/Cash Flow Average	0.85	-6.46	9.27	5.42	5.13	6.57	7.3	5.14	1.97	2.35	4.91	3.74	2.79	3.98	- -
Price/Cash Flow High	1.08	-9.65	10.99	7.33	6.71	8.24	8.77	7.09	3.05	2.98	6.65	4.95	3.59	4.47	- -
Price/Cash Flow Low	0.61	-5.39	8.09	4.38	3.88	4.64	5.74	3.63	1	1.04	3.14	2.7	2.15	3.26	- -
Price/Free Cash Flow Average	0.9	-5.27	10.33	6.09	5.66	7.01	8.99	30.13	2.29	2.65	-9.58	-10.08	6.45	7.63	- -
Price/Free Cash Flow High	1.15	-7.87	12.24	8.23	7.4	8.79	10.8	41.55	3.55	3.35	-12.96	-13.35	8.27	8.55	- -
Price/Free Cash Flow Low	0.64	-4.39	9.02	4.92	4.28	4.95	7.07	21.29	1.16	1.17	-6.12	-7.28	4.97	6.24	- -
EV/Sales Average	- -	- -	- -	1.74	- -	- -	0.77	1.77	- -	- -	- -	- -	- -	1.03	- -
EV/Sales High	- -	- -	- -	2.87	0.23	0.63	1.71	2.57	0.53	- -	- -	- -	0.37	1.35	- -
EV/Sales Low	- -	- -	- -	1.13	- -	- -	- -	1.15	- -	- -	- -	- -	- -	0.56	- -
EV/EBITDA Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	8.08	12.67	11.75	13.92	20.2	26.13	27.55	32.61	19.22	52.48	32.96	46.09	66.01	74.01	71.14
High Price	8.33	13.27	15.46	17.84	20.87	35.63	39.32	34.81	40	54.65	65.96	60.49	69.63	86	101.26
Enterprise Value Average	-452	-161	-254	176	-91	-67	213	800	-253	-719	-831	-938	-141	696	1,706
Enterprise Value High	-423	-81	-209	289	34	142	471	1,161	234	-354	-336	-550	241	907	2,101
Enterprise Value Low	-483	-188	-284	114	-191	-308	-62	520	-690	-1,480	-1,338	-1,271	-451	378	1,367

Shares Outstanding	16	18	19	24	26	29	39	38	34	32	29	26	25	23	21
Diluted Weighted Avg Shares	10	17	19	20	25	28	31	39	36	32	29	27	25	24	22
Basic Weighted Avg Shares	10	17	18	20	25	28	31	39	36	32	29	27	25	23	21
Revenue per Share	8.28	4.53	4.5	4.99	5.83	8.15	8.95	11.64	12.43	16.02	17.74	22.38	25.73	28.79	- -
EBITDA per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	1.65	0.8	0.86	0.89	1.32	1.62	1.68	2.49	2.94	4.47	5.17	5.34	7.28	7.94	- -
Basic EPS from Cont Ops	1.65	0.8	0.86	0.89	1.32	1.62	1.7	2.61	3.07	4.59	5.27	5.42	7.33	7.98	- -
Diluted EPS, GAAP	1.64	0.8	0.85	0.89	1.31	1.61	1.67	2.49	2.94	4.46	5.17	5.32	7.27	7.9	- -
Diluted EPS from Cont Ops	1.64	0.8	0.85	0.89	1.31	1.61	1.69	2.6	3.07	4.59	5.27	5.4	7.32	7.94	- -
Dividend per Share	0.18	0.17	0.17	0.17	0.17	0.17	0.19	0.2	0.2	0.2	0.2	0.2	0.2	0.2	- -
Cash Flow per Share	7.7	-1.38	1.41	2.44	3.11	4.33	4.48	4.91	13.11	18.33	9.92	12.22	19.42	19.26	- -
Free Cash Flow per Basic Share	7.31	-1.69	1.28	2.19	2.83	4.08	3.66	0.84	11.26	16.31	-5.09	-4.55	8.42	10.11	- -
Cash & Equivalents per Share	35.53	18.66	27.67	28.88	65.86	82.26	40.45	26.89	36.14	68.8	78.88	83.25	76.45	48.02	- -
Book Value per Share	8.93	7.85	9.44	11.08	13.1	15.05	19	22.22	24.55	27.49	22.41	23.65	33.1	37.68	- -
Tangible Book Value per Share	8.81	7.72	9.3	8.2	10.52	9.82	9.45	12.63	14.33	16.67	10.77	11.04	19.98	24.05	- -

Pathward Financial, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)