Cass Information Systems, Inc.

Cass Information Systems, Inc.

CASS
Cass Information Systems, Inc.US flagNASDAQ Global Select
46.47
USD
- -
- -
598.12MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.42
7.53
7.81
8.2
8.89
9.76
10.55
9.73
10.4
12.98
12.41
12.8
13.77
14.06
Basic EPS, GAAP
1.55
1.58
1.54
1.65
1.7
2.06
2.11
1.75
2.03
2.58
2.22
1.42
2.66
2.68
Free Cash Flow per Basic Share
1.59
1.88
1.85
2.07
2.36
2.99
2.73
3.18
2.14
3.38
1.85
2.25
2.41
1.95
Dividend per Share
0.56
0.62
0.65
0.68
0.73
0.9
1.06
1.08
1.1
1.14
1.18
1.22
1.25
1.26
Book Value per Share
5.41
6.36
7.33
8.45
4.47
5.64
6.81
7.42
8.51
10.29
11.35
11.57
13.26
13.76
Tangible Book Value per Share
11.61
12.26
12.9
13.21
14.31
14.68
15.66
16.92
16.25
13.64
15.46
15.39
16.93
17.03
Basic Weighted Avg Shares
15
15
15
15
15
15
14
14
14
14
14
14
13
13
Sales/Revenue/Turnover
112
114
117
121
131
143
152
140
147
176
168
173
182
183
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
7
8
9
9
11
11
5
5
5
5
5
6
7
7
Net Income, GAAP
23
24
23
24
25
30
30
25
29
35
30
19
35
35
Effective Tax Rate (%)
23.54
24.41
25.71
24.06
28.32
16.72
18.85
17.02
15.43
18.64
19.07
20.84
19.73
19.26
Profit Margin (%)
20.93
21.02
19.69
20.17
19.11
21.11
20.01
17.99
19.51
19.84
17.9
11.09
19.34
19.07
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
190
200
207
208
225
230
244
261
246
206
230
229
243
242
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
31.58
26.93
22.32
20.78
26.31
40.69
33.59
24.57
25.23
26.91
20.52
12.38
21.21
20.54

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
145
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
523
547
574

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
976
399
254
Accounts Receivable, Net
50
69
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,130
1,125
1,000
ST Debt
- -
- -
145
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.9%
-0.96%
6.1%
Free Cash Flow
5.44%
-0.34%
4.39%
Net Income, GAAP
8.13%
13.75%
83.2%
Sales/Revenue/Turnover
4.73%
5.64%
5.03%
Total Cash Common Dividend
5.71%
1.16%
0.29%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
45
44
46
41
173
2025
47
44
50
40
182
2026
49
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.53
0.33
0.22
0.34
1.42
2025
0.67
0.67
0.69
0.63
2.66
2026
0.69
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.3
0.3
0.31
1.22
2025
0.31
0.31
0.31
0.32
1.25
2026
0.32
- -
- -
- -
- -

Company Description

APIChat
CEO
Martin H. Resch
Full Time Employees
1,008
Sector
Industrials
Industry
Specialty Business Services
Address
12444 Powerscourt Drive Saint Louis MO United States of America 63131
IPO Date
Jul 2, 1996
Business
Cass Information Systems, Inc. (Nasdaq: CASS) provides integrated payment and information management solutions focused on freight audit and payment, utility and facilities invoice processing, waste expense management, and fintech payment services to large manufacturing, distribution, retail, and logistics enterprises. Founded in 1906 and headquartered in St. Louis, Missouri, the company operates globally through subsidiaries and offices in the Netherlands, Singapore, Brazil, and additional U.S. locations including Bridgeton, Missouri; Columbus, Ohio; and Jacksonville, Florida; supported by its wholly owned subsidiary Cass Commercial Bank, which facilitates secure financial exchange in 114 currencies across 195 countries. Core offerings encompass freight invoice rating, auditing, payment processing, and business intelligence; utility bill payment for electricity, gas, and telecom expenses; waste and recycling management with benchmarking and professional services; carrier and logistics provider solutions; a B2B payment platform; and transportation data analytics. Recent developments include a November 2024 strategic partnership with Brazil's Lupeon for localized freight audit and accounts payable services to enhance global visibility for multinational clients; the launch of Amplify by Cass, a working capital solution for shippers and carriers; an integration with SONAR SCI for advanced market intelligence; the December 2024 acquisition of AcuAudit from Acuitive Solutions for $3 million to bolster transportation payments; and the April 2025 sale of its telecom expense management business to Asignet USA Inc., aligning with a strategic focus on core financial processing competencies.

Company News

APIChat
  • Why Cass (CASS) Might be Well Poised for a Surge

  • Cass Information Systems (CASS) Q1 Earnings Beat Estimates

  • Cass Information Systems reports First Quarter 2026 Results

  • Cass Information Systems, Inc. Announces Appointment of John Drabik to Board of Directors and Retirements of Sally Roth, Ralph Clermont and Jim Lindemann

  • Should You Buy Cass Information Systems (CASS) After Golden Cross?

  • Cass Information Systems (CASS) to Report Q1 Results: What You Should Expect

  • Cass Commercial Bank Names Eric Giering President

  • Cass Information Systems (NASDAQ:CASS) Stock Passes Above Two Hundred Day Moving Average – Should You Sell?

  • Cass Information Systems and Caspian Partner to Deliver Comprehensive Tariff Cost Management Solution

  • Cass Information Systems (CASS) Beats Q4 Earnings and Revenue Estimates

  • Cass Information Systems Reports Record Annual Net Income and EPS

  • Cass Information Systems: The Double Turnaround No One Is Watching

  • Cass Information Systems (NASDAQ:CASS) Stock Passes Above Fifty Day Moving Average – Here’s Why

  • Ballast Asset Management LP Has $3.92 Million Stock Position in Cass Information Systems, Inc $CASS

  • Envestnet Asset Management Inc. Increases Holdings in Cass Information Systems, Inc $CASS

  • Cass Information Systems (CASS) Beats Q3 Earnings and Revenue Estimates

  • Cass Information Systems reports Third Quarter 2025 Results

  • Cass Information Systems (CASS) to Report Q3 Results: Wall Street Expects Earnings Growth

  • Cass Information Systems Grows Earnings

  • Cass Information Systems (CASS) Q2 Earnings and Revenues Miss Estimates