CB Financial Services, Inc.

CB Financial Services, Inc.

CBFV
CB Financial Services, Inc.US flagNASDAQ Global Market
38.05
USD
-0.09
- -
193.01MMarket Cap
CB Financial Services, Inc.
CBFV
(NASDAQ Global Market)

Recent

price

38.05

P/E

ratio

- -

div

yld

- -

ROIC.AI

2004
2005
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.51
6.36
7.64
7.52
8.35
8.8
8.72
8.78
9
9.17
9.05
8.67
9.73
8.28
9.57
8.24
8.79
Revenue per Share
0.7
1.25
1.73
1.73
1.63
2.07
1.86
1.7
1.42
2.64
-1.97
2.15
2.19
4.41
2.45
0.97
1.37
Basic EPS, GAAP
1.14
2.25
2.3
3.17
-3.4
12.51
1.97
1.9
1.67
3.11
2.54
1.98
2.66
2.14
0.67
3.41
3.2
Free Cash Flow per Basic Share
0.39
0.45
0.84
0.84
0.89
0.85
0.88
0.88
0.91
0.96
0.96
0.96
0.96
1
1
1.02
1.05
Dividend per Share
10.1
10.95
- -
17.01
16.93
12.17
13.12
13.97
12.09
12.76
9.9
11.13
12.9
16.78
18.17
18.48
19.03
Book Value per Share
9.28
10
- -
17.39
27.11
19.06
19.77
20.8
19.72
20.64
21.53
21.94
18.87
25.25
26.81
29.35
29.69
Tangible Book Value per Share
2
2
2
2
3
4
4
4
5
5
5
5
5
5
5
5
5
Basic Weighted Avg Shares
13
15
19
19
22
36
36
36
45
50
49
47
50
42
49
41
44
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
- -
1
1
3
3
2
3
4
3
2
3
3
2
2
2
Depreciation Expense
2
3
4
4
4
8
8
7
7
14
-11
12
11
23
13
5
7
Net Income, GAAP
26.43
29.22
19.71
21.42
27.27
29.02
29.11
29.27
17.9
10.77
- -
21.27
20.12
25.54
17.92
7.49
9.07
Effective Tax Rate (%)
12.64
19.64
22.63
22.97
19.52
23.49
21.31
19.34
15.73
28.74
-21.75
24.8
22.51
53.23
25.63
11.82
15.54
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13
5
- -
4
15
28
28
24
20
8
6
15
15
35
15
15
35
LT Debt
26
28
- -
45
82
87
89
93
138
151
135
133
110
140
147
158
159
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.01
11.84
32.82
20.31
9.93
17.89
14.71
12.55
12.02
22.12
-17.33
20.41
17.83
29.66
14.07
5.26
7.24
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
20
- -
LT Borrowings
35
15
35
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
168
176
172

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
56
32
56
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
20
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.45%
4.18%
6.89%
Free Cash Flow
32.07%
63.3%
399.48%
Net Income, GAAP
-30.42%
-43.25%
-61.07%
Sales/Revenue/Turnover
2.2%
-2.46%
-15.55%
Total Cash Common Dividend
4.36%
-0.15%
0.08%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13
12
12
12
49
2025
12
13
2
15
41
2026
14
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
0.52
0.63
0.49
2.45
2025
0.37
0.79
-1.14
0.94
0.97
2026
0.77
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.25
0.25
0.25
0.25
1
2025
0.25
0.25
0.26
0.26
1.02
2026
0.28
- -
- -
- -
- -
Business
CB Financial Services, Inc. (NASDAQ: CBFV) operates as the bank holding company for Community Bank, a Pennsylvania-chartered commercial bank that provides retail and commercial banking products and services to individuals and businesses in southwestern Pennsylvania, northern West Virginia, and Ohio; core offerings include checking accounts, savings accounts, money market accounts, time deposits, residential real estate loans such as one- to four-family mortgages, home equity loans and lines of credit, commercial real estate loans secured by retail, office and multifamily properties, construction loans for residential and commercial projects, commercial and industrial loans and lines of credit, consumer loans including indirect auto loans and unsecured personal loans; the Bank also provides wealth management services through its affiliation with the Bishop Group of Janney Montgomery Scott. Founded in 1901 as The First National Bank of Carmichaels and headquartered in Washington, Pennsylvania, CB Financial Services was established as the holding company in 2006. The company operates through the Community Banking and Insurance Brokerage Services segments, though it sold its insurance agency subsidiary Exchange Underwriters, Inc. to World Insurance Associates LLC in late 2023 for $30.5 million in cash plus potential earn-outs. Recent developments include the completion of a 5% common stock repurchase program in June 2025, the authorization of a new up to $5 million stock repurchase program in September 2025, the appointment of Craig L. Kauffman to the board of directors in November 2025, and the repositioning of its investment portfolio by selling $129.6 million in securities to pursue higher yields despite an estimated after-tax loss of $9.3 million.

Company News

APIChatGPT
  • What Makes CB Financial Services (CBFV) a New Buy Stock

  • Strength Seen in CB Financial Services (CBFV): Can Its 6.6% Jump Turn into More Strength?

  • CB Financial Services (CBFV) Beats Q1 Earnings Estimates

  • CB Financial Services, Inc. Announces First Quarter 2026 Financial Results and Declares Quarterly Cash Dividend

  • New Strong Sell Stocks for April 21st

  • New Strong Sell Stocks for April 14th

  • Why CB Financial Services (CBFV) is a Great Dividend Stock Right Now

  • CB Financial Services (CBFV) Could Be a Great Choice

  • CB Financial Services, Inc. Announces Annual Meeting Date

  • Are You Looking for a High-Growth Dividend Stock?

  • CB Financial Services (NASDAQ:CBFV) vs. 1st Colonial Bancorp (OTCMKTS:FCOB) Critical Contrast

  • CB Financial Services (CBFV) Q4 Earnings Lag Estimates

  • Amanda L. Engles Promoted to Executive Vice President and Chief Financial Officer of CB Financial Services, Inc.

  • CB Financial Services, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results and Declares Quarterly Cash Dividend Increase of 8%

  • CB Financial Services (NASDAQ:CBFV) Stock Price Passes Above Fifty Day Moving Average – What’s Next?

  • CB Financial Services (CBFV) Moves to Strong Buy: Rationale Behind the Upgrade

  • Best Income Stocks to Buy for Dec. 24

  • Craig L. Kauffman Joins Boards of Directors of CB Financial Services, Inc.

  • Can CB Financial Services (CBFV) Run Higher on Rising Earnings Estimates?

  • Is CB Financial Services (CBFV) Stock Outpacing Its Finance Peers This Year?