Grupo Cibest S.A.

Grupo Cibest S.A.

CIB
Grupo Cibest S.A.US flagNew York Stock Exchange
95.12
USD
-0.48
- -
22.46BMarket Cap
Grupo Cibest S.A.
CIB
(New York Stock Exchange)

Recent

price

95.12

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
27,505.55
31,289.93
34,090.75
35,787.29
37,813.43
44,952.05
56,609.54
60,718.54
60,656.52
65,772
65,284.8
72,195.85
100,846.01
110,761.88
109,078.95
115,684.3
188,320.94
Revenue per Share
7,293.45
8,448.02
7,992.45
7,114.72
9,927.3
10,475.44
11,916.19
10,875.14
11,057.56
12,964.29
1,147.79
9,133.9
15,077.05
19,030.17
19,657.34
7,745.63
16,307.09
Basic EPS, GAAP
-21,400.35
-27,126.91
2,694.49
15,830.73
-31,007.58
3,721.66
10,475.46
7,517.25
119.63
44,748.83
40,340.69
18,369.02
11,646.93
69,621.51
-6,679.78
42,025.05
16,526.6
Free Cash Flow per Basic Share
2,547.2
2,674.56
2,739.62
2,967.76
2,968.01
3,266
3,494.36
4,683.62
3,060
4,293.88
6,470.27
1,943.04
9,609.49
13,716.33
14,134.58
21,806.82
16,138.09
Dividend per Share
9,895.22
11,129.96
13,410.63
14,085.25
17,293.63
20,044.61
22,111.65
24,030.27
25,835.12
27,950.89
27,598.76
33,513.66
40,640.26
39,601.21
45,270.58
41,705.86
40,356.95
Book Value per Share
8,942
10,267
12,739.86
9,514.47
12,525.78
12,670.88
15,151.94
17,135.66
18,347.44
20,430.5
19,793.48
24,542.43
29,786.76
30,774.57
35,115.01
39,044.15
37,827.3
Tangible Book Value per Share
197
197
213
213
240
240
240
240
240
240
240
240
240
240
240
238
155
Basic Weighted Avg Shares
5,417,404
6,162,762
7,259,856
7,621,146
9,092,494
10,809,023
13,612,145
14,600,183
14,585,270
15,815,322
15,698,170
17,359,980
24,249,105
26,633,441
26,228,770
27,567,992
29,200,396
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
343,095
394,689
540,682
771,967
435,214
481,558
482,902
433,033
467,777
677,253
736,367
855,167
949,448
1,082,838
1,011,455
1,055,991
1,026,572
Depreciation Expense
1,436,494
1,663,894
1,702,046
1,515,127
2,387,086
2,518,890
2,865,328
2,615,000
2,658,864
3,117,351
275,994
4,086,795
6,783,490
6,116,936
6,267,744
3,820,634
4,479,122
Net Income, GAAP
26.14
22.04
21.53
21.59
23.76
20.07
29.66
31.02
22.94
28.21
- -
29.68
28.2
24.2
28.03
28.8
29.17
Effective Tax Rate (%)
26.52
27
23.44
19.88
26.25
23.3
21.05
17.91
18.23
19.71
1.76
23.54
27.97
22.97
23.9
13.86
15.34
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
12,927,809
17,767,909
17,330,727
25,152,452
28,379,687
39,157,049
37,610,652
33,470,866
36,625,197
35,712,443
32,147,077
31,464,499
41,168,894
27,484,615
28,832,313
18,064,900
17,134,851
LT Debt
8,017,752
8,993,360
11,606,955
12,643,807
17,366,480
20,407,919
22,476,980
24,429,550
26,655,225
28,805,619
28,115,213
33,925,458
39,997,551
39,049,729
44,584,275
40,995,634
39,396,429
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
19.57
20.09
16.86
12.94
16.67
14.03
14.13
11.78
11.09
12.05
1.03
7.47
10.17
11.86
11.58
4.43
6.37
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
26,260
- -
- -
LT Borrowings
16,766,121
16,672,303
15,762,115
LT Finance Leases
1,298,779
1,374,906
1,372,736
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
953
949
945
Market Capitalization
228,807,490
255,018,332
257,646,877

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
27,900,812
30,327,385
33,982,964
Accounts Receivable, Net
643,348
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
7,115,373
11,879,584
11,210,649
ST Debt
26,260
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.59%
8.46%
-8.05%
Free Cash Flow
3,692.57%
-85.28%
-723.5%
Net Income, GAAP
133.31%
280.07%
-39.04%
Sales/Revenue/Turnover
10.45%
12.74%
5.11%
Total Cash Common Dividend
-36.28%
-92.03%
73.43%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,828,111
7,005,435
6,990,660
7,438,061
26,228,770
2025
6,663,973
6,865,618
7,361,857
6,079,264
27,567,992
2026
7,392,413
8,366,862
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10,028.49
8,265.96
8,756.78
3,698.15
19,657.34
2025
10,293.66
9,599.55
12,936.26
-9,820.15
7,745.63
2026
7,636.44
17,671.74
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,661.35
6,668.93
6,668.44
3,532.5
14,134.58
2025
6,666.17
34,113.25
-0.25
1.31
21,806.82
2026
- -
19,662.42
- -
- -
- -
Business
Grupo Cibest S.A. (CIB) operates as a financial holding company that, through subsidiaries including Bancolombia S.A., provides a comprehensive range of banking and financial services; offers checking and savings accounts, money market accounts, time deposits, fixed-term deposits, and investment products; supplies trade financing, working capital loans, personal loans, vehicle loans, payroll loans, overdrafts, credit and debit cards funded by domestic development banks; delivers factoring, financial and operating leasing, hedging instruments including futures, forwards, options, swaps; provides securities brokerage, fund transfers, foreign trade financing, insurance products, and pension fund management; and operates trust services, investment banking, and brokerage divisions. The company serves individuals, businesses, institutions, and government entities primarily in Colombia, with additional operations in Panama, El Salvador, Guatemala, Puerto Rico, Cayman Islands, United States (Miami), and other Latin American and Caribbean markets. Founded in 1875 and headquartered in Medellin, Colombia, Grupo Cibest completed a major corporate reorganization in May 2025, transitioning from its former name Bancolombia S.A. to establish itself as the nonoperating holding company and ultimate parent for all Grupo Bancolombia subsidiaries and business lines, with ADR conversion following shortly thereafter; in October 2025, it finalized a restructuring of Panamanian operations involving the merger of Sociedad Beneficiaria VB Panamá S.A. into Banistmo S.A. and the spin-off of Valores Banistmo S.A. shares to wholly-owned Cibest Panamá Assets S.A.

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