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    Banks - Regional
Cornerstone Bancorp Inc.

Cornerstone Bancorp Inc.

CNBP
Cornerstone Bancorp Inc.US flagOther OTC
114.90
USD
- -
- -
113.15MMarket Cap
Cornerstone Bancorp Inc.
CNBP
(Other OTC)

Recent

price

114.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

1996
1997
1998
1999
2000
2001
2002
2003
2004
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.17
0.46
0.93
0.77
0.97
0.88
2.04
2.17
2.52
- -
33.85
35.43
37.8
39.71
38.8
42.72
40.06
Revenue per Share
1.1
1.07
1.68
1.3
1.65
1.27
1.53
1.33
2
- -
8.42
9.88
10.54
11.01
9.95
11
11.94
Basic EPS, GAAP
1.18
0.76
1.95
0.98
2.34
0.45
-2.77
7.19
1.13
- -
-12.8
23.59
11.37
10.94
5.62
10.36
- -
Free Cash Flow per Basic Share
0.17
0.23
0.31
0.42
0.38
0.39
0.43
0.46
0.46
- -
- -
- -
- -
- -
2.51
2.5
- -
Dividend per Share
2.53
3.2
3.14
3.97
5.39
5.81
5.23
6.03
7.52
- -
13.96
23.85
34.39
45.5
53.29
61.62
- -
Book Value per Share
10.04
10.13
13.44
13.87
15.35
15.19
16.26
17.01
18.65
- -
47.72
57.2
61.73
74.13
82.6
93.21
65.64
Tangible Book Value per Share
1
1
1
1
1
1
1
1
1
- -
1
1
1
1
1
1
1
Basic Weighted Avg Shares
- -
1
1
1
1
1
2
3
3
25
34
35
38
39
38
42
40
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
2
1
2
2
2
2
2
5
8
10
10
11
10
11
12
Net Income, GAAP
40.91
41.67
41.05
40.46
39.52
39.27
37.99
38.5
32.19
27.11
28.24
28.66
28.57
28.99
23.56
24.61
28.5
Effective Tax Rate (%)
650
233.33
181.06
169.37
169.33
144.79
75.11
61.38
79.39
20.22
24.89
27.9
27.89
27.73
25.65
25.75
29.81
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
19
30
28
23
18
18
10
- -
LT Debt
12
13
15
16
17
18
19
20
23
38
47
57
61
73
81
92
65
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
52
38.89
48.62
36.63
34.65
23.64
27.83
23.76
29.6
69.69
86.4
52.29
36.21
27.49
20.08
19.17
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'22
Dec'22
Mar'23
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
60
60
61

Working Capital

FRC

•

in mil. unless spec.
Sep'22
Dec'22
Mar'23
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
221
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.79%
14.18%
13.2%
Free Cash Flow
-157.15%
-60.91%
85.01%
Net Income, GAAP
26.36%
5.68%
10.88%
Sales/Revenue/Turnover
94.04%
4.64%
10.46%
Total Cash Common Dividend
- -
- -
0.09%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
10
- -
- -
- -
39
2024
- -
- -
- -
- -
38
2025
- -
- -
- -
- -
42

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
2.97
- -
- -
- -
11.01
2024
- -
- -
- -
- -
9.95
2025
- -
- -
- -
- -
11

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
2.51
2025
- -
- -
- -
- -
2.5
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Business
Cornerstone Bancorp Inc. (CNBP) operates as the bank holding company for Cornerstone National Bank & Trust Company, which provides commercial banking, deposit, lending, and wealth management services to families, family-owned businesses, and individuals primarily in the Chicago metropolitan area. The bank offers deposit products including checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; commercial lending services such as equipment loans, real estate loans, construction loans, operating lines of credit, association loans for condominium and townhome associations, and business treasury management services; consumer loans encompassing home equity loans, vehicle loans, personal loans, residential mortgages, refinances, and medical and dental practice financing; as well as wealth management solutions comprising investment management, trust and custody services, retirement plans including profit sharing and 401(k) plans, estate administration, and guardianship services. Founded in 2000 and headquartered in Palatine, Illinois, with additional offices in Crystal Lake, Deer Park, Naperville, and Schaumburg, the company maintains a focus on relationship-driven banking amid market consolidation. In January 2025, Cornerstone Bancorp declared a special dividend of $2.50 per share, payable February 5, 2025, representing a 25% payout of 2024 unaudited earnings, and authorized a share repurchase program for up to 30,000 shares during 2025; trust and wealth management assets reached $1.13 billion as of September 30, 2025, up from $1.02 billion a year earlier.

Company News

APIChat

  • prnewswire.com

    Cornerstone Bancorp, Inc Quarterly Report - March 31, 2026

  • prnewswire.com

    Cornerstone Bancorp Declares Dividend

  • prnewswire.com

    Cornerstone Bancorp, Inc. Quarterly Report - December 31, 2025

  • prnewswire.com

    Cornerstone Bancorp, Inc. Quarterly Report - September 30, 2025

  • prnewswire.com

    Cornerstone Bancorp, Inc. Quarterly Report - June 30, 2025

  • prnewswire.com

    Cornerstone Bancorp, Inc Quarterly Report - March 31, 2025

  • prnewswire.com

    Cornerstone Bancorp Declares Dividend and Announces Share Repurchase Program

  • prnewswire.com

    CORNERSTONE BANCORP, INC. QUARTERLY REPORT - JUNE 30, 2024

  • prnewswire.com

    CORNERSTONE BANCORP, INC. QUARTERLY REPORT - MARCH 31, 2024

  • prnewswire.com

    Cornerstone Bancorp Earns $2.5 Million for the Fourth Quarter, and $10.9 Million for the Year 2023

  • prnewswire.com

    CORNERSTONE BANCORP, INC. QUARTERLY REPORT - JUNE 30, 2023