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    Finance

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    Major banks
Kreditbanken A/S

Kreditbanken A/S

CCPH:KRE
9,650.00
DKK
0.00
(0.00%)
911.34EPS
8.94P/E
1.37BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
812.44
840.42
864.35
977.71
1,019.22
1,172.02
1,128.07
1,120.54
1,249.88
1,168.59
2,091.47
2,164.61
2,197.85
2,216.05
Basic EPS, GAAP
70.4
128.2
134.9
200.1
358.8
472.3
507.3
354.6
549.9
258.5
873.3
827.9
920.9
911.34
Free Cash Flow per Basic Share
-34.5
213.84
786.09
-1,166.58
22.86
27.24
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
19.99
19.99
25
26.49
25
30
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
2,326.24
2,433.16
2,580.22
2,753.39
3,087.13
3,387.07
3,864.39
4,169.02
4,668.94
4,873.6
5,696.84
6,421.48
7,195.66
7,379.49
Tangible Book Value per Share
2,326.24
2,433.16
2,580.22
2,753.39
3,087.13
3,387.07
3,864.39
4,169.02
4,668.94
4,873.6
5,696.84
6,421.48
7,195.66
7,379.49
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
145
150
154
164
171
197
190
188
210
197
352
364
370
373
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
2
2
2
2
3
1
6
2
10
2
2
2
2
Net Income, GAAP
13
23
24
34
60
79
85
60
92
43
147
139
155
153
Effective Tax Rate (%)
20.88
17.85
21.71
22.14
20.14
14.8
18.95
21
20.71
21.27
23.09
24.55
23.38
24.04
Profit Margin (%)
8.67
15.25
15.61
20.47
35.2
40.3
44.97
31.65
44
22.12
41.76
38.25
41.9
41.12
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
196
208
212
49
48
32
22
27
- -
- -
- -
- -
- -
- -
Total Equity
410
429
434
463
519
570
650
701
785
820
958
1,080
1,210
1,241
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.01
3.68
3.75
5.81
11.18
13.58
13.4
8.52
12.22
5.42
16.52
13.66
13.53
13.13
Return on Common Equity (%)
3.1
5.45
5.57
7.5
12.28
14.59
13.99
8.83
12.44
5.42
16.52
13.66
13.53
13.13

Capital Structure

DKK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
- -
- -
Market Capitalization
1,278
1,371
1,371

Working Capital

DKK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,517
1,339
1,318
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

DKK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.86%
11.61%
12.06%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
37.42%
49.19%
11.23%
Sales/Revenue/Turnover
11.06%
17.81%
1.54%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

DKK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
87
88
98
91
364
2025
94
89
- -
93
370
2026
91
99
- -
- -
- -

Quarterly Earnings Per Share

DKK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
244.6
210.77
207.05
165.42
827.9
2025
224.9
252.62
- -
225.07
920.9
2026
192.9
240.76
- -
- -
- -

Quarterly Dividends Per Share

DKK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Lars Frank Jensen
Full Time Employees
111
Sector
Finance
Industry
Major banks
Address
HP Hanssens Gade 17 Aabenraa SD Denmark 6200
IPO Date
Jan 2, 1985
Website
kreditbanken.dk
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Business
Kreditbanken A/S (Ticker: KRE.CO) operates as a regional commercial bank in Denmark, providing a range of banking and financial services to private individuals, small and medium-sized enterprises, and local businesses. The bank offers core products and services including savings accounts, current accounts, and term deposits; consumer loans, mortgage loans, and business financing; payment services such as mobile banking apps, online platforms, and card issuance; investment products like mutual funds and pension schemes; as well as insurance brokerage for life, property, and liability coverage. Headquartered in Copenhagen, Denmark, the bank was founded in 1970 and primarily serves customers in the Greater Copenhagen area and surrounding regions, with a network of branches and digital channels across Denmark. Kreditbanken A/S maintains a focus on sustainable banking practices, targeting local markets with tailored solutions for retail and corporate clients in the Danish financial services sector. No major acquisitions, funding rounds, partnerships, or strategic shifts have been publicly reported for the bank in the last 1-2 years as of late 2025. The bank continues to emphasize digital transformation and customer-centric services without significant operational changes or new product launches noted recently.