Chesapeake Financial Shares, Inc.

Chesapeake Financial Shares, Inc.

CPKF
Chesapeake Financial Shares, Inc.US flagOther OTC
34.96
USD
-0.04
- -
164.41MMarket Cap
Chesapeake Financial Shares, Inc.
CPKF
(Other OTC)

Recent

price

34.96

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
7.71
7.33
7.59
7.96
7.32
7.83
8.18
9.08
9.26
9.94
10.7
12.38
13.83
13.23
14.3
- -
18.01
Revenue per Share
1.18
1.51
1.64
1.58
1.38
1.54
1.46
1.84
2.2
2.31
2.41
3.11
3.74
2.15
2.42
- -
4.22
Basic EPS, GAAP
1.81
2.38
2.1
3.03
3.98
1.36
2.36
2.69
2.9
1.98
0.88
4.6
5.35
2.57
4.04
- -
- -
Free Cash Flow per Basic Share
0.25
0.28
0.32
0.36
0.38
0.39
0.41
0.43
0.46
0.49
0.5
0.53
0.58
0.6
0.62
- -
- -
Dividend per Share
9.22
10.49
11.52
12.78
13.53
14.5
15.37
16.51
18.07
16.13
18.09
20.81
24.4
25.92
27.69
- -
30.19
Book Value per Share
8.9
11.08
13.05
13.28
14.89
15.85
16.14
17.86
18.9
21.38
25.12
26.18
16.76
19.82
22.54
- -
27.94
Tangible Book Value per Share
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
- -
5
Basic Weighted Avg Shares
36
34
35
37
35
38
40
44
45
49
52
60
65
62
68
70
85
Sales/Revenue/Turnover
19.59
- -
27.36
24.7
22.16
23.69
20.71
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
- -
Depreciation Expense
5
7
8
7
7
7
7
9
11
11
12
15
18
10
11
10
20
Net Income, GAAP
21.96
21.38
20.87
19.63
15.02
16.67
14.13
21.28
11.3
14.32
14.83
13.3
13.81
18.02
14.57
14.44
17.29
Effective Tax Rate (%)
15.29
20.61
21.65
19.85
18.83
19.74
17.79
20.28
23.8
23.25
22.49
25.16
27.01
16.26
16.92
14.26
23.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
30
40
39
26
21
15
15
5
5
5
5
25
25
25
25
50
50
LT Debt
41
51
61
62
71
76
78
87
93
105
123
126
79
99
112
133
137
Total Equity
7.11
- -
8.13
7.9
7.38
7.56
6.74
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.45
15.32
15.01
12.98
10.57
11.08
9.78
11.59
12.81
13.55
14
15.91
16.37
8.54
9.04
7.46
14.84
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
19
13
73
LT Borrowings
50
50
50
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
103
133
151

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
618
107
618
Accounts Receivable, Net
6
5
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
2
2
ST Debt
19
13
73
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.37%
4.56%
19.27%
Free Cash Flow
42.35%
82.54%
-22.45%
Net Income, GAAP
5.46%
0.61%
-12.49%
Sales/Revenue/Turnover
6.57%
6.25%
3.79%
Total Cash Common Dividend
5.12%
4.65%
3.85%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16
17
18
18
68
2025
9
20
22
22
70
2026
21
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.58
0.65
0.55
0.64
2.42
2025
-0.94
0.67
1.03
1.37
- -
2026
1.15
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.62
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Chesapeake Financial Shares, Inc. functions as the parent holding company for Chesapeake Bank, delivering a comprehensive suite of financial solutions across Virginia. The institution offers a variety of deposit accounts, including interest-bearing and non-interest-bearing checking, savings, and money market options, alongside certificates of deposit. Its lending portfolio extends to residential mortgages, single-family home construction financing, and diverse consumer loans, as well as commercial credit tailored for sectors such as owner-occupied commercial development, retail businesses, contractors, medical practices, hospitality, non-profits, marine industry, agriculture, and seafood enterprises. Additionally, the company provides merchant payment processing, accounts receivable funding, comprehensive wealth management and trust services through its Chesapeake Wealth Management subsidiary, mortgage banking, and treasury management solutions. Operating since 1900, this community-focused bank extends its reach through 16 branch locations, strategically positioned with four in the Northern Neck, three in the Middle Peninsula, five in Williamsburg, and four in the Richmond region. The company maintains its principal office in Kilmarnock, Virginia, and has a track record of increasing its dividend for 32 consecutive years.

Company News

APIChat
  • Chesapeake Financial Shares Announces Sale of Interest in Bearing Insurance Group

  • Dividend Champion, Contender, And Challenger Highlights: Week Of April 26

  • Chesapeake Financial Shares Reports First Quarter Financials and Declares Dividend

  • Contrasting Chesapeake Financial Shares (OTCMKTS:CPKF) & South Plains Financial (NASDAQ:SPFI)

  • Head-To-Head Comparison: First National (NASDAQ:FXNC) vs. Chesapeake Financial Shares (OTCMKTS:CPKF)

  • Chesapeake Financial Shares to Cap Record Breaking 125th Anniversary at Annual Shareholder Meeting on April 3

  • Analyzing Chemung Financial (NASDAQ:CHMG) and Chesapeake Financial Shares (OTCMKTS:CPKF)

  • Head-To-Head Analysis: Chemung Financial (NASDAQ:CHMG) and Chesapeake Financial Shares (OTCMKTS:CPKF)

  • Chesapeake Financial Shares (OTCMKTS:CPKF) Stock Price Cross Above Two Hundred Day Moving Average – Should You Sell?

  • Chesapeake Financial Shares Reports Earnings and Declares Dividend

  • Chesapeake Financial Shares (OTCMKTS:CPKF) Shares Pass Above 200-Day Moving Average – What’s Next?

  • Chesapeake Financial Planners Expands Operations, Launches New Website Ahead of 2026

  • Chesapeake Financial Shares Reports Third Quarter Earnings and Declares Dividend

  • Chesapeake Financial commits to ‘real' human interaction in AI integration: CEO

  • Chesapeake Financial Shares Reports Second Quarter Earnings and Declares Dividend

  • Chesapeake Financial focuses on higher-yielding assets to enhance long term value

  • Chesapeake Financial Shares Reports First Quarter Financials and Declares Dividend

  • Chesapeake CEO reaffirms commitment to communities, eyes next 125 years

  • Chesapeake Financial Shares Holds 124th Anniversary Shareholders Meeting

  • Chesapeake Financial Shares, Inc. Announces Completion of Offering of $25 Million of Subordinated Notes