Consumer Portfolio Services, Inc.
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- Consumer Portfolio Services, Inc. (CPSS) operates as a specialty finance company that provides indirect subprime auto financing solutions to a nationwide network of independent and franchised automobile dealers located throughout the United States. The company purchases retail installment sales contracts originated by these dealers primarily for purchases of used vehicles by consumers with less-than-perfect credit histories; it offers a range of flexible financing programs including standard, road-to-reapproval, and first-time buyer options, supported by proprietary credit scoring models and portfolio management systems. CPSS maintains a portfolio of auto loans across various risk tiers, with services encompassing contract purchasing, servicing, and collection activities. Founded in 1991 and headquartered in Las Vegas, Nevada, the company focuses on the subprime automotive finance segment, targeting individual consumers seeking vehicle financing through dealer networks in all 50 U.S. states. It operates without significant international presence or notable subsidiaries, functioning as a standalone public entity listed on the Nasdaq under the ticker CPSS. In recent developments, CPSS reported strong quarterly financial performance in 2025, including portfolio growth and stable delinquencies amid competitive market conditions; the company continues to emphasize portfolio optimization and compliance enhancements without major acquisitions, partnerships, or structural changes announced in the past 1-2 years.
Company News
CPS Announces $80.0 Million Securitization of Residual Interests
Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Prepared Remarks Transcript
Consumer Portfolio Services Q2 Earnings Call Highlights
CPS Announces Second Quarter 2026 Earnings
CPS to Host Conference Call on Second Quarter 2026 Earnings
CPS to Host Conference Call on Second Quarter 2026 Earnings
CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization
CPS Announces $716.88 Million Senior Subordinate Asset-Backed Securitization
CPS Announces Renewal And Capacity Increase Of Credit Facility
Consumer Portfolio Services, Inc. (CPSS) Q1 2026 Earnings Call Prepared Remarks Transcript
CPS Announces First Quarter 2026 Earnings
Contrasting Consumer Portfolio Services (NASDAQ:CPSS) & Jefferies Financial Group (NYSE:JEF)
CPS Announces $514.07 Million Senior Subordinate Asset-Backed Securitization
CPS Announces Credit Facility Capacity Increase
Consumer Portfolio Services, Inc. (CPSS) Q4 2025 Earnings Call Prepared Remarks Transcript
CPSS Reports Earnings
CPS Announces Fourth Quarter and Full Year 2025 Earnings
CPS to Host Conference Call on Fourth Quarter 2025 Earnings
CPS Announces $50.0 Million Securitization of Residual Interests
Consumer Portfolio Services (NASDAQ:CPSS) vs. Bread Financial (NYSE:BFH) Head-To-Head Survey