America's Car-Mart, Inc.

America's Car-Mart, Inc.

CRMT
America's Car-Mart, Inc.US flagNASDAQ Global Select
3.66
USD
-0.24
- -
30.48MMarket Cap
America's Car-Mart, Inc.
CRMT
(NASDAQ Global Select)

Recent

price

3.66

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
34.92
43.92
51
54.78
61.54
67.85
74.83
84.65
98.24
112.31
137.23
182.89
219.8
218.19
184.85
154.6
154.63
Revenue per Share
2.59
3.36
3.53
2.36
3.42
1.38
2.57
5.04
6.99
7.74
15.81
14.59
3.2
-4.92
2.38
-16.79
-16.8
Basic EPS, GAAP
1.11
0.74
-0.78
1.65
0.97
1.17
0.73
1.07
3.06
2.34
-9.47
-20.73
-24.77
-12.53
-7
7.62
7.62
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
0.01
- -
- -
Dividend per Share
16.42
21.57
26.71
29.61
34.11
36.5
41.46
50.07
60.15
69.53
85.25
102.24
107.66
102.45
89.36
64.33
64.37
Book Value per Share
17.19
18.8
22.16
23.81
26.55
27.29
29.62
31.83
38.2
44.64
60.22
71.88
76.41
71.42
72.66
51.02
51.04
Tangible Book Value per Share
11
10
9
9
9
8
8
7
7
7
7
7
6
6
8
8
8
Basic Weighted Avg Shares
379
430
465
489
530
568
588
612
669
745
910
1,191
1,400
1,394
1,391
1,282
1,281
Sales/Revenue/Turnover
12.72
12.82
11.55
7.51
9.42
3.9
6.38
7.28
10.11
9.71
15.62
11.23
4.6
1.84
6.74
-1.4
-1.41
Operating Margin (%)
2
2
3
3
4
4
4
4
4
4
4
4
6
7
8
8
8
Depreciation Expense
28
33
32
21
29
12
20
37
48
51
105
95
20
-31
18
-139
-139
Net Income, GAAP
37.36
37.5
36.5
37.25
37.3
37.31
37.33
6.16
20.43
20.21
22.55
22.52
20.79
- -
21.35
- -
- -
Effective Tax Rate (%)
7.44
7.67
6.92
4.32
5.56
2.04
3.44
5.96
7.12
6.9
11.52
7.98
1.46
-2.25
1.29
-10.86
-10.86
Profit Margin (%)
222
261
301
315
349
327
350
379
412
512
638
877
933
957
1,053
1,130
1,130
Working Capital
48
78
100
97
102
108
118
152
153
278
289
457
534
618
639
772
772
LT Debt
187
185
203
213
230
229
233
231
261
303
407
477
499
471
570
446
446
Total Equity
13.33
15.26
15.35
10.14
13.43
5.85
9.84
16.44
19.46
16.07
23.33
16.51
6.22
- -
7.18
- -
- -
Return on Invested Capital (%)
14.37
13.35
10.72
6.5
8.23
3.37
5.3
8.7
9.98
8.86
13.8
10.22
3.97
- -
4.91
- -
- -
Return on Capital (%)
17.16
16.91
14.13
8.31
10.55
3.86
6.39
10.61
12.33
11.78
20.42
15.43
3.02
-4.69
2.7
-23.08
-23.08
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Oct'26
Jan'26
Apr'26
ST Debt
262
264
- -
LT Borrowings
635
628
722
LT Finance Leases
66
60
50
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
8
8
Market Capitalization
184
213
101

Working Capital

FRC

in mil. unless spec.
Oct'26
Jan'26
Apr'26
Total Current Assets
1,543
1,464
1,276
Cash, Cash Equivalents & STI
122
118
47
Accounts Receivable, Net
1,171
1,114
1,079
Inventories
105
101
54
Total Current Liabilities
435
396
147
Payables & Accruals
63
32
45
ST Debt
262
264
- -
Deferred Revenue
110
100
102

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.97%
3.1%
-21.73%
Free Cash Flow
-53.9%
-34.29%
-219.93%
Net Income, GAAP
-107.7%
-274.88%
-875.77%
Sales/Revenue/Turnover
9.04%
7.99%
-7.87%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
367
360
300
365
1,394
2025
348
347
326
370
1,391
2026
341
350
287
303
1,282

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.65
-4.3
-1.34
0.07
-4.92
2025
-0.15
0.62
0.38
1.29
2.38
2026
-0.69
-2.71
-9.25
- -
-16.79

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.01
2025
- -
- -
- -
- -
0.01
2026
- -
- -
- -
- -
- -
Business
America's Car-Mart, Inc. (CRMT) operates as one of the largest publicly held automotive retailers in the United States focused exclusively on the buy-here-pay-here segment of the used car market, selling older model quality used vehicles and providing integrated in-house financing, service contracts, accident protection plans, and flexible payment options including weekly, biweekly, and monthly terms to credit-challenged customers such as those with bad credit, no credit, repossessions, or past bankruptcies; the company conducts its decentralized operations through subsidiaries America's Car-Mart, Inc. and Colonial Auto Finance, Inc., maintaining over 150 dealerships across 12 states primarily in small to mid-sized cities throughout the South-Central United States and serving more than 100,000 active customer accounts with approximately 2,200 associates. Founded in 1981 in Rogers, Arkansas, where it maintains headquarters at 1805 North 2nd Street, Suite 401, the company targets lower-income consumers unable to secure traditional financing by sourcing vehicles mainly through auctions and trade-ins, reconditioning them for reliability, originating tailored loans with average terms of around 44 months based on customer stability and affordability, and servicing the portfolio through high-touch collections that report on-time payments to credit bureaus. In recent developments, America's Car-Mart closed a $300 million five-year term loan in October 2025 led by Silver Point Capital to repay its prior asset-backed line of credit, simplify its balance sheet, and support long-term growth and operations; completed an $172 million asset-backed securitization in August 2025 with improved pricing reflecting platform enhancements; entered a definitive agreement in May 2024 to acquire Texas Auto Center dealership assets to expand into the Austin and San Marcos markets; and pursued additional strategic acquisitions such as Central Auto Sales in Hot Springs, Arkansas, and Taylor Motor Company in Illinois under a dedicated mergers and acquisitions team including Vice President Mike Robortaccio to accelerate footprint growth in contiguous regions.

Company News

APIChatGPT
  • Securities Fraud Investigation Into America's Car-Mart, Inc. (CRMT) Continues – Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP, a Leading Securities Fraud Law Firm

  • Securities Fraud Investigation Into America's Car-Mart, Inc. (CRMT) Continues -- Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP, a Leading Securities Fraud Law Firm

  • America's Car-Mart, Inc. (CRMT) Investors Who Lost Money -- Contact Law Offices of Howard G. Smith About Securities Fraud Investigation

  • Securities Fraud Investigation Into America's Car-Mart, Inc. (CRMT) Continues -- Shareholders Who Lost Money Urged to Contact The Law Offices of Frank R. Cruz

  • Securities Fraud Investigation Into America's Car-Mart, Inc. (CRMT) Continues – Shareholders Who Lost Money Urged to Contact The Law Offices of Frank R. Cruz

  • Rosen Law Firm Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT

  • ROSEN, LEADING TRIAL ATTORNEYS, Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT

  • CRMT Investor News: If You Have Suffered Losses in America's Car-Mart, Inc. (NASDAQ: CRMT), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

  • America's Car-Mart, Inc. (CRMT) Q4 2026 Earnings Call Prepared Remarks Transcript

  • America's Car-Mart Reports Fourth Quarter and Fiscal Year 2026 Results

  • Rosen Law Firm Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT

  • Subprime Auto Loans Just Hit Their Worst Delinquency Rate in 32 Years. Here's What It Means for Lenders.

  • ROSEN, A GLOBALLY RECOGNIZED LAW FIRM, Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT

  • America's Car-Mart, Inc. Schedules Fourth Quarter Fiscal Year 2026 Results and Conference Call

  • CRMT Investor News: If You Have Suffered Losses in America's Car-Mart, Inc. (NASDAQ: CRMT), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

  • CRMT Investor News: If You Have Suffered Losses in America’s Car-Mart, Inc. (NASDAQ: CRMT), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

  • Rosen Law Firm Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT

  • Rosen Law Firm Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT

  • CRMT Investor News: If You Have Suffered Losses in America's Car-Mart, Inc. (NASDAQ: CRMT), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

  • ROSEN, GLOBAL INVESTOR COUNSEL, Encourages America's Car-Mart, Inc. Investors to Inquire About Securities Class Action Investigation - CRMT