Customers Bancorp, Inc.

Customers Bancorp, Inc.

CUBI-PF
Customers Bancorp, Inc.US flagNew York Stock Exchange
24.99
USD
+0.01
- -
610.21MMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
99
124
175
223
304
344
315
310
461
749
633
741
687
720
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
3
4
4
6
11
14
14
19
22
27
32
34
38
Net Income, GAAP
24
33
43
59
79
79
72
79
133
315
228
250
181
177
Effective Tax Rate (%)
34
35
32.03
33.8
36.83
36.36
21.26
24.49
24.62
19.7
21.72
24.37
19.12
22.24
Profit Margin (%)
24.12
26.3
24.65
26.28
25.91
22.93
22.78
25.62
28.76
42.02
36
33.76
26.4
24.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
62
160
518
455
1,065
1,907
1,481
305
305
405
806
1,509
1,310
1,427
Total Equity
269
387
443
554
856
921
957
1,053
1,117
1,366
1,403
1,638
1,837
2,126
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
57.59
42.85
45.14
45.3
36.76
25.03
17.92
17
26.77
49.99
25.7
21.86
13.02
11.57

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
100
100
50
LT Borrowings
1,315
1,377
1,427
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
138
82
82
Shares Outstanding
31
32
34
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,186
4,181
4,796
Accounts Receivable, Net
106
101
106
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
100
100
50
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.1%
12%
12.1%
Free Cash Flow
-2.5%
21.49%
-4.22%
Net Income, GAAP
23.08%
31.84%
-27.45%
Sales/Revenue/Turnover
17.22%
21.13%
-7.21%
Total Cash Common Dividend
- -
-618.24%
-281.36%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
163
176
214
187
741
2024
178
195
163
151
687
2025
138
202
228
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Jay S. Sidhu
Full Time Employees
787
Sector
Financial Services
Industry
Banks - Regional
Address
701 Reading Avenue West Reading PA United States of America 19611
IPO Date
Sep 12, 2016
Business
Customers Bancorp, Inc. (NYSE: CUBI-PF) operates as a bank holding company for Customers Bank, providing a range of commercial banking products and services primarily to small and medium-sized businesses, the not-for-profit sector, and consumers; its core offerings include commercial and industrial loans, multifamily projects and equities, commercial real estate loans, SBA lending, marketplace lending, residential real estate loans, and consumer loans such as credit cards and home equity lines of credit, alongside deposit products like checking accounts, savings accounts, money market deposit accounts, and certificates of deposit. The company delivers digital banking solutions through its BankMobile division, which focuses on disintermediated deposit gathering and student disbursements for higher education institutions; it also offers cash management services, online reporting, mobile deposit capture, overdraft protection, online bill pay, wire transfers, ACH origination, and international and domestic payments. Customers Bancorp serves customers across the United States, with a particular emphasis on the Mid-Atlantic region, and maintains its headquarters in West Reading, Pennsylvania, where it was founded in 2000 through the reorganization of Customers Bank. In recent developments, the company expanded its strategic footprint with the launch of new digital banking initiatives and partnerships aimed at enhancing marketplace lending capabilities in 2024; it also completed a preferred stock offering under ticker CUBI-PF to bolster capital for growth amid rising interest in commercial real estate and SBA lending segments.