CURO Group Holdings Corp.

CURO Group Holdings Corp.

CUROQ
CURO Group Holdings Corp.US flagOther OTC
0.04
USD
-0.02
- -
1.69MMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
TTM
Revenue per Share
105.11
106.6
17.71
19.84
24.26
17.59
16.18
19.2
8.88
Basic EPS, GAAP
2.67
9.82
1.1
-0.48
2.71
1.83
1.45
-4.59
-5.43
Free Cash Flow per Basic Share
-0.41
47
9.56
11.36
15.47
9.53
7.34
5.91
0.25
Dividend per Share
- -
- -
4.08
- -
- -
0.22
0.39
0.34
0.01
Book Value per Share
5.14
20.53
0.09
-0.39
2.27
3.87
4.99
0.11
- -
Tangible Book Value per Share
-29.57
-19.74
-3.84
-3.67
-2.53
-1.08
-9.3
-11.23
- -
Basic Weighted Avg Shares
7
7
45
46
41
41
41
40
41
Sales/Revenue/Turnover
701
711
789
909
998
728
660
776
365
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
19
19
18
18
19
17
27
36
16
Net Income, GAAP
18
65
49
-22
111
76
59
-185
-223
Effective Tax Rate (%)
50.47
39.42
40.73
9.16
27.07
7.34
26.35
- -
- -
Profit Margin (%)
2.54
9.21
6.23
-2.43
11.17
10.41
8.98
-23.9
-61.16
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
564
479
588
699
803
803
1,089
1,061
- -
Total Equity
-19
41
7
-19
51
132
160
-54
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
76.51
69.8
- -
- -
59.75
32.64
-178.54
-10,405.03

Capital Structure

FRC

in mil. unless spec.
Jun'23
Sep'23
Dec'23
ST Debt
1,664
898
- -
LT Borrowings
1,109
1,127
- -
LT Finance Leases
57
52
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
41
41
- -
Market Capitalization
55
43
33

Working Capital

FRC

in mil. unless spec.
Jun'23
Sep'23
Dec'23
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
113
83
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
118
86
- -
ST Debt
1,664
898
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-136.64%
-133.76%
Free Cash Flow
- -
-7.59%
-20.28%
Net Income, GAAP
- -
-243.35%
-412.61%
Sales/Revenue/Turnover
- -
1.24%
17.51%
Total Cash Common Dividend
- -
- -
-13.93%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
165
151
169
157
660
2022
232
242
140
150
776
2023
137
128
100
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.62
2.51
-1.02
-0.71
1.45
2022
0.03
-0.65
0.63
-4.6
-4.59
2023
-1.46
-1.45
-2.53
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.06
0.11
0.11
0.11
0.39
2022
0.12
0.11
0.11
- -
0.34
2023
0.01
- -
- -
- -
- -

Company Description

APIChat
CEO
Douglas D. Clark
Sector
Financial Services
Industry
Financial - Credit Services
Address
200 W Hubbard Street Chicago IL United States of America 60654
IPO Date
Dec 7, 2017
Website
curo.com
Business
CURO Group Holdings Corp. (CUROQ), formerly Speedy Group Holdings Corp., provides consumer finance products and services to non-prime consumers in the United States and Canada through an omni-channel platform that includes retail locations, online channels, and mobile applications; core offerings encompass secured and unsecured installment loans, single-pay loans, revolving lines of credit; credit protection insurance; check cashing, money transfer, foreign currency exchange, and other ancillary financial services; as well as reloadable prepaid debit cards and demand deposit accounts. The company operates under prominent brands including Covington Credit, Heights Finance, Quick Credit, Southern Finance, First Heritage Credit, Cash Money, LendDirect, and Flexiti. Founded in 1997 and headquartered in Chicago, Illinois, CURO targets underbanked and underserved customers with convenient, accessible credit solutions powered by proprietary underwriting and risk analytics technologies. In a significant recent development, CURO filed for voluntary Chapter 11 reorganization on March 25, 2024, in the U.S. Bankruptcy Court for the Southern District of Texas, emerging in July 2024 as Curo Group Holdings LLC after implementing a prepackaged plan that eliminated approximately $1 billion in debt and reduced annual interest expenses by $75 million, thereby strengthening its balance sheet for long-term growth.

Company News

APIChat
  • Curo Group Rebrands as Attain Finance

  • CURO Group Holdings Corp. Announces Confirmation of Plan of Reorganization