CURO Group Holdings Corp.

CUROQ

CUROQCURO Group Holdings Corp. US flag

Other OTC

0.04

USD

-0.02

- -

1.69MMarket Cap

Profitability (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Return on Common Equity (%)	- -	76.51	69.8	- -	- -	59.75	32.64	-178.54
Return on Assets (%)	- -	9.05	5.99	-2.48	11.14	6.69	3.26	-7.07
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	2.73	2.66	2.3	2.02	1.87	2.4	4.08	4.68
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	5.12	15.2	12.96	1.99	14.27	11.04	12.2	-25.02
Profit Margin (%)	2.54	9.21	6.23	-2.43	11.17	10.41	8.98	-23.9
Net Income to Common Margin (%)	2.54	9.21	6.23	-2.43	11.17	10.41	8.98	-23.9
Effective Tax Rate (%)	50.47	39.42	40.73	9.16	27.07	7.34	26.35	- -
Dvd Payout Ratio (%)	- -	- -	300.29	- -	- -	12.21	26.86	-7.39
Sustainable Growth Rate (%)	- -	76.51	-139.81	- -	- -	52.45	23.87	-191.74

Credit (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Total Debt	572	627	709	806	916	942	2,068	2,670
ST Debt	8	148	120	107	112	140	980	1,609
LT Debt	564	479	588	699	803	803	1,089	1,061
Total Debt/EBITDA	29.92	33.17	38.97	43.97	49.14	53.85	76.73	73.51
Net Debt/EBITDA	24.66	22.94	30.04	40.64	38.4	34.65	69.84	69.75
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.14	17.53	0.46	-1.96	8.64	13.53	8.27	0.15
Long-Term Debt/Equity (%)	- -	1,173.33	8,242.77	- -	1,590.33	608.5	679.05	- -
Long-Term Debt/Capital (%)	93.02	62.75	82.54	88.66	79.62	72.81	47.93	39.66
Long-Term Debt/Total Assets (%)	84.66	61.39	68.42	75.99	74.25	67.85	44.25	38.03
Total Debt/Equity (%)	-2,950.61	1,535.02	9,930.02	-4,221.43	1,812.49	714.38	1,289.98	-4,932.5
Total Debt/Capital (%)	94.35	82.09	99.44	102.29	90.74	85.48	91.04	99.84
Total Debt/Total Assets (%)	85.87	80.32	82.42	87.68	84.62	79.66	84.05	95.73
Net Debt to Equity	-2,431.77	1,061.34	7,654.6	-3,901.16	1,416.08	459.66	1,174.21	-4,679.84
Net Debt/Capital (%)	93.23	76.01	99.27	102.48	76.61	68.2	85.24	97.42
EBITDA	19	19	18	18	19	17	27	36
EBITDA-CapEx	-1	3	9	4	5	7	3	-9
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.14	17.53	0.46	-1.96	8.64	13.53	8.27	0.15
Long-Term Debt/Equity (%)	- -	1,173.33	8,242.77	- -	1,590.33	608.5	679.05	- -
Long-Term Debt/Capital (%)	93.02	62.75	82.54	88.66	79.62	72.81	47.93	39.66
Long-Term Debt/Total Assets (%)	84.66	61.39	68.42	75.99	74.25	67.85	44.25	38.03
Total Debt/Equity (%)	-2,950.61	1,535.02	9,930.02	-4,221.43	1,812.49	714.38	1,289.98	-4,932.5
Total Debt/Capital (%)	94.35	82.09	99.44	102.29	90.74	85.48	91.04	99.84
Total Debt/Total Assets (%)	85.87	80.32	82.42	87.68	84.62	79.66	84.05	95.73
CFO/Total Liabilities	2.5	44.51	51.01	56.94	63.08	38.55	14.05	10.01
CFO/CapEx	0.86	20.55	49.89	38.09	46.54	37.11	13.67	6.21
Altman's Z-Score	1.53	1.48	1.57	1.4	1.49	1.26	0.66	0.36

Working Capital (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Market Capitalization	- -	- -	577	400	461	559	631	144
- Cash & Cash Equivalents	101	194	162	61	75	213	63	74
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	572	627	709	806	916	942	2,068	2,670
Enterprise Value	471	434	1,123	1,145	1,301	1,288	2,636	2,740
Total Capital	606	764	713	788	1,009	1,102	2,272	2,674
Total Debt/Capital (%)	94.35	82.09	99.44	102.29	90.74	85.48	91.04	99.84
Total Debt / EV	1.21	1.45	0.63	0.7	0.7	0.73	0.78	0.97
EV/Sales	0.67	0.61	1.42	1.26	1.3	1.77	3.99	3.53
EV/EBITDA	24.66	22.94	61.75	62.42	69.82	73.6	97.81	75.43
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	27.54	1.32	2.58	2.14	2	3.18	8.16	9.63
EV/Free Cash Flow to Firm	12.76	1.26	2.53	2.09	1.96	3.09	7.6	8.29
Diluted Market Cap	- -	- -	577	418	514	569	667	144
Diluted Enterprise Value	471	434	1,123	1,163	1,355	1,298	2,672	2,740
EV per Share	70.7	65.04	25.2	24.98	31.61	31.13	64.6	67.77
TTM Sales	701	711	789	909	998	728	660	776
TTM EBITDA	19	19	18	18	19	17	27	36
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	17	329	435	534	651	405	323	285
TTM Free Cash Flow to Firm	37	345	444	548	665	416	347	330

Multiples (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Price/Free Cash Flow	- -	- -	1.3	0.76	0.77	1.37	1.92	0.43
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	471	434	1,123	1,145	1,301	1,288	2,636	2,740
Low Price	- -	- -	13.5	8.74	9.04	3.43	12.58	2.97
EV/Sales	0.67	0.61	1.42	1.26	1.3	1.77	3.99	3.53
EV/EBITDA	24.66	22.94	61.75	62.42	69.82	73.6	97.81	75.43
Price/Earnings	- -	- -	11.73	- -	4.13	7.38	10.64	- -
Price/Earnings Average	- -	- -	11.69	-40	4.05	4.25	10.58	-1.77
Price/Earnings High	- -	- -	13.59	-66.9	6.27	11.37	13.82	-3.73
Price/Earnings Low	- -	- -	12.24	-18.16	3.34	1.87	8.65	-0.65
Price/Book Value	- -	- -	144.3	-22.13	4.93	3.49	3.1	33.45
Price/Book Value Average	- -	- -	143.77	-48.85	4.84	2.01	3.08	76.34
Price/Book Value High	- -	- -	167.16	-81.7	7.48	5.38	4.03	161.3
Price/Book Value Low	- -	- -	150.55	-22.18	3.98	0.89	2.52	27.98
Price/Tangible Book Value	- -	- -	-3.37	-2.38	-4.43	-12.53	-1.66	-0.32
Price/Tangible Book Value Average	- -	- -	-3.35	-5.25	-4.34	-7.22	-1.65	-0.72
Price/Tangible Book Value High	- -	- -	-3.9	-8.77	-6.72	-19.3	-2.16	-1.52
Price/Tangible Book Value Low	- -	- -	-3.51	-2.38	-3.58	-3.18	-1.35	-0.26
Price/Sales	- -	- -	0.73	0.44	0.46	0.77	0.96	0.18
Price/Sales Average	- -	- -	0.73	0.97	0.45	0.44	0.95	0.42
Price/Sales High	- -	- -	0.85	1.62	0.7	1.18	1.24	0.89
Price/Sales Low	- -	- -	0.76	0.44	0.37	0.19	0.78	0.15
Price/Cash Flow	- -	- -	1.33	0.75	0.71	1.38	1.95	0.5
Price/Cash Flow Average	- -	- -	1.32	1.65	0.69	0.79	1.94	1.15
Price/Cash Flow High	- -	- -	1.54	2.76	1.07	2.12	2.54	2.43
Price/Cash Flow Low	- -	- -	1.38	0.75	0.57	0.35	1.59	0.42
Price/Free Cash Flow Average	- -	- -	1.3	1.68	0.76	0.79	1.91	0.99
Price/Free Cash Flow High	- -	- -	1.51	2.82	1.18	2.1	2.5	2.09
Price/Free Cash Flow Low	- -	- -	1.36	0.76	0.63	0.35	1.56	0.36
EV/Sales Average	0.67	0.61	1.42	1.79	1.29	1.44	3.99	3.77
EV/Sales High	0.67	0.61	1.54	2.44	1.54	2.18	4.28	4.24
EV/Sales Low	0.67	0.61	1.45	1.26	1.21	1.2	3.81	3.5
EV/EBITDA Average	24.66	22.94	61.63	88.74	69.36	60.07	97.67	80.5
EV/EBITDA High	24.66	22.94	66.77	121.09	82.64	90.86	104.82	90.53
EV/EBITDA Low	24.66	22.94	63.12	62.47	65.08	49.77	93.43	74.78
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	12.94	8.72	11.19	13.51	15.47	3.55
High Price	- -	- -	14.99	32.2	16.99	20.81	20.1	17.12
Enterprise Value Average	471	434	1,121	1,627	1,292	1,051	2,633	2,924
Enterprise Value High	471	434	1,214	2,220	1,540	1,590	2,825	3,288
Enterprise Value Low	471	434	1,148	1,146	1,212	871	2,518	2,716

Profitability (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Return on Common Equity (%)	- -	76.51	69.8	- -	- -	59.75	32.64	-178.54
Return on Assets (%)	- -	9.05	5.99	-2.48	11.14	6.69	3.26	-7.07
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100
EBITDA Margin (%)	2.73	2.66	2.3	2.02	1.87	2.4	4.08	4.68
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	5.12	15.2	12.96	1.99	14.27	11.04	12.2	-25.02
Profit Margin (%)	2.54	9.21	6.23	-2.43	11.17	10.41	8.98	-23.9
Net Income to Common Margin (%)	2.54	9.21	6.23	-2.43	11.17	10.41	8.98	-23.9
Effective Tax Rate (%)	50.47	39.42	40.73	9.16	27.07	7.34	26.35	- -
Dvd Payout Ratio (%)	- -	- -	300.29	- -	- -	12.21	26.86	-7.39
Sustainable Growth Rate (%)	- -	76.51	-139.81	- -	- -	52.45	23.87	-191.74

Credit (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Total Debt	572	627	709	806	916	942	2,068	2,670
ST Debt	8	148	120	107	112	140	980	1,609
LT Debt	564	479	588	699	803	803	1,089	1,061
Total Debt/EBITDA	29.92	33.17	38.97	43.97	49.14	53.85	76.73	73.51
Net Debt/EBITDA	24.66	22.94	30.04	40.64	38.4	34.65	69.84	69.75
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.14	17.53	0.46	-1.96	8.64	13.53	8.27	0.15
Long-Term Debt/Equity (%)	- -	1,173.33	8,242.77	- -	1,590.33	608.5	679.05	- -
Long-Term Debt/Capital (%)	93.02	62.75	82.54	88.66	79.62	72.81	47.93	39.66
Long-Term Debt/Total Assets (%)	84.66	61.39	68.42	75.99	74.25	67.85	44.25	38.03
Total Debt/Equity (%)	-2,950.61	1,535.02	9,930.02	-4,221.43	1,812.49	714.38	1,289.98	-4,932.5
Total Debt/Capital (%)	94.35	82.09	99.44	102.29	90.74	85.48	91.04	99.84
Total Debt/Total Assets (%)	85.87	80.32	82.42	87.68	84.62	79.66	84.05	95.73
Net Debt to Equity	-2,431.77	1,061.34	7,654.6	-3,901.16	1,416.08	459.66	1,174.21	-4,679.84
Net Debt/Capital (%)	93.23	76.01	99.27	102.48	76.61	68.2	85.24	97.42
EBITDA	19	19	18	18	19	17	27	36
EBITDA-CapEx	-1	3	9	4	5	7	3	-9
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	5.14	17.53	0.46	-1.96	8.64	13.53	8.27	0.15
Long-Term Debt/Equity (%)	- -	1,173.33	8,242.77	- -	1,590.33	608.5	679.05	- -
Long-Term Debt/Capital (%)	93.02	62.75	82.54	88.66	79.62	72.81	47.93	39.66
Long-Term Debt/Total Assets (%)	84.66	61.39	68.42	75.99	74.25	67.85	44.25	38.03
Total Debt/Equity (%)	-2,950.61	1,535.02	9,930.02	-4,221.43	1,812.49	714.38	1,289.98	-4,932.5
Total Debt/Capital (%)	94.35	82.09	99.44	102.29	90.74	85.48	91.04	99.84
Total Debt/Total Assets (%)	85.87	80.32	82.42	87.68	84.62	79.66	84.05	95.73
CFO/Total Liabilities	2.5	44.51	51.01	56.94	63.08	38.55	14.05	10.01
CFO/CapEx	0.86	20.55	49.89	38.09	46.54	37.11	13.67	6.21
Altman's Z-Score	1.53	1.48	1.57	1.4	1.49	1.26	0.66	0.36

Working Capital (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Accounts Receivable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Market Capitalization	- -	- -	577	400	461	559	631	144
- Cash & Cash Equivalents	101	194	162	61	75	213	63	74
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	572	627	709	806	916	942	2,068	2,670
Enterprise Value	471	434	1,123	1,145	1,301	1,288	2,636	2,740
Total Capital	606	764	713	788	1,009	1,102	2,272	2,674
Total Debt/Capital (%)	94.35	82.09	99.44	102.29	90.74	85.48	91.04	99.84
Total Debt / EV	1.21	1.45	0.63	0.7	0.7	0.73	0.78	0.97
EV/Sales	0.67	0.61	1.42	1.26	1.3	1.77	3.99	3.53
EV/EBITDA	24.66	22.94	61.75	62.42	69.82	73.6	97.81	75.43
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	27.54	1.32	2.58	2.14	2	3.18	8.16	9.63
EV/Free Cash Flow to Firm	12.76	1.26	2.53	2.09	1.96	3.09	7.6	8.29
Diluted Market Cap	- -	- -	577	418	514	569	667	144
Diluted Enterprise Value	471	434	1,123	1,163	1,355	1,298	2,672	2,740
EV per Share	70.7	65.04	25.2	24.98	31.61	31.13	64.6	67.77
TTM Sales	701	711	789	909	998	728	660	776
TTM EBITDA	19	19	18	18	19	17	27	36
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	17	329	435	534	651	405	323	285
TTM Free Cash Flow to Firm	37	345	444	548	665	416	347	330

Multiples (USD)

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	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Price/Free Cash Flow	- -	- -	1.3	0.76	0.77	1.37	1.92	0.43
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	471	434	1,123	1,145	1,301	1,288	2,636	2,740
Low Price	- -	- -	13.5	8.74	9.04	3.43	12.58	2.97
EV/Sales	0.67	0.61	1.42	1.26	1.3	1.77	3.99	3.53
EV/EBITDA	24.66	22.94	61.75	62.42	69.82	73.6	97.81	75.43
Price/Earnings	- -	- -	11.73	- -	4.13	7.38	10.64	- -
Price/Earnings Average	- -	- -	11.69	-40	4.05	4.25	10.58	-1.77
Price/Earnings High	- -	- -	13.59	-66.9	6.27	11.37	13.82	-3.73
Price/Earnings Low	- -	- -	12.24	-18.16	3.34	1.87	8.65	-0.65
Price/Book Value	- -	- -	144.3	-22.13	4.93	3.49	3.1	33.45
Price/Book Value Average	- -	- -	143.77	-48.85	4.84	2.01	3.08	76.34
Price/Book Value High	- -	- -	167.16	-81.7	7.48	5.38	4.03	161.3
Price/Book Value Low	- -	- -	150.55	-22.18	3.98	0.89	2.52	27.98
Price/Tangible Book Value	- -	- -	-3.37	-2.38	-4.43	-12.53	-1.66	-0.32
Price/Tangible Book Value Average	- -	- -	-3.35	-5.25	-4.34	-7.22	-1.65	-0.72
Price/Tangible Book Value High	- -	- -	-3.9	-8.77	-6.72	-19.3	-2.16	-1.52
Price/Tangible Book Value Low	- -	- -	-3.51	-2.38	-3.58	-3.18	-1.35	-0.26
Price/Sales	- -	- -	0.73	0.44	0.46	0.77	0.96	0.18
Price/Sales Average	- -	- -	0.73	0.97	0.45	0.44	0.95	0.42
Price/Sales High	- -	- -	0.85	1.62	0.7	1.18	1.24	0.89
Price/Sales Low	- -	- -	0.76	0.44	0.37	0.19	0.78	0.15
Price/Cash Flow	- -	- -	1.33	0.75	0.71	1.38	1.95	0.5
Price/Cash Flow Average	- -	- -	1.32	1.65	0.69	0.79	1.94	1.15
Price/Cash Flow High	- -	- -	1.54	2.76	1.07	2.12	2.54	2.43
Price/Cash Flow Low	- -	- -	1.38	0.75	0.57	0.35	1.59	0.42
Price/Free Cash Flow Average	- -	- -	1.3	1.68	0.76	0.79	1.91	0.99
Price/Free Cash Flow High	- -	- -	1.51	2.82	1.18	2.1	2.5	2.09
Price/Free Cash Flow Low	- -	- -	1.36	0.76	0.63	0.35	1.56	0.36
EV/Sales Average	0.67	0.61	1.42	1.79	1.29	1.44	3.99	3.77
EV/Sales High	0.67	0.61	1.54	2.44	1.54	2.18	4.28	4.24
EV/Sales Low	0.67	0.61	1.45	1.26	1.21	1.2	3.81	3.5
EV/EBITDA Average	24.66	22.94	61.63	88.74	69.36	60.07	97.67	80.5
EV/EBITDA High	24.66	22.94	66.77	121.09	82.64	90.86	104.82	90.53
EV/EBITDA Low	24.66	22.94	63.12	62.47	65.08	49.77	93.43	74.78
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	- -	12.94	8.72	11.19	13.51	15.47	3.55
High Price	- -	- -	14.99	32.2	16.99	20.81	20.1	17.12
Enterprise Value Average	471	434	1,121	1,627	1,292	1,051	2,633	2,924
Enterprise Value High	471	434	1,214	2,220	1,540	1,590	2,825	3,288
Enterprise Value Low	471	434	1,148	1,146	1,212	871	2,518	2,716

	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y
Shares Outstanding	45	45	45	46	41	41	41	41
Diluted Weighted Avg Shares	7	7	45	48	46	42	43	40
Basic Weighted Avg Shares	7	7	45	46	41	41	41	40
Revenue per Share	105.11	106.6	17.71	19.84	24.26	17.59	16.18	19.2
EBITDA per Share	2.87	2.84	0.41	0.4	0.45	0.42	0.66	0.9
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	2.67	9.82	1.1	-0.48	2.71	1.83	1.45	-4.59
Basic EPS from Cont Ops	2.67	9.82	1.36	0.36	2.52	1.8	1.45	-4.59
Diluted EPS, GAAP	2.67	9.82	1.1	-0.46	2.43	1.8	1.38	-4.59
Diluted EPS from Cont Ops	2.67	9.82	1.36	0.34	2.26	1.77	1.38	-4.59
Dividend per Share	- -	- -	4.08	- -	- -	0.22	0.39	0.34
Cash Flow per Share	2.57	49.4	9.76	11.67	15.81	9.79	7.92	7.04
Free Cash Flow per Basic Share	-0.41	47	9.56	11.36	15.47	9.53	7.34	5.91
Cash & Equivalents per Share	15.08	29.03	3.64	1.34	1.83	5.16	1.55	1.83
Book Value per Share	5.14	20.53	0.09	-0.39	2.27	3.87	4.99	0.11
Tangible Book Value per Share	-29.57	-19.74	-3.84	-3.67	-2.53	-1.08	-9.3	-11.23

CURO Group Holdings Corp.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)