Dave Inc.

Dave Inc.

DAVEW
Dave Inc.US flagNASDAQ
3.62
USD
-0.37
- -
5.82BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
76
122
153
205
259
347
554
605
Operating Margin (%)
2.33
-1.13
-30.64
-65.61
-16.29
9.97
33.68
34.9
Depreciation Expense
1
2
3
7
6
8
7
7
Net Income, GAAP
1
-7
-20
-129
-49
58
196
225
Effective Tax Rate (%)
40.92
- -
- -
- -
- -
4.11
- -
38.87
Profit Margin (%)
1.03
-5.71
-13.07
-62.93
-18.73
16.67
35.34
37.21
Working Capital
53
45
32
272
251
247
323
355
LT Debt
2
2
36
178
181
75
- -
193
Total Equity
55
50
39
107
87
183
353
204
Return on Invested Capital (%)
- -
- -
- -
- -
- -
13.6
- -
35.93
Return on Capital (%)
- -
- -
- -
- -
- -
-123.74
- -
61.41
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
75
75
LT Borrowings
75
- -
193
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
13
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
386
437
480
Cash, Cash Equivalents & STI
92
121
176
Accounts Receivable, Net
268
297
279
Inventories
- -
- -
- -
Total Current Liabilities
44
114
124
Payables & Accruals
34
25
36
ST Debt
- -
75
75
Deferred Revenue
1
1
1

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
67.49%
92.64%
Free Cash Flow
- -
197.24%
140.91%
Net Income, GAAP
- -
137.79%
238.44%
Sales/Revenue/Turnover
- -
35.92%
59.67%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
74
80
92
101
347
2025
108
132
151
164
554
2026
158
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Jason Wilk
Full Time Employees
280
Sector
Financial Services
Industry
Banks
Address
1265 S. Cochran Avenue Los Angeles CA United States of America 90019
IPO Date
Mar 6, 2026
Website
dave.com
Business
Dave Inc. Dave Inc. (Nasdaq: DAVE) operates as a U.S.-based financial technology company and neobank, offering a mobile-first platform that provides banking, credit, and financial wellness tools to over 11 million members, primarily targeting underbanked consumers and younger demographics such as Gen Z and millennials. The company delivers core products and services including Dave Checking, a fee-free digital checking and demand deposit account with early direct deposit up to two days, Round Up savings features, and interest-earning capabilities; ExtraCash, a short-term cash advance product offering up to $500 with no interest or late fees as an alternative to overdraft charges and payday loans; Goals account, a high-yield savings option at 4.00% APY; Budget and Insights tools for personal financial management, income/expense tracking, and budgeting; Side Hustle, a job board connecting users to over 1,000 supplemental work opportunities; and Surveys for paid micro-tasks directly deposited to accounts. Founded in 2017 by Jason Wilk and headquartered in Los Angeles, California, Dave Inc. conducts operations primarily in the United States through partnerships with FDIC-insured sponsor banks such as Evolve Bank & Trust. Recent strategic developments include a non-binding letter of intent signed in November 2024 to partner with a publicly-traded sponsor bank for ExtraCash origination, deposit account management, debit card issuance, ACH processing, and co-development of new banking and credit products, aiming to diversify commercial relationships and support scalability; entry into a five-year Program Agreement announced in February 2025; and expansion of its share repurchase authorization to $125 million in August 2025 amid strong profitability and free cash flow projections.

Company News

APIChatGPT
  • Dave (NASDAQ:DAVEW) Trading Down 27.3% – What’s Next?

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