Discovery Limited

Discovery Limited

DCYHF
Discovery LimitedUS flagOther OTC
9.20
USD
- -
- -
6.16BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
43.86
58.51
68.47
68.01
69.98
81.96
86.06
96.78
114.73
100.1
96.18
133.66
123.2
Basic EPS, GAAP
3.62
5.59
9.15
5.73
6.84
8.76
10.02
0.15
4.81
8.25
9.89
11.3
14.24
Free Cash Flow per Basic Share
0.68
3.56
4.48
-2.72
-3.76
1.56
-1.18
9.21
13.01
2.67
2.9
0.8
10.06
Dividend per Share
1.3
1.51
1.73
1.89
1.92
2.12
2.27
2.28
0.1
0.09
0.1
1.92
2.57
Book Value per Share
20.51
26.04
40.99
43.75
48.34
55.09
64.16
61.68
66.55
57.21
68.23
77.9
90.21
Tangible Book Value per Share
16.68
20.73
36.19
37.37
39.3
45.08
49.16
49.22
52.37
43.45
51.66
62.23
78.1
Basic Weighted Avg Shares
569
581
599
638
645
645
652
657
657
657
658
661
665
Sales/Revenue/Turnover
24,967
34,003
41,010
43,366
45,111
52,865
56,135
63,551
75,344
65,754
63,294
88,357
81,946
Operating Margin (%)
15.17
14.88
12.75
13.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
416
187
227
866
870
1,064
1,353
1,830
1,916
1,961
2,032
2,176
- -
Net Income, GAAP
2,131
3,314
5,552
3,730
4,494
5,735
6,614
178
3,220
5,478
6,579
7,559
9,564
Effective Tax Rate (%)
33.88
28.59
17.94
31.81
22.14
22.63
16.48
78
23.24
21.1
27.45
26.45
29.96
Profit Margin (%)
8.54
9.75
13.54
8.6
9.96
10.85
11.78
0.28
4.27
8.33
10.39
8.56
11.67
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
444
572
954
5,380
8,523
14,073
14,325
19,836
19,493
20,584
20,586
21,656
20,044
Total Equity
13,708
17,411
27,356
30,607
32,290
37,594
43,083
44,553
46,419
40,819
47,242
54,451
65,699
Return on Invested Capital (%)
14.96
17.63
15.26
10.46
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
19.21
22.3
25.88
13.02
13.06
14.26
14.36
0.9
7.65
11.66
13.59
14.04
15.37
Return on Common Equity (%)
18.79
24.22
27.62
13.94
14.94
16.95
16.88
0.24
7.5
13.34
15.79
15.49
16.99

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.56%
8.76%
20.66%
Free Cash Flow
-26.67%
212.16%
1,162.45%
Net Income, GAAP
177.39%
368.13%
26.52%
Sales/Revenue/Turnover
8.08%
6.89%
-7.26%
Total Cash Common Dividend
- -
- -
37.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
88,357
2025
- -
- -
- -
- -
81,946
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
11.3
2025
- -
- -
- -
- -
14.24
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.92
2025
- -
- -
- -
- -
2.57
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Neville S. Koopowitz
Full Time Employees
13,000
Sector
Financial Services
Industry
Insurance - Life
Address
1 Discovery Place Sandton South Africa 2196
IPO Date
Jan 4, 2010
Business
Discovery Limited (DCYHF) is a diversified financial services organization that provides insurance, healthcare administration, banking, investment management, and wellness products primarily in South Africa, the United Kingdom, and select international markets through its Shared-value Insurance model and Vitality behavioral platform. Founded in 1992 and headquartered at 155 West Street, Johannesburg, South Africa, the company operates through key segments including SA Health, SA Life, SA Invest, SA Insure, SA Bank, UK Health, UK Life, and Vitality Global; its core offerings encompass medical scheme administration and managed care services through Discovery Health (covering over 39% of South African medical scheme membership, plus gap cover and Healthy Company programs), life insurance and financial protection solutions via Discovery Life, short-term insurance for motor, home, building contents, and portable possessions through Discovery Insure (insuring over 285,000 vehicles), investment plans including unit trusts and offshore options with over R120 billion in assets under administration via Discovery Invest, digital retail banking products such as deposits, loans, and credit cards through Discovery Bank (over 1 million accounts), private medical insurance and wellbeing solutions for individuals, corporates, and SMEs via VitalityHealth, long-term life assurance, critical illness, and income protection through VitalityLife, and global Vitality licensing and partnerships for health incentives. In South Africa, Discovery maintains market-leading positions across healthcare, life and short-term insurance, savings, and banking, while in the United Kingdom, VitalityHealth and VitalityLife deliver integrated health and life solutions; internationally, Vitality Global extends the model via equity stakes like 25% in Ping An Health (China) and Amplify (with AIA), alongside licensing agreements and partnerships in over 41 markets covering more than 42 million lives across Asia-Pacific, Europe, North America, South America, and Africa. The company targets individual consumers, corporates, SMEs, and institutional clients with behaviorally informed products that incentivize healthier lifestyles, safer driving, and better financial habits through Vitality Health, Drive, and Money programs, supported by a workforce of over 13,800 employees and a market capitalization of approximately R107 billion as of September 2024. Recent developments underscore Discovery's growth trajectory, including strong 2024 performance with profit from operations expected to exceed 15-20% medium-term targets in 2025, driven by Discovery Bank's outperformance since its 2019 launch and a second-half UK recovery; in November 2025, Discovery Bank introduced crypto trading integration with Luno directly in its app, alongside the AI-powered TRUST Alert for real-time transaction security, instant motor insurance quoting via Discovery Insure, and expanded Discovery Miles rewards partnerships with MultiChoice (DStv) and admyt. The company has also advanced its global footprint with Vitality Health International expansions into markets like Tanzania (2023) and ongoing net-zero transition planning, while maintaining robust cash generation and return on equity through its dual composites of Discovery South Africa and Vitality.

Company News

APIChat
  • Discovery Limited (DCYHY) Q2 2026 Earnings Call Transcript

  • Discovery Limited (DCYHY) Shareholder/Analyst Call Prepared Remarks Transcript