GFH Bank B.S.C.

GFH Bank B.S.C.

1.63
AED
-0.08
(-4.97%)
13.40P/E
Nov 18Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
0.02
0.03
0.17
0.06
0.06
0.04
0.05
0.07
0.06
0.07
0.11
0.12
0.13
Basic EPS, GAAP
- -
0.01
- -
0.07
0.03
0.03
0.02
0.01
0.02
0.03
0.03
0.03
0.04
0.04
Free Cash Flow per Basic Share
-0.02
-0.04
-0.03
0.05
0.03
0.13
0.14
0.1
0.21
0.2
0.28
-0.12
0.13
-0.09
Dividend per Share
- -
- -
- -
- -
0.02
0.02
0.01
0.01
0.01
0.01
0.02
0.02
0.03
0.03
Book Value per Share
0.11
0.09
0.21
0.59
0.29
0.28
0.29
0.26
0.27
0.29
0.28
0.27
0.29
0.29
Tangible Book Value per Share
0.11
0.07
0.21
0.57
0.29
0.28
0.29
0.26
0.26
0.29
0.27
0.25
0.27
0.27
Basic Weighted Avg Shares
3,825
2,141
3,228
3,269
3,187
3,688
3,480
3,429
3,413
3,427
3,493
3,620
3,574
3,511
Sales/Revenue/Turnover
18
35
85
569
200
206
155
165
227
218
259
390
436
472
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
6
3
4
6
2
2
6
3
6
11
13
15
17
Net Income, GAAP
-18
15
-6
217
104
114
66
45
84
90
103
119
140
149
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.75
Profit Margin (%)
-96.01
43.09
-6.5
38.15
52.1
55.44
42.63
27.34
37.11
41.32
39.67
30.39
32.13
31.56
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
208
249
154
169
365
256
301
1,089
1,751
1,942
2,124
2,150
2,524
2,647
Total Equity
501
1,018
893
2,144
1,496
1,423
1,293
1,186
1,168
1,071
1,074
1,115
1,137
1,099
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-4
2.62
-0.83
16.54
6.76
10.33
6.4
4.7
8.98
9.21
10.36
12.03
14
14.83

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,508
3,508
3,508
Market Capitalization
2,174
1,621
1,996

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,331
1,413
1,100
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.37%
-0.75%
1.98%
Free Cash Flow
-14.63%
-41.24%
-202.47%
Net Income, GAAP
-400.84%
28.27%
18.23%
Sales/Revenue/Turnover
60.45%
22.95%
11.84%
Total Cash Common Dividend
- -
38.18%
54.79%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
99
87
70
103
390
2025
102
114
109
122
436
2026
132
109
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.01
0.01
- -
0.03
2025
0.01
0.01
0.01
- -
0.04
2026
0.01
0.01
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.02
- -
- -
0.02
2025
- -
- -
0.01
- -
0.03
2026
- -
0.02
- -
- -
- -

Company Description

CEO
Hisham Ahmed Al Rayes
Full Time Employees
118
Sector
Finance
Industry
Investment banks/Brokers
Address
GFH House, Bahrain Harbors Manama CP Bahrain
IPO Date
Jun 29, 2007
Website
gfh.com
Business
GFH Financial Group BSC (GFH.AE) is a Bahrain-headquartered Islamic financial group that provides diversified investment management, commercial banking, real estate development, and treasury and proprietary investment services in compliance with Sharia principles. Founded in 1999 and listed on the Bahrain Bourse, Boursa Kuwait, Dubai Financial Market, and Abu Dhabi Securities Exchange, the company operates through Investment Banking, Commercial Banking, and Proprietary and Treasury segments; offers private equity, asset management, Islamic capital markets, financial advisory, mergers and acquisitions, corporate and retail banking, wealth management, structured investment products, project financing, real estate investment and development, hospitality management, and education-related activities; and maintains a global footprint across GCC countries, the Middle East and North Africa, Asia, North America including the US, Europe, and the UK with total assets and assets under management of US$22 billion. GFH targets institutional and high-net-worth investors, corporations, and retail clients in resilient sectors such as logistics, healthcare, education, student housing, renewable energy, and sustainable infrastructure. Recent developments include GFH Partners Limited's acquisition of Manrre REIT valued at nearly AED 500 million in December 2024, a $300 million US student housing portfolio in November 2024, and a Riyadh logistics asset for SAR 200 million; investments exceeding $200 million in US infrastructure and an stake in clean energy firm Invenergy in early 2025; launches of a seventh US logistics and industrial fund and OUTLIVE real estate platform focused on health and well-being developments across MENA and Europe in 2024; a strategic partnership with Panattoni and Al Tijaria for GCC logistics expansion; increased ownership in GFH Equities to over 76.5%; and a renewed three-year alliance with Saudi Arabia's FII Institute alongside preparations for a $500 million sukuk programme.