Direct Line Insurance Group plc

Direct Line Insurance Group plc

DIISY
Direct Line Insurance Group plcUS flagOther OTC
18.00
USD
+2.37
- -
5.85BMarket Cap
Direct Line Insurance Group plc
DIISY
(Other OTC)

Recent

price

18.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
16.66
16.26
13.88
12.21
10.26
9.74
9.08
9.69
10.18
9.99
9.6
9.44
9.67
8.99
11.37
13.96
11.63
Revenue per Share
0.39
-0.79
0.72
0.54
0.91
1.09
1.62
0.81
1.27
1.38
1.23
1.08
1.03
-0.71
0.69
0.5
0.92
Basic EPS, GAAP
1.98
1.58
-1.3
2.56
-0.08
1.55
1.12
2.14
1.32
0.98
0.8
1.25
0.9
2.09
0.81
-1.45
- -
Free Cash Flow per Basic Share
- -
- -
- -
2.91
0.71
1.17
1.86
1.32
0.66
1.47
1.23
0.87
0.9
0.96
0.05
0.29
- -
Dividend per Share
8.47
7.66
9.71
3.37
3.5
3.35
2.91
2.96
3.53
3.45
3.44
3.55
3.1
1.31
1.93
2.14
3.53
Book Value per Share
9.57
9.3
10.2
7.01
6.68
6.69
5.88
5.88
7.55
6.84
6.69
6.66
5.91
4.2
4.88
5.25
6.74
Tangible Book Value per Share
344
344
344
344
343
343
358
342
342
342
342
339
334
326
325
325
340
Basic Weighted Avg Shares
5,728
5,590
4,772
4,196
3,515
3,338
3,248
3,314
3,477
3,413
3,282
3,202
3,230
2,930
3,692
4,538
3,949
Sales/Revenue/Turnover
-1.39
-6.72
- -
6.62
12.79
14.73
16.78
11.77
- -
- -
- -
- -
- -
- -
- -
- -
11.39
Operating Margin (%)
32
30
32
43
58
85
95
88
82
90
78
80
94
115
124
140
- -
Depreciation Expense
133
-272
249
184
313
373
580
279
434
472
420
367
344
-232
223
163
313
Net Income, GAAP
- -
- -
27.38
26.01
23.69
21.34
21.34
21.02
19.48
18.69
17.62
18.65
22.94
- -
19.65
25.55
26.21
Effective Tax Rate (%)
2.32
-4.86
5.22
4.39
8.9
11.16
17.87
8.41
12.48
13.83
12.8
11.47
10.64
-7.91
6.04
3.58
7.92
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
285
327
318
788
487
526
521
540
435
427
423
669
598
340
365
373
487
LT Debt
3,581
3,482
3,871
2,832
2,790
2,810
2,630
2,522
3,048
2,905
2,990
3,046
2,797
2,192
2,405
2,484
2,790
Total Equity
- -
- -
- -
4.75
9.45
11.16
12.61
9.47
- -
- -
- -
- -
- -
- -
- -
- -
9.09
Return on Invested Capital (%)
- -
- -
6.74
6.55
18.08
23.08
36.63
19.52
32.25
29.52
26.77
22.12
20.56
- -
24.58
15.73
18.03
Return on Capital (%)
- -
-9.81
8.34
8.19
26.53
31.78
53.03
27.14
39.14
39.58
35.65
30.84
30.67
-31.71
42.28
24.57
26.53
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'13
Sep'13
Dec'13
ST Debt
63
- -
55
LT Borrowings
501
- -
487
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,370
- -
1,375
Market Capitalization
1,641
1,486
1,584

Working Capital

FRC

in mil. unless spec.
Jun'13
Sep'13
Dec'13
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,724
- -
8,350
Accounts Receivable, Net
1,172
- -
992
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
63
- -
55
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.63%
-2.98%
3.31%
Free Cash Flow
-21.4%
-37.92%
-279.84%
Net Income, GAAP
-35.24%
-81.92%
-27.05%
Sales/Revenue/Turnover
3.67%
7.62%
22.92%
Total Cash Common Dividend
44.37%
70.58%
471.08%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
2,930
2023
- -
- -
- -
- -
3,692
2024
- -
- -
- -
- -
4,538

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
-0.71
2023
- -
- -
- -
- -
0.69
2024
- -
- -
- -
- -
0.5

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.96
2023
- -
- -
- -
- -
0.05
2024
- -
- -
- -
- -
0.29
Business
Direct Line Insurance Group plc, a leading UK personal and commercial lines insurer, offers a broad range of general insurance products through well-known brands including Direct Line, Churchill, Green Flag, Darwin, Privilege and Direct Line for Business; core offerings encompass motor vehicle insurance, home insurance, pet insurance, travel insurance, commercial insurance for small and micro enterprises such as van and landlord coverage, breakdown recovery and rescue services, as well as select premier insurance, life insurance, cycling insurance and personal loans. The company operates primarily in the United Kingdom, with routes to market via direct channels, price comparison websites and partnerships, and maintains 23 motor accident repair centres to support claims handling and cost efficiency; it invests customer premiums in a diversified portfolio matched to long-term claims liabilities. Founded in 1985 as the Royal Bank of Scotland's insurance arm and established as an independent group via IPO in 2012, Direct Line Insurance Group plc is headquartered in Bromley, Kent. In a transformative development, Aviva plc completed its acquisition of the company on 1 July 2025 in a £3.7 billion cash-and-share deal, delisting it from the London Stock Exchange and integrating its brands to serve over 20 million UK customers with enhanced scale and cost synergies targeting at least £125 million in annual savings, alongside up to 2,300 job reductions; prior to completion, the group advanced cost reductions exceeding £100 million by end-2025, expanded its Green Flag patrol fleet to over 60 vehicles across six regions, secured new rescue contracts including with Apple, launched Direct Line on price comparison websites, rolled out improved risk models for commercial lines, and exited non-core brokered commercial and run-off partnership businesses.

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