United Fire Group, Inc.

United Fire Group, Inc.

UFCS
United Fire Group, Inc.US flagNASDAQ Global Select
43.18
USD
-0.52
- -
1.11BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
34.31
37.57
35.66
38.78
42.36
43.04
47.97
43.03
42.12
39.2
43.46
49.33
- -
55.83
Basic EPS, GAAP
3
2.36
3.54
1.96
2.05
1.1
0.59
-4.5
3.21
0.6
-1.18
2.44
- -
5.11
Free Cash Flow per Basic Share
6.03
5.72
7.17
8.13
6.14
3.07
2.45
0.9
0.64
-0.05
6.8
13.41
- -
11.38
Dividend per Share
0.69
0.79
0.86
0.97
1.1
4.2
1.31
1.14
0.6
0.63
0.64
0.64
- -
0.68
Book Value per Share
19.09
20.93
23.5
24.24
24.43
28.51
27.87
22.19
24.77
24.62
22.74
24.45
- -
29.25
Tangible Book Value per Share
29.8
31.62
33.93
36.07
38.1
34.47
35.49
32.66
34.81
29.15
28.85
30.64
- -
37.1
Basic Weighted Avg Shares
25
25
25
25
25
25
25
25
25
25
25
25
- -
26
Sales/Revenue/Turnover
870
940
897
986
1,056
1,080
1,200
1,078
1,056
988
1,098
1,252
1,388
1,426
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
7
6
6
5
5
11
7
7
8
11
11
11
11
Net Income, GAAP
76
59
89
50
51
28
15
-113
81
15
-30
62
118
131
Effective Tax Rate (%)
25.28
22.66
26.05
14.57
- -
- -
12.2
- -
16.78
- -
- -
19.57
20.11
20.45
Profit Margin (%)
8.75
6.29
9.94
5.06
4.83
2.56
1.23
-10.45
7.63
1.52
-2.7
4.95
8.52
9.15
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
50
50
50
50
117
146
146
Total Equity
783
817
879
942
973
888
910
825
879
740
734
782
941
951
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
16.74
11.74
15.99
8.27
- -
- -
2.1
- -
13.03
- -
- -
9.96
15.84
18.34
Return on Common Equity (%)
16.74
11.74
15.99
8.27
8.33
4.18
2.1
-17.99
13.69
2.42
-4.97
10.37
17.6
18.9

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
146
146
146
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
774
927
947

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,239
1,274
1,337
Accounts Receivable, Net
754
736
776
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.17%
3.36%
20.43%
Free Cash Flow
-1,403.23%
-2,777.54%
-20.73%
Net Income, GAAP
-176.28%
-153.66%
90.76%
Sales/Revenue/Turnover
4.78%
5.5%
10.87%
Total Cash Common Dividend
18.95%
-7.82%
0.58%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
296
301
323
332
1,252
2025
331
337
354
366
1,388
2026
369
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.53
-0.11
0.78
1.24
2.44
2025
0.7
0.9
1.54
1.5
- -
2026
1.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.16
0.16
0.16
0.64
2025
0.16
0.16
0.16
0.16
- -
2026
0.2
- -
- -
- -
- -

Company Description

APIChat
CEO
Kevin James Leidwinger
Full Time Employees
877
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
118 Second Avenue SE Cedar Rapids IA United States of America 52401
IPO Date
Mar 18, 1980
Business
United Fire Group, Inc. (Nasdaq: UFCS) provides property and casualty insurance to businesses and individuals across the United States through a network of approximately 1,000 independent agencies. Founded in 1946 and headquartered in Cedar Rapids, Iowa, the company offers commercial lines insurance including commercial property, general liability, commercial auto, workers' compensation, surety bonds, businessowners policies, cyber coverage, inland marine, and excess and surplus lines; personal lines insurance encompassing homeowners and personal automobile coverage; and assumed reinsurance. UFG Insurance operates nationally with a focus on small to medium-sized businesses in sectors such as retail, manufacturing, construction, and professional services including architects and engineers. In 2025, the company advanced its new policy administration system toward implementation, enhancing operational capabilities; reported improved net investment income of $82.0 million for full-year 2024 driven by fixed maturity and other long-term investments; increased adjusted book value per share to $36.34 as of September 30, 2025; and declared a quarterly cash dividend of $0.16 per share in November 2025.

Company News

APIChat
  • Is United Fire Group (UFCS) Stock Undervalued Right Now?

  • 3 P&C Insurance Stocks That Have Outperformed the S&P 500 in a Year

  • United Fire Group, Inc. declares quarterly cash dividend of $0.20 per share and announces results of annual meeting of shareholders

  • United Fire Group, Inc. (UFCS) Shareholder/Analyst Call Prepared Remarks Transcript

  • Should Value Investors Buy United Fire Group (UFCS) Stock?

  • United Fire Group, Inc (UFCS) Hits Fresh High: Is There Still Room to Run?

  • United Fire Group, Inc. (UFCS) Q1 2026 Earnings Call Transcript

  • United Fire Group (UFCS) Surpasses Q1 Earnings and Revenue Estimates

  • United Fire Group, Inc. reports first quarter 2026 results

  • United Fire Group, Inc. announces its first quarter 2026 earnings call

  • Are Investors Undervaluing United Fire Group (UFCS) Right Now?

  • Is United Fire Group (UFCS) Stock Undervalued Right Now?

  • Is United Fire Group (UFCS) a Great Value Stock Right Now?

  • Should Value Investors Buy United Fire Group (UFCS) Stock?

  • United Fire Group, Inc (UFCS) Hits Fresh High: Is There Still Room to Run?

  • United Fire Group (NASDAQ:UFCS) Shares Up 6% Following Strong Earnings

  • United Fire Group, Inc. (UFCS) Q4 2025 Earnings Call Transcript

  • United Fire Group (UFCS) Q4 Earnings and Revenues Top Estimates

  • United Fire Group, Inc. reports fourth quarter and full year 2025 results

  • 195,270 Shares in United Fire Group, Inc $UFCS Acquired by Allianz Asset Management GmbH