Bank of Queensland Limited

Bank of Queensland Limited

4.28
EUR
+0.02
(+0.47%)
2.62BMarket Cap
Apr 21Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2019 Y
2020 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
2.7
2.86
2.84
2.72
2.74
2.63
4.93
2.4
3.84
2.26
2.56
2.7
2.43
- -
Basic EPS, GAAP
0.75
0.84
0.87
0.88
0.83
0.72
- -
0.25
- -
0.67
0.64
0.19
0.43
- -
Free Cash Flow per Basic Share
1.08
-2.13
-1.2
-0.92
0.57
-3.84
- -
1.06
- -
0.46
-2.26
5.26
-1.59
- -
Dividend per Share
0.38
0.43
0.46
0.47
0.7
0.51
- -
0.21
- -
0.26
0.36
0.34
0.34
- -
Book Value per Share
8.95
9.08
9.14
9.4
9.44
9.25
- -
9.05
- -
9.69
10.34
9.37
9.14
9.21
Tangible Book Value per Share
6.73
6.86
6.93
7.24
7.3
7.03
- -
7.11
- -
7.8
8.39
7.73
7.37
7.42
Basic Weighted Avg Shares
347
378
387
398
405
414
417
454
467
550
643
650
657
398
Sales/Revenue/Turnover
935
1,080
1,099
1,085
1,109
1,086
2,058
1,091
1,796
1,244
1,648
1,754
1,597
- -
Operating Margin (%)
40.96
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
30
41
54
62
78
87
- -
121
- -
90
130
134
118
- -
Net Income, GAAP
261
318
338
352
336
298
- -
115
- -
368
409
124
285
- -
Effective Tax Rate (%)
31.85
31.17
31.85
30.57
31.85
31.49
- -
33.53
- -
31.41
31.95
55.87
35.08
- -
Profit Margin (%)
27.91
29.44
30.76
32.44
30.3
27.44
- -
10.54
- -
29.58
24.82
7.07
17.85
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
8,364
8,713
9,398
9,651
10,077
11,986
- -
11,339
- -
17,723
19,187
19,322
18,357
17,008
Total Equity
3,341
3,469
3,587
3,788
3,856
3,859
- -
4,231
- -
6,197
6,668
6,130
6,017
6,052
Return on Invested Capital (%)
1.48
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.5
1.79
1.9
1.73
1.45
1.17
- -
- -
- -
- -
1.64
0.48
1.14
- -
Return on Common Equity (%)
8.48
9.34
9.58
9.55
8.79
7.73
- -
- -
- -
- -
6.36
1.94
4.69
- -

Capital Structure

AUD

•

in mil. unless spec.
Feb'24
Aug'24
Feb'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
657
659
657
Market Capitalization
3,822
4,088
4,369

Working Capital

AUD

•

in mil. unless spec.
Feb'24
Aug'24
Feb'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,165
3,147
3,969
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-1.84%
Free Cash Flow
- -
- -
-130.58%
Net Income, GAAP
- -
- -
129.84%
Sales/Revenue/Turnover
10.52%
12.77%
-8.95%
Total Cash Common Dividend
- -
- -
1.35%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1,597
2025
- -
- -
- -

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.43
2025
- -
- -
- -

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.34
2025
- -
- -
- -

Company Description

CEO
Rod Finch
Full Time Employees
3,249
Sector
Finance
Industry
Major banks
Address
100 Skyring Terrace Newstead QLD Australia 4006
IPO Date
Aug 24, 1971
Website
boq.com.au
Business
Bank of Queensland Limited (BOQ.AX) operates as a regional bank providing retail and business banking services throughout Australia. The company offers transaction, savings, and term deposit accounts; home loans, personal loans, and car loans; debit and credit cards; insurance products including home, contents, and car coverage; business transaction accounts, overdrafts, and commercial lending facilities; asset finance, equipment leasing, cash flow finance, and structured finance solutions through its wholly owned subsidiary BOQ Finance; specialist banking for medical, dental, veterinary, and accounting professionals via BOQ Specialist; and digital banking through brands such as ME Bank and Virgin Money Australia. BOQ Group maintains a nationwide branch network, mobile banking services, and online platforms serving individual consumers, small-to-medium enterprises, and niche professional segments primarily in Australia and New Zealand. Founded in 1874 and headquartered in Newstead, Queensland, the company functions as an alternative to major banks with segments in Retail Banking and Business Banking. In recent developments, BOQ Group announces a strategic partnership with Capgemini in August 2025 to accelerate digital transformation and simplify operations. The bank appoints Julian Russell as Group Executive Business Bank effective April 2025 and Paul Riordan as a new non-executive director from the same period. BOQ plans to relocate its head office to 360 Queen Street, Brisbane, in October 2026 after a decade in Newstead, while implementing enhanced customer security measures including cryptocurrency transaction limits and biometric onboarding checks in April 2025. Earlier acquisitions include ME Bank in July 2021 for A$1.325 billion to expand retail scale and digital capabilities, and Investec Bank (Australia) Limited in 2014 to bolster business finance offerings.

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