CNO Financial Group, Inc.

CNO Financial Group, Inc.

46.40
EUR
-0.80
(-1.69%)
2.53EPS
17.27P/E
4.13BMarket Cap
Oct 29Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
20.2
19.47
19.69
22.6
25.3
26.07
25.74
26.89
32.1
30.91
36.61
41.88
45.9
49.04
Basic EPS, GAAP
2.16
0.24
1.4
2.03
1.03
-1.9
2.62
2.12
4.44
5.45
2.44
3.96
2.35
2.95
Free Cash Flow per Basic Share
3.25
0.57
3.87
4.39
3.72
1.92
4.46
5.18
4.66
4.28
5.15
5.91
6.91
7.38
Dividend per Share
0.11
0.24
0.27
0.31
0.35
0.39
0.43
0.47
0.51
0.56
0.6
0.64
0.68
0.7
Book Value per Share
22.49
23.06
22.49
25.82
29.05
20.78
31.58
40.54
43.69
15.47
20.26
24.75
27.92
27.96
Tangible Book Value per Share
22.49
23.06
22.49
25.82
29.05
20.78
31.58
40.54
43.69
15.47
20.26
24.75
27.92
27.96
Basic Weighted Avg Shares
222
213
193
177
170
165
156
142
128
116
113
106
98
95
Sales/Revenue/Turnover
4,476
4,145
3,801
3,992
4,302
4,314
4,016
3,821
4,122
3,577
4,147
4,446
4,487
4,647
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
325
274
283
275
265
292
268
304
237
249
267
292
319
329
Net Income, GAAP
478
51
271
358
176
-315
409
302
570
631
277
421
229
280
Effective Tax Rate (%)
- -
70.65
26.38
- -
63.45
- -
- -
12.34
22.21
22.77
22.51
22.06
21.85
21.39
Profit Margin (%)
10.68
1.24
7.12
8.97
4.08
-7.3
10.19
7.9
13.83
17.63
6.67
9.47
5.11
6.02
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,769
3,571
4,036
4,123
3,872
3,880
3,786
3,931
4,001
3,883
4,151
4,520
4,052
4,553
Total Equity
4,955
4,688
4,139
4,487
4,848
3,371
4,677
5,484
5,260
1,769
2,216
2,515
2,638
2,592
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
0.93
4.12
- -
2.52
- -
- -
4.44
6.9
9.88
7.68
9.24
5.97
6.51
Return on Common Equity (%)
9.56
1.07
6.13
8.31
3.76
-7.67
10.17
5.94
10.62
17.94
13.88
17.79
8.9
10.93

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
4,052
4,302
4,553
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
94
94
93
Market Capitalization
3,997
3,773
4,723

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,578
9,108
9,257
Accounts Receivable, Net
3,678
3,611
3,569
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.52%
-5.36%
4.89%
Free Cash Flow
5.75%
-0.57%
7.65%
Net Income, GAAP
-50.42%
10.01%
-45.51%
Sales/Revenue/Turnover
2.01%
3.75%
0.94%
Total Cash Common Dividend
2.52%
-0.21%
-2.22%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,153
1,066
1,130
1,097
4,446
2025
1,004
1,152
1,189
1,143
4,487
2026
1,030
1,285
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.03
1.08
0.09
1.62
3.96
2025
0.21
0.93
0.24
0.98
2.35
2026
0.4
1.35
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
0.16
0.16
0.16
0.64
2025
0.17
0.17
0.17
0.17
0.68
2026
0.18
0.18
- -
- -
- -

Company Description

CEO
Gary C. Bhojwani
Full Time Employees
3,300
Sector
Finance
Industry
Multi-line insurance
Address
11299 Illinois Street Carmel IN United States 46032
IPO Date
Nov 15, 1985
Website
cnoinc.com
Business
CNO Financial Group, Inc. (NYSE: CNO) operates as a holding company for insurance subsidiaries that develop, market, and administer life insurance; supplemental health insurance, including hospital indemnity, accident, critical illness, and disability coverage; Medicare Supplement insurance; Medicare Advantage and prescription drug plans; long-term care insurance; fixed interest annuities; fixed indexed annuities; immediate annuities with guaranteed lifetime income options; wealth management and investment products; and workforce benefits solutions encompassing voluntary benefits, benefits education, advocacy, administration technology, and compliance communications services, primarily targeting middle-income consumers, seniors, and employers through brands such as Bankers Life, Washington National, and Colonial Penn. The company, founded in 1979 and headquartered in Carmel, Indiana, maintains operations across the United States with over 220 locations, 3.3 million policies in force, and approximately $38 billion in assets. In September 2025, CNO entered a strategic partnership with Janus Henderson and Victory Park Capital, acquiring a minority interest in the private credit manager and committing at least $600 million to its investment strategies to enhance returns and diversify asset-backed credit exposure. Recent performance includes record sales growth in Q2 and Q3 2025, with life insurance sales up 54%, hospital indemnity up 22%, and accident insurance up 16%, alongside geographic expansion contributing 25% of new annualized premium growth for six consecutive quarters; the company reaffirmed 2025 guidance for operating EPS of $3.70-$3.90, an expense ratio of up to 19.2%, and excess cash flow of $200-$250 million, while deploying $100 million in share repurchases to optimize capital structure.

Company News

  • Indianapolis Prepares to Celebrate the Sold-Out 19th Annual CNO Financial Indianapolis Monumental Marathon, Half Marathon, & 5K

  • CNO Financial Group to Release Third Quarter Results on October 29, 2026

  • Desiree Ritter, MHA, BSN, RN, NE-BC, Named Chief Nursing Officer at Children's Hospital Los Angeles

  • Comparing CNO Financial Group (NYSE:CNO) & NI (NASDAQ:NODK)

  • 4 Insurance Stocks to Consider as Treasury Yields Climb

  • Hsbc Holdings PLC Cuts Holdings in CNO Financial Group, Inc. $CNO

  • CNO Financial Group, Inc. (CNO) Presents at KBW Insurance Conference 2026 Transcript

  • Should Value Investors Buy CNO Financial Group (CNO) Stock?

  • CNO Financial (CNO) Is Up 3.46% in One Week: What You Should Know

  • Why CNO Financial (CNO) is a Top Momentum Stock for the Long-Term

  • Jupiter Topco LLC Purchases New Shares in CNO Financial Group, Inc. $CNO

  • CNO Financial Group, Inc. (CNO) Discusses Worksite and Medicare Business Strategies and Growth Drivers Transcript

  • CNO Financial Group Maps Growth in Worksite and Medicare Insurance Markets

  • CNO Financial Group to Present at the 2026 KBW Insurance Conference on September 10

  • Deutsche Bank AG Makes New Investment in CNO Financial Group, Inc. $CNO

  • Callan Family Office LLC Buys Shares of 21,353 CNO Financial Group, Inc. $CNO

  • BlackRock Inc. Makes New $682.43 Million Investment in CNO Financial Group, Inc. $CNO

  • Here's Why CNO Financial (CNO) is a Strong Momentum Stock

  • Here's Why CNO Financial Shares Are Attracting Prudent Investors Now

  • Are Investors Undervaluing CNO Financial Group (CNO) Right Now?