Intrum AB

Intrum AB

0.25
EUR
+0.00
(-1.91%)
944.66MMarket Cap
Oct 23Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
11.54
13.59
15.43
16.26
18.43
20.51
24.45
27.26
29.51
31.79
29.45
28.07
25
- -
Basic EPS, GAAP
2.07
2.7
3.19
4.04
2.93
2.95
-0.55
3.04
5.19
-7.43
-0.31
-6.15
-2.25
- -
Free Cash Flow per Basic Share
5.52
6.63
7.6
8.76
8.52
8.92
8.71
12.67
16.11
7.69
8.25
12.58
12.87
- -
Dividend per Share
1.01
1.17
1.41
1.65
1.27
1.91
1.91
2.15
2.41
2.71
2.71
- -
- -
- -
Book Value per Share
8.26
8
8.55
11.2
34.19
36.14
33.7
30.97
36.01
30.83
27.86
22.25
16.09
4.2
Tangible Book Value per Share
1.06
-0.1
-0.03
1.72
-15.63
-20.64
-27.9
-31.24
-26.74
-34.12
-38.38
-42.88
-31.7
-6.24
Basic Weighted Avg Shares
396
381
365
361
512
655
654
618
603
602
601
601
634
535
Sales/Revenue/Turnover
4,566
5,184
5,628
5,869
9,437
13,444
15,985
16,848
17,789
19,131
17,705
16,884
15,840
- -
Operating Margin (%)
26.46
26.5
28.93
32.87
28.8
28.82
22.4
32.23
34.76
27.09
13.67
9.46
20.53
- -
Depreciation Expense
157
170
164
170
436
900
4,284
1,529
1,500
3,220
1,536
2,628
5,557
- -
Net Income, GAAP
817
1,031
1,164
1,458
1,501
1,936
-362
1,881
3,127
-4,473
-187
-3,697
-1,429
- -
Effective Tax Rate (%)
21.7
16.52
19.56
18.74
22.17
22.91
305.04
21.08
21.16
- -
- -
- -
542.98
- -
Profit Margin (%)
17.89
19.89
20.68
24.84
15.91
14.4
-2.26
11.16
17.58
-23.38
-1.06
-21.9
-9.02
- -
Working Capital
-535
-833
-963
-2,137
4,144
-52
-2,023
-3,513
-3,563
-4,472
-5,617
-12,480
1,421
4,743
LT Debt
3,903
4,958
5,464
5,226
34,755
39,788
47,304
45,338
48,336
51,191
52,335
37,388
43,545
46,391
Total Equity
3,316
3,041
3,166
4,130
22,439
25,672
24,893
21,591
24,687
21,201
18,927
15,467
12,773
15,067
Return on Invested Capital (%)
13.1
14.17
14.27
14.79
5.85
4.72
-5.79
4.98
6.76
- -
- -
- -
-3.09
- -
Return on Capital (%)
13.06
14.01
14.18
14.96
5.57
4.69
-5.48
4.46
6.08
- -
- -
- -
-26.41
- -
Return on Common Equity (%)
26.27
33.35
38.58
40.9
11.34
8.4
-1.58
9.25
15.49
-22.23
-1.06
-24.53
-11.79
- -

Capital Structure

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
442
438
435
LT Borrowings
43,113
45,865
45,971
LT Finance Leases
432
430
420
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
674
674
3,181
Market Capitalization
5,143
4,849
10,463

Working Capital

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
9,202
10,533
12,015
Cash, Cash Equivalents & STI
2,316
3,405
3,004
Accounts Receivable, Net
1,723
- -
4,642
Inventories
182
488
472
Total Current Liabilities
7,781
7,978
7,272
Payables & Accruals
- -
- -
- -
ST Debt
442
438
435
Deferred Revenue
- -
- -
- -

Growth Rates

SEK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
42.57%
-9.24%
-17.42%
Free Cash Flow
16.03%
7.83%
7.8%
Net Income, GAAP
86.19%
308.61%
-61.35%
Sales/Revenue/Turnover
12.67%
-1.03%
-6.18%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,202
4,320
3,906
4,825
16,884
2025
3,993
4,206
- -
4,492
15,840
2026
3,483
4,052
- -
- -
- -

Quarterly Earnings Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.4
-2.22
-2.01
-1.52
-6.15
2025
0.17
2.69
- -
-3.34
-2.25
2026
-0.55
1.32
- -
- -
- -

Quarterly Dividends Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Johan Åkerblom
Full Time Employees
8,771
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
Riddargatan 10 Sverige AB Sweden 114 35
IPO Date
Jun 14, 2002
Website
intrum.com
Business
Intrum AB (publ) is a Sweden-based credit management services company founded in 1923 and headquartered in Stockholm. It operates primarily in Europe, covering around 20 markets, providing a comprehensive range of credit management and financial services. Its core offerings include credit optimization services such as credit decisions, credit monitoring, and credit information; payment solutions including invoicing, reminder services, sales ledger services, and e-commerce solutions; and debt collection services, including debt recovery, debt surveillance, and worldwide debt purchasing. Intrum also provides consultancy and advisory services, VAT refund services, collateral services, and portfolio investment services focused on acquiring overdue receivable portfolios. Recent strategic developments include a focus on digital transformation through its AI-native debt resolution platform Ophelos, which is live across six European countries, enhancing customer experience and operational efficiency. Intrum launched its Inio payment platform designed to simplify invoicing, automate customer management, reduce churn risk, and strengthen customer relationships. The company completed a significant recapitalization in 2025, raising SEK 2.1 billion to support growth and reduce leverage. Strategic partnerships have been established with Alektum to expand presence in Belgium and the Netherlands and with Cerberus to increase investment activities without raising leverage. Intrum reported strong financial performance in 2025 with a 30% year-on-year adjusted EBIT increase and ongoing cost reduction efforts. Intrum serves a diverse customer base, focusing mainly on small and medium-sized enterprises and financial institutions across multiple industries including financial services, telecoms, and utilities. The company operates through segments including Servicing, Investing, and Strategic Markets and maintains subsidiaries in countries such as Denmark, Italy, Lithuania, Portugal, Switzerland, and the United Kingdom. Intrum’s business model integrates local market expertise with data-driven technology and ethical collections practices, aiming to create sustainable financial health for businesses, consumers, and society at large. Intrum’s recent operational focus remains on revenue growth, expanding commercial capabilities, and leveraging technology integration to drive innovation and improve receivables management outcomes. The company is listed on Nasdaq Stockholm under the ticker INTRUM.ST and employs approximately 9,400 people. Its management continues to prioritize deleveraging and financial target updates planned for late 2025 to strengthen the balance sheet and support long-term growth ambitions within the credit management services industry.

Company News

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  • Intrum: Pre-Packaged Chapter 11 Filing And Debt Realignment Are Excellent News For Shareholders

  • Intrum AB (publ) (ITJTY) Q3 2024 Earnings Call Transcript

  • Intrum: Weak Q2, Still On The Sidelines

  • Intrum AB (publ) (ITJTY) Q2 2024 Earnings Call Transcript

  • Intrum signs term sheet for investment deal with Cerberus

  • Intrum AB (publ) (ITJTY) Q1 2024 Earnings Call Transcript

  • Intesa books 66 mln euros impairment on Intrum venture

  • Intrum Italy names former McKinsey consultant Risso as CEO

  • Intrum Q4 - Up 34% Since November With Plenty More To Go

  • Intrum AB (publ) (ITJTY) Q4 2023 Earnings Call Transcript

  • Intrum to sell large chunk of investment portfolio to Cerberus for $785 mln

  • Intrum: Three quarters of consumers admit to breaking even or overspending each month