Credit Saison Co., Ltd.
23.00
EUR
-0.20
(-0.86%)
ISIN
JP3271400008
Return %
Stock
S&P 500
1Y
9.52
14.20
3Y
64.29
81.12
5Y
116.98
68.34
Capital Structure
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in mil. unless spec.Working Capital
JPY
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in mil. unless spec.Growth Rates
JPY
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in mil. unless spec.Quarterly Revenue
JPY
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in mil. unless spec.Quarterly Earnings Per Share
JPY
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in mil. unless spec.Quarterly Dividends Per Share
JPY
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in mil. unless spec.Company Description
- CEO
- Hiroshi Rinno
- Full Time Employees
- 6,346
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Sunshine 60 Building Tokyo TY Japan 170-6073
- IPO Date
- Jul 2, 1963
- Website
- saisoncard.co.jp
- Similar Companies
- Business
- Credit Saison Co., Ltd. is a Japan-based financial services company primarily engaged in consumer credit and payment services. Founded in 1951 and headquartered in Tokyo, the company operates through multiple business segments including credit card services; consumer installment credit; leasing of equipment and vehicles; real estate-related services; investment banking and asset management; and insurance products. Its core offerings include the issuance and management of credit cards, consumer loans, installment credit products, equipment and vehicle leasing, investment advisory services, and related financial products. Credit Saison serves a diverse customer base comprising individual consumers, corporate clients, and high-net-worth individuals, with operations concentrated in Japan and expanding globally, notably in Southeast Asia, India, and Brazil. The company maintains a strong presence in the credit card market in Japan, being the third largest issuer with over 20 million cardholders, offering products such as the Saison Card targeted at specific demographics. The leasing business, encompassing equipment and vehicle leases, supports both corporate and individual customers, complementing its diversified revenue streams. Recent expansions include enhanced investment banking and asset management services aimed at corporate clients. Credit Saison also provides digital payment and fintech solutions through subsidiaries, including Saison International, which focuses on global digitalized and localized financial services. In the last 1-2 years, Credit Saison has advanced strategic initiatives including significant investments in digital transformation, committing JPY 10 billion in 2024 towards blockchain technology and AI-driven services to improve operational efficiency and customer personalization. The company has forged partnerships with global fintech firms to enhance technological capabilities, augmenting its digital banking services which grew by 25% in 2023. It has also restructured subsidiary operations by segregating non-amusement businesses into a new subsidiary to streamline focus. Additionally, Credit Saison continues to expand internationally with deepened presence in India and Brazil, while diversifying funding sources and optimizing capital efficiency to strengthen its global capital strategy. Overall, Credit Saison operates at the intersection of consumer finance, payment services, leasing, and investment solutions, leveraging technology and strategic alliances to drive growth and enhance customer experience domestically and internationally. Its comprehensive product portfolio, recent digital innovations, and global business expansion underscore its position as a leading diversified financial services provider headquartered in Japan. This description integrates the company's product scope and recent strategic developments through 2025, reflecting its current industry positioning and growth trajectory.