Eastern Bankshares, Inc.

Eastern Bankshares, Inc.

EBC
Eastern Bankshares, Inc.US flagNASDAQ
22.94
USD
+0.29
- -
5.30BMarket Cap
Eastern Bankshares, Inc.
EBC
(NASDAQ)

Recent

price

22.94

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.7
2.8
3.32
3.01
3.9
1.93
4
3.55
5.03
Revenue per Share
0.58
0.64
0.13
0.9
1.21
1.43
0.66
0.43
1.78
Basic EPS, GAAP
0.93
0.9
0.38
0.98
1.34
1.56
1.49
2.03
1.7
Free Cash Flow per Basic Share
- -
- -
- -
0.3
0.4
0.41
0.46
0.52
0.53
Dividend per Share
7.18
7.83
9.71
10.28
11.38
12.63
11.52
10.19
10.09
Book Value per Share
5.01
5.82
17.76
16.01
11.5
14.84
14.14
14.96
14.36
Tangible Book Value per Share
210
210
172
172
166
162
181
203
209
Basic Weighted Avg Shares
567
589
570
518
645
313
725
722
1,049
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
20
19
28
23
23
24
38
64
69
Depreciation Expense
123
135
23
155
200
232
120
88
371
Net Income, GAAP
22.13
22.61
36.66
17.31
21.71
- -
23.24
11.34
22.23
Effective Tax Rate (%)
21.65
22.94
3.99
29.85
30.98
74.26
16.49
12.22
35.38
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
15
15
28
34
35
40
15
153
689
LT Debt
1,433
1,600
3,428
3,406
2,472
2,975
3,612
4,341
4,286
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
8.57
1.37
9
10.93
11.81
5.78
4.25
18.79
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
47
- -
LT Borrowings
26
153
689
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
199
223
216
Market Capitalization
3,623
3,743
4,081

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
417
385
429
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
47
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.77%
20.17%
Free Cash Flow
- -
53.18%
52.79%
Net Income, GAAP
- -
110.18%
-26.21%
Sales/Revenue/Turnover
- -
19.03%
-0.42%
Total Cash Common Dividend
- -
- -
28.08%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
158
154
206
217
725
2025
-53
244
240
284
722
2026
281
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.24
0.16
-0.03
0.3
0.66
2025
-1.09
0.5
0.53
0.46
0.43
2026
0.29
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
0.11
0.11
0.12
0.46
2025
0.12
0.13
0.13
0.14
0.52
2026
0.13
- -
- -
- -
- -
Business
Eastern Bankshares, Inc. (Nasdaq: EBC) operates as the holding company for Eastern Bank, a diversified regional bank providing a full range of banking, trust, and wealth management services to retail, commercial, small business, and institutional customers across eastern Massachusetts, southern New Hampshire, and Rhode Island; core offerings include deposit products such as interest checking accounts, money market accounts, savings accounts, and time certificates of deposit; lending solutions encompassing commercial and industrial loans, commercial real estate and construction loans, small business loans, residential real estate mortgages, home equity lines of credit, and consumer loans including unsecured personal lines, overdraft protection, automobile loans, home improvement loans, and other personal loans; wealth management services through its Cambridge Trust division featuring trust administration, financial planning, portfolio management, and investment advisory; cash management services including automated lock box collection and account reconciliation; and insurance agency products covering personal, business, and employee benefits insurance. Founded in 1818 as Salem Savings Bank and headquartered in Boston, Massachusetts, the company maintains approximately 109 branches and emphasizes community-focused relationship banking with digital platforms for personal and business clients. Recent major developments include the July 2024 completion of its all-stock merger with Cambridge Bancorp, which integrated Cambridge Trust Company and expanded wealth management capabilities while surpassing $25 billion in assets; and the April 2025 announcement of a definitive merger agreement with HarborOne Bancorp, Inc., which received regulatory approvals in September 2025 and is expected to close on or about November 1, 2025, creating a $30 billion community bank with enhanced presence in Rhode Island and full systems integration targeted for February 2026.

Company News

APIChatGPT
  • Eastern Bank Provides Financing For Multi‑Site Affordable Senior Housing Development Project In New Hampshire

  • Eastern Bankshares, Inc. Announces Second Quarter 2026 Earnings Release Date, Conference Call and Webcast

  • Bank Mergers Just Hit a 7-Year High. Here Are the Regional Banks Most Likely to Make a Deal.

  • Paul Davis Joins Eastern Bank As Senior Vice President, Commercial Real Estate Relationship Manager

  • Eastern Bankshares, Inc. To Join S&P SmallCap 600® Index

  • Eastern Bankshares, Inc. To Join S&P SmallCap 600® Index

  • Eastern Bank Provides Financing To Support Surety Bond Professionals' Transition To Employee Ownership

  • Eastern Bank Provides Financing To Support Surety Bond Professionals' Transition To Employee Ownership

  • Eastern Bank Provides Financing For Wood Partners' Alta Altitude Housing Development In Warwick, RI

  • Is It Too Late to Buy Eastern Bankshares Inc (EBC) After 3.2% Rally? GF Value Says Undervalued

  • Organon to Present New Research on Access and Value at ISPOR 2026

  • Eastern Bankshares' Big Gamble Is Paying Off (Rating Upgrade)

  • Eastern Bank Announces Leadership Appointment In Commercial Lending

  • Eastern Bankshares, Inc. (EBC) Q1 2026 Earnings Call Transcript

  • Eastern Bankshares (EBC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Eastern Bankshares, Inc. (EBC) Q1 Earnings and Revenues Lag Estimates

  • Eastern Bankshares, Inc. Reports First Quarter 2026 Financial Results

  • Gear Up for Eastern Bankshares (EBC) Q1 Earnings: Wall Street Estimates for Key Metrics

  • Eastern Bankshares, Inc. (EBC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • ‘The shift from dollar reserves to gold is not a prediction but a trend' and BRICS+ demand could drive the whole gold market - EBC