Erie Indemnity Company

Erie Indemnity Company

ERIE
Erie Indemnity CompanyUS flagNASDAQ
258.37
USD
-0.04
- -
11.93BMarket Cap
Erie Indemnity Company
ERIE
(NASDAQ)

Recent

price

258.37

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
83.81
85.02
100.65
24.88
27.21
29.11
30.93
32.85
46.05
48.13
55.64
57.79
61.73
71.65
83.62
89.81
87.72
Revenue per Share
2.85
3.07
2.99
3.08
3.2
3.34
4.02
3.77
5.51
6.06
6.35
6.45
6.46
9.66
13
12.11
12.09
Basic EPS, GAAP
12.11
6.35
-0.62
16.91
-0.37
-0.24
-0.48
-0.55
-1.08
-1.95
6.21
5.5
6.47
6.25
10.53
12.36
-3.03
Free Cash Flow per Basic Share
1.72
1.86
4.28
1.58
2.26
2.43
2.6
2.79
2.99
3.21
5.91
4.17
4.48
4.8
5.14
5.5
5.52
Dividend per Share
16.24
14.47
12.11
13.96
-125.78
14.72
15.62
16.4
18.62
21.67
22.72
25.67
27.7
31.8
38
43.67
47.18
Book Value per Share
16.24
14.47
12.11
13.96
-125.78
14.72
15.62
16.4
18.62
21.67
22.72
25.67
27.7
31.8
38
43.67
47.18
Tangible Book Value per Share
57
55
53
53
52
52
52
52
52
52
46
46
46
46
46
46
48
Basic Weighted Avg Shares
4,762
4,675
5,381
1,313
1,425
1,522
1,617
1,718
2,408
2,517
2,570
2,670
2,851
3,309
3,862
4,149
4,186
Sales/Revenue/Turnover
- -
- -
- -
119.35
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
12
4
- -
21
- -
- -
- -
- -
- -
- -
34
49
52
54
64
77
- -
Depreciation Expense
162
169
160
163
168
175
210
197
288
317
293
298
299
446
600
559
577
Net Income, GAAP
33.93
25.14
31.15
34.06
33.34
34.39
34.28
37.6
22.38
20.14
20.41
20.87
20.69
20.62
20.73
21.29
21.34
Effective Tax Rate (%)
3.4
3.61
2.97
12.39
11.76
11.48
13.01
11.47
11.97
12.59
11.41
11.16
10.47
13.48
15.54
13.48
13.79
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
25
75
98
96
94
92
- -
- -
- -
- -
- -
LT Debt
6,334
6,293
6,791
7,550
703
770
817
857
974
1,133
1,188
1,342
1,448
1,663
1,987
2,283
2,467
Total Equity
- -
- -
- -
14.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
-5.57
1.11
-4.57
-10.07
-5.76
23.72
26.12
22.3
28.93
27.56
23.37
22.14
20.81
28.67
32.89
26.19
24.81
Return on Capital (%)
17.86
19.96
22.49
23.64
8.69
8.85
26.52
23.53
31.48
30.07
25.27
23.54
21.4
28.67
32.89
26.19
24.81
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
52
52
52
Market Capitalization
14,989
13,141
12,536

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
353
338
375
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
694
738
731
ST Debt
- -
- -
- -
Deferred Revenue
48
47
48

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.6%
14.02%
14.9%
Free Cash Flow
-0.13%
17.73%
17.38%
Net Income, GAAP
14.18%
15.79%
-6.83%
Sales/Revenue/Turnover
11.01%
10.17%
7.41%
Total Cash Common Dividend
9.1%
-0.14%
7.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,087
1,211
1,227
338
3,862
2025
1,219
1,292
1,304
334
4,149
2026
1,234
1,314
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.38
3.55
3.46
3.29
13
2025
2.65
3.78
3.96
1.37
12.11
2026
2.88
3.9
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.14
1.29
1.29
1.29
5.14
2025
1.22
1.38
1.38
1.38
5.5
2026
1.3
1.47
- -
- -
- -
Business
Erie Indemnity Company (ERIE), founded in 1925 and headquartered in Erie, Pennsylvania, operates as the managing attorney-in-fact for the subscribers of the Erie Insurance Exchange, a reciprocal insurance exchange; it provides sales, underwriting, policy issuance, and administrative services to the Exchange, which offers property/casualty insurance products including private passenger automobile, homeowners, commercial multi-peril, workers' compensation, and personal umbrella policies, as well as life insurance and annuity products through affiliated entities. The company supports operations across 12 states and the District of Columbia in the midwestern, mid-Atlantic, and southeastern United States through a network of over 14,000 independent agents and more than 7,000 employees, serving standard and preferred risks in personal lines (primarily auto comprising the largest segment), commercial lines, and life segments; it generates revenue primarily through a management fee based on premiums written by the Exchange, supplemented by administrative reimbursements. Recent developments include maintaining the 25% management fee rate for 2025 as approved in late 2024, alongside dividend increases; Erie Strategic Ventures, the company's venture capital arm launched in 2022, expanded its portfolio in October 2025 with investments in Atomic, a full-stack brokerage platform for embedded financial services, and Feathery, an AI-driven data intake workflow provider, building on prior investments in insurtech startups such as Wagmo, Roots Automation, and Trust & Will; ongoing innovations encompass a new billing platform, Business Auto 2.0 product launch, telematics and usage-based insurance enhancements with $5.6 million invested, and geographic expansion of workers' compensation coverage to additional states including Delaware and Vermont.

Company News

  • 4 Financial Stocks That Kept Raising Dividends Through 2 Historic Crashes

  • Is Erie Indemnity Co (ERIE) a Bargain After 3.2% Drop? GF Value Says Undervalued

  • Erie Indemnity Co (ERIE) (Q2 2026) Earnings Call Highlights: Underwriting Turnaround and Strategic Growth Initiatives

  • Erie Indemnity Company (ERIE) Q2 2026 Earnings Call Prepared Remarks Transcript

  • Erie Indemnity: A Steady Business With Limited Growth

  • Erie Indemnity (ERIE) Q2 Earnings and Revenues Beat Estimates

  • Erie Indemnity Reports Second Quarter 2026 Results

  • Erie Indemnity Co (ERIE) Stock Up 4.2% and Still Undervalued -- GF Score: 63/100

  • Erie Indemnity Co (ERIE) Shares Fall 4.1% -- What GF Score of 63 Tells Investors

  • Dividend Champion, Contender, And Challenger Highlights: Week Of July 19

  • Strength Seen in Erie Indemnity (ERIE): Can Its 7.5% Jump Turn into More Strength?

  • Erie Indemnity to host second quarter 2026 pre-recorded conference call and webcast

  • New Strong Sell Stocks for May 21st

  • Erie Indemnity Co (ERIE) Stock Up 4.0% and Still Undervalued -- GF Score: 64/100

  • Erie Indemnity: Quality Remains, But Growth Is Slowing

  • Erie Indemnity Co (ERIE) Q1 2026 Earnings Call Highlights: Strong Financial Performance Amid Competitive Market

  • Erie Indemnity Company (ERIE) Q1 2026 Earnings Call Prepared Remarks Transcript

  • Erie Indemnity Reports First Quarter 2026 Results

  • Erie Indemnity Co (ERIE) Shares Fall 4.5% -- What GF Score of 72 Tells Investors

  • Erie Indemnity to host first quarter 2026 pre-recorded conference call and webcast