Fairfax Financial Holdings Limited

Fairfax Financial Holdings Limited

FRFHF
Fairfax Financial Holdings LimitedUS flagOther OTC
1,566.46
USD
+37.11
- -
32.31BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
280.84
463.37
415.59
402.98
551.16
600.15
787.36
750.95
994.18
828.44
1,113.02
1,205.21
1,417.51
1,397.97
Basic EPS, GAAP
-31.15
74.4
23.49
-24.18
66.74
12.03
72.8
6.59
129.33
140.83
186.87
171.02
221.35
212.98
Free Cash Flow per Basic Share
32.38
-6.48
-2.56
45.61
94.33
-78.56
38.5
-5.05
242.25
-204.7
-23.88
160.24
85.46
39.94
Dividend per Share
13.08
12.87
12.03
11.81
11.1
11.94
12.04
12.09
12.2
12.48
12.72
18.4
17.16
16.34
Book Value per Share
353.53
403.88
428.83
400.17
509.76
462.56
526.98
521.97
628.24
805.43
986.55
1,101.75
1,282.7
1,283.27
Tangible Book Value per Share
293.83
331.39
338.43
288.36
433.04
376.38
385.77
376.7
547.62
676.63
862.23
847.57
1,039.78
1,045.67
Basic Weighted Avg Shares
20
21
22
23
25
28
27
26
26
24
23
22
21
21
Sales/Revenue/Turnover
5,718
9,817
9,172
9,275
14,006
16,508
21,181
19,860
25,802
19,583
25,803
26,964
30,405
29,684
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
104
94
133
192
280
351
651
752
930
677
896
754
784
669
Net Income, GAAP
-573
1,633
568
-512
1,741
376
2,004
218
3,401
3,374
4,382
3,875
4,772
4,522
Effective Tax Rate (%)
- -
28.8
- -
- -
20.18
5.13
11.71
84.68
16.53
22.28
13.77
24.4
17.96
19.76
Profit Margin (%)
-10.03
16.64
6.19
-5.53
12.43
2.28
9.46
1.1
13.18
17.23
16.98
14.37
15.7
15.24
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,979
3,105
3,139
4,166
6,029
6,116
7,686
8,334
7,753
8,819
9,737
10,914
12,354
14,049
Total Equity
8,460
9,744
12,019
11,820
18,412
17,365
17,907
17,527
21,476
23,019
27,701
28,349
30,874
30,658
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
14.23
- -
- -
10
1.05
9.34
1.66
11.87
10.12
11.14
9.6
10.96
10.55
Return on Common Equity (%)
-8.55
20.01
5.75
-5.96
15.3
2.58
14.56
1.25
22.3
18.84
20.67
16.1
18.2
17.33

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
2,480
- -
LT Borrowings
13,842
11,163
14,049
LT Finance Leases
- -
1,191
- -
Preferred Equity and Hybrid Capital
520
232
232
Shares Outstanding
22
22
21
Market Capitalization
37,874
40,931
36,140

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
11,435
8,573
6,688
Accounts Receivable, Net
919
1,006
962
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
6,933
4,534
6,365
ST Debt
- -
2,480
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.07%
12.26%
8.91%
Free Cash Flow
-814.92%
-1,174.31%
-48.87%
Net Income, GAAP
113.35%
299.59%
23.16%
Sales/Revenue/Turnover
14.69%
10.97%
12.76%
Total Cash Common Dividend
5.76%
6.27%
-5.37%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,260
6,802
8,053
7,696
26,964
2025
7,479
8,020
7,548
7,702
30,405
2026
6,414
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
33.8
40.72
46.6
52.54
171.02
2025
43.68
66.61
53.55
58.74
221.35
2026
33.48
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16.34
0.55
0.56
0.52
18.4
2025
16.28
0.27
0.27
0.19
17.16
2026
15.94
- -
- -
- -
- -

Company Description

APIChat
CEO
V. Prem Watsa
Full Time Employees
47,040
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
95 Wellington Street West Toronto ON Canada M5J 2N7
IPO Date
Dec 19, 2002
Website
fairfax.ca
Business
Fairfax Financial Holdings Limited is a Canadian holding company primarily engaged in property and casualty insurance, reinsurance, and associated investment management through its subsidiaries. Founded in 1985 and headquartered in Toronto, Ontario, the company provides a wide range of insurance products including commercial and personal property and casualty insurance; workers’ compensation; automobile; employer’s liability; accident and health; medical malpractice; professional liability; umbrella coverage; marine; aerospace; surety risk; and reinsurance products. Fairfax also operates in non-insurance sectors through its subsidiaries by franchising and operating restaurants, retailing sports lifestyle products, offering integrated travel and travel-related financial services, developing advanced digital tools for agriculture, owning and managing holiday resorts, and investing in hospitality real estate. Its geographic operations span the United States, Canada, Asia, and internationally. In recent developments, Fairfax has announced strategic operational changes including the planned redemption of its outstanding cumulative preferred shares, Series I and J, by December 31, 2025. The company has entered into a significant agreement to sell its 80% equity interest in the life insurance business operated by Eurolife FFH Insurance Group Holdings S.A. to Eurobank Ergasias Services and Holdings S.A. for €813 million. Additionally, Fairfax completed the acquisition of MW Eat, a leading UK-based restaurant group known for Indian cuisine brands including Amaya, Chutney Mary, Veeraswamy, and Masala Zone, signaling a notable expansion into the hospitality sector with plans for growth and international expansion of these restaurant brands. Fairfax has also completed a private offering of US$500 million in aggregate principal amount of senior notes to support its diversified business operations. Fairfax operates through several business segments: Property and Casualty Insurance and Reinsurance; Life Insurance and Run-off; and Non-Insurance Companies. The company aims to achieve long-term growth in book value per share through disciplined underwriting combined with value-oriented investing of its capital assets, which it believes supports above-average long-term returns. The holding company maintains a diversified portfolio that includes insurance underwriting, reinsurance, investment management, hospitality, retail, travel services, and agriculture-related businesses, serving a broad range of markets and customer types globally. Fairfax Financial Holdings Limited continues to emphasize disciplined risk management and expanding its footprint through selective acquisitions, portfolio rebalancing, and operational restructuring to enhance shareholder value. It reports approximately $24 billion USD in annual gross premiums written and holds total assets valued at roughly $87 billion USD, underscoring its significant presence in the financial services and insurance industries.

Company News

APIChat
  • Fairfax Announces Pricing of Senior Notes Offering

  • Fairfax Announces Quarterly Dividend on Series K Preferred Shares

  • Should Value Investors Buy Fairfax Financial (FRFHF) Stock?

  • Fairfax Financial Holdings Limited (FFH:CA) Q1 2026 Earnings Call Transcript

  • Fairfax Financial Holdings Limited: Financial Results for the First Quarter

  • Fairfax Financial Holdings Limited (FFH:CA) Shareholder/Analyst Call Transcript

  • Fairfax Financial Holdings Ltd. (OTCMKTS:FRFHF) Receives Average Rating of “Moderate Buy” from Brokerages

  • Baird International And Global Growth Funds Q1 2026 Portfolio Activity

  • Fairfax Financial Holdings Ltd. (OTCMKTS:FRFHF) Given Average Rating of “Moderate Buy” by Brokerages

  • Fairfax Launches C$650 Million Senior Notes Offering

  • Fairfax Financial Holdings Ltd. (OTCMKTS:FRFHF) Receives Consensus Recommendation of “Moderate Buy” from Analysts

  • Fairfax Financial Holdings Limited (FFH:CA) Q4 2025 Earnings Call Transcript

  • Fairfax Financial (OTCMKTS:FRFHF) Shares Pass Below 50-Day Moving Average – Time to Sell?

  • Baird Chautauqua International Growth Fund: Q4 2025 Winners, Laggards, Buys & Sells

  • Fairfax Financial: Still Undervalued Despite A 400% Surge

  • Are Investors Undervaluing Fairfax Financial (FRFHF) Right Now?

  • Under Armour Jumps 7.2% After Fairfax Discloses 22% Stake

  • Fairfax Financial Holdings Ltd. (OTCMKTS:FRFHF) Receives Consensus Recommendation of “Buy” from Analysts

  • Best Value Stocks to Buy for January 2nd

  • Fairfax Announces Intention to Redeem Cumulative Preferred Shares, Series I & J