- Business
- National Bank of Greece S.A. operates as a full-service financial institution primarily engaged in retail, corporate, and investment banking. Its core products and services include deposit accounts, mortgage loans, consumer and small business lending, debit and credit cards, prepaid cards, bancassurance, factoring, leasing, brokerage, asset management, and real estate management. The bank serves individual customers, small-medium enterprises, and large corporates, offering a broad range of transactional banking and specialized financial asset solutions. Headquartered in Athens, Greece, and founded in 1841, the National Bank of Greece also extends its operations internationally with subsidiaries located in Cyprus and North Macedonia.
Recently, the bank strategically enhanced its merchant acquiring and payment processing capabilities through a joint venture with EVO Payments, where EVO acquired a 51% interest in NBG’s merchant acquiring business, forming a collaboration to expand market share in payment technologies and card acceptance in Greece and Europe. Additionally, in 2023, National Bank of Greece acted as exclusive underwriter for a €41.7 million financing to Elsewedy Electric in Egypt, exemplifying its growing footprint in structured financing deals beyond Greece. The bank also maintains a key role in financing renewable energy projects, such as a €766 million framework agreement with HELLENiQ Energy aimed at supporting Greece's energy transition. As of 2025, NBG manages significant volumes of deposits and loans within Greece, reinforcing its position as a pillar of the national economy while continuing to invest in digital banking services that support over 3 million active digital customers.
The bank’s business segments consist of retail banking, corporate & investment banking, global markets & asset management, insurance products, international banking operations, and specialized asset units. It targets retail clients, SMEs, large corporates, and institutional investors, operating predominantly in Greece but also in Southeastern Europe, the United Kingdom, Romania, Bulgaria, Malta, Egypt, and Luxembourg. Major recent operational developments include a €200 million interim dividend distribution to shareholders in 2025 and continued emphasis on expanding digital banking innovation. The National Bank of Greece remains a critical financial institution in the region with a diverse portfolio of banking and financial services complemented by strategic partnerships and a focus on sustainable financing.