1. France Stocks

  2. •

    Finance

  3. •

    Regional banks
Caisse Regionale de Credit Agricole Mutuel Toulouse 31 Cert.Coop.d'Invest. Em.janv.88

Caisse Regionale de Credit Agricole Mutuel Toulouse 31 Cert.Coop.d'Invest. Em.janv.88

97.50
EUR
-1.20
(-1.22%)
481.82MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
60.01
58.25
60.44
59.33
53.17
52.85
57.94
52.4
58.26
60.73
54.96
58.6
62.32
- -
Basic EPS, GAAP
15.05
15.55
20.1
15.85
13.55
11.08
14.16
7.74
15.28
14.57
13.02
14.67
15.67
- -
Free Cash Flow per Basic Share
2.1
-2.08
7.61
99.99
-9.76
3.19
23.19
88.1
80.81
-88.34
-56.83
-0.65
-1.9
- -
Dividend per Share
- -
2.84
2.84
2.91
3.02
2.97
2.9
2.83
2.2
2.67
- -
- -
- -
- -
Book Value per Share
236.06
250.67
268.63
282.64
331.8
328.91
351.39
347.84
394.9
389.11
416.2
449.07
498.39
498.39
Tangible Book Value per Share
235.24
249.98
267.91
281.92
331.15
328.25
348.61
345.74
394.86
389.07
416.17
448.99
498.02
498.02
Basic Weighted Avg Shares
5
5
5
5
5
5
5
5
5
5
5
5
4
4
Sales/Revenue/Turnover
274
266
276
271
243
243
265
240
267
278
250
266
280
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
6
6
9
8
7
10
13
13
12
12
11
11
- -
Net Income, GAAP
69
71
92
72
62
51
65
35
70
67
59
66
70
- -
Effective Tax Rate (%)
36.52
34.3
34.01
34.32
30.92
27.55
21.41
31.9
23.42
15.53
11.19
10.78
16.81
- -
Profit Margin (%)
25.08
26.69
33.26
26.72
25.49
20.96
24.44
14.77
26.23
24
23.69
25.04
25.14
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
154
120
86
148
529
363
251
229
248
181
158
143
127
127
Total Equity
1,079
1,144
1,227
1,291
1,518
1,510
1,610
1,592
1,808
1,779
1,896
2,035
2,249
2,249
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.06
5.68
7.13
5.26
3.56
2.6
3.47
1.92
3.61
3.32
2.96
3.14
3.1
- -
Return on Common Equity (%)
6.56
6.38
7.75
5.75
4.41
3.36
4.16
2.21
4.11
3.72
3.23
3.38
3.29
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5
5
5
Market Capitalization
340
395
482

Working Capital

EUR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
75
46
65
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.42%
7.27%
10.55%
Free Cash Flow
171.51%
-32.31%
190.7%
Net Income, GAAP
2.85%
19.96%
6.05%
Sales/Revenue/Turnover
0.46%
3.42%
5.62%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
250
2024
- -
- -
266
2025
- -
- -
280

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
13.02
2024
- -
- -
14.67
2025
- -
- -
15.67

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Nicolas Langevin
Full Time Employees
1,232
Sector
Finance
Industry
Regional banks
Address
6, place Jeanne d'Arc Toulouse OC France 31000
IPO Date
Mar 25, 1991
Website
credit-agricole.fr
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
Caisse Régionale de Crédit Agricole Mutuel Toulouse 31 operates as a regional cooperative bank, forming a key part of the larger Crédit Agricole Group. It delivers a comprehensive suite of financial services, encompassing current accounts, various payment cards, diverse savings and investment instruments, and insurance solutions. The institution provides lending facilities for real estate, personal consumption, and professional endeavors. Serving a wide array of clients, including private individuals, associations, professionals, companies, and farmers, the bank maintains a strong local presence across the Haute-Garonne department. With its "Impulsion 2027" strategic plan, it is actively committed to fostering sustainable finance and local development. The bank is headquartered in Toulouse, France.