Permanent TSB Group Holdings PLC

Permanent TSB Group Holdings PLC

2.98
EUR
0.00
(0.00%)
1.56BMarket Cap
Mar 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.74
0.96
0.97
0.97
0.97
0.97
0.91
0.82
0.79
0.88
1.22
1.23
1.2
- -
Basic EPS, GAAP
-0.71
-0.28
-1
-0.61
0.06
-0.02
0.04
-0.38
-0.09
0.45
0.05
0.22
0.13
- -
Free Cash Flow per Basic Share
5.44
7.04
2.46
-1
-0.6
0.72
-0.41
5.05
1.53
7.04
3.14
2.28
1.09
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
6.53
6.24
5.27
4.62
4.64
4.35
4.39
4.29
3.93
4.4
4.43
4.65
4.55
4.55
Tangible Book Value per Share
6.27
6.06
5.19
4.54
4.56
4.26
4.25
4.07
3.67
4.1
4.09
4.26
4.07
4.07
Basic Weighted Avg Shares
365
365
424
455
455
455
455
455
455
468
546
545
545
545
Sales/Revenue/Turnover
271
351
413
443
443
442
413
375
361
413
668
672
655
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
48
50
51
30
22
24
33
36
47
52
67
91
84
- -
Net Income, GAAP
-261
-102
-425
-266
40
3
30
-162
-20
223
68
162
114
- -
Effective Tax Rate (%)
- -
- -
- -
- -
23.08
- -
28.57
- -
- -
16.48
13.92
- -
10.94
- -
Profit Margin (%)
-96.31
-29.08
-102.91
-60.05
9.03
0.68
7.26
-43.2
-5.54
54
10.18
24.11
17.4
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,505
3,812
2,025
1,346
1,656
1,095
965
843
807
948
1,804
2,023
2,102
2,102
Total Equity
2,384
2,280
2,396
2,100
2,111
1,980
1,997
1,951
1,789
2,398
2,419
2,532
2,481
2,481
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
1.11
0.09
0.99
- -
- -
7.51
1.8
- -
2.5
- -
Return on Common Equity (%)
-10.37
-4.37
-18.18
-12.28
1.38
-0.39
0.96
-8.76
-2.19
10.17
1.04
4.81
2.83
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
545
545
545
Market Capitalization
785
1,112
1,559

Working Capital

EUR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,115
82
1,661
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.98%
5.86%
-2.01%
Free Cash Flow
-171.36%
35.37%
-52.22%
Net Income, GAAP
-124.85%
-252.71%
-29.63%
Sales/Revenue/Turnover
- -
14.1%
-2.53%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
668
2024
- -
- -
672
2025
- -
- -
655

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.05
2024
- -
- -
0.22
2025
- -
- -
0.13

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -

Company Description

CEO
Eamonn Crowley
Full Time Employees
3,026
Sector
Finance
Industry
Financial conglomerates
Address
56-59 St. Stephen’s Green Dublin DU Ireland 2
IPO Date
May 5, 2015
Business
Permanent TSB Group Holdings plc is an Ireland-based provider of retail and small and medium-sized enterprise (SME) banking services through its principal subsidiary Permanent TSB plc. The group offers a range of personal and business financial products and services including current and savings accounts; residential mortgages such as first-time buyer, green, buy-to-let and tracker options; personal loans, car finance and overdrafts; credit cards including the ICE Visa Credit Card; insurance products covering home, life and other policies; business loans, SME lending and asset finance; deposits and transactional banking; as well as investment options, delivered via a multichannel model encompassing 98 branches, digital platforms, brokers, direct channels and ATMs primarily in the Republic of Ireland. Founded in 1816 through predecessors including the Trustee Savings Bank, Irish Permanent Building Society and Irish Life Assurance, the company is headquartered at 56-59 St Stephen's Green in Dublin and serves over one million customers as Ireland's third-largest retail bank. In recent developments, the group completed the acquisition of approximately €7.6 billion in assets from Ulster Bank Ireland in 2022-2023, including €7 billion in performing non-tracker residential mortgages, €230 million in micro-SME loans and €400 million in asset finance, alongside 25 branches to expand its scale and diversify its business; NatWest Group sold its remaining 11.7% stake in July 2025; and in October 2025, the board commenced a Formal Sale Process overseen by the Irish Takeover Panel to identify a new long-term strategic owner, supported by the Minister for Finance who holds a 57.4% stake and aims to return the bank to full private ownership following strong Q3 2025 performance.

Company News

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