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    Banks - Regional
First Bankers Trustshares, Inc.

First Bankers Trustshares, Inc.

FBTT
First Bankers Trustshares, Inc.US flagOther OTC
24.00
USD
- -
- -
72.15MMarket Cap
First Bankers Trustshares, Inc.
FBTT
(Other OTC)

Recent

price

24.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2004
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.32
9.71
10.83
10.71
12.09
13.33
13.95
13.99
10.69
10.68
10.81
10.5
11.46
10.38
10.63
13.06
11.77
Revenue per Share
1.06
1.97
2.22
1.82
2.35
2.92
2.97
2.39
2.71
2.69
2.54
2.64
2.91
1.81
1.4
2.24
1.9
Basic EPS, GAAP
1.92
3.67
4.68
3.43
3.94
4.12
4.16
4.69
4.94
5.15
4.73
5.17
5.12
2.42
1.29
2.55
- -
Free Cash Flow per Basic Share
0.2
0.45
0.43
0.46
0.47
0.51
0.53
0.56
0.31
0.64
0.68
0.72
0.77
0.8
0.84
0.88
- -
Dividend per Share
9.12
- -
- -
20.87
23.08
25.47
27.91
29.63
31.73
31.59
33.4
35.35
38.23
39.96
40.48
41.83
- -
Book Value per Share
6.07
20.84
22.46
17.76
21.06
23.46
24.71
26.77
27.75
30.43
34.25
33.25
17.67
19.71
21.49
26.21
38.36
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
16
30
33
34
37
41
43
43
33
33
33
32
35
31
32
39
35
Sales/Revenue/Turnover
29.69
- -
- -
22.69
27.82
31.1
32.31
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
2
2
2
2
2
2
2
1
1
1
1
1
1
1
1
- -
Depreciation Expense
3
6
7
6
7
9
9
7
8
8
8
8
9
5
4
7
6
Net Income, GAAP
32.76
27.73
30.63
25.09
30.05
29.6
34.12
33.64
16.97
19.03
21.79
20.47
20.26
16.64
17.58
20.87
22.77
Effective Tax Rate (%)
19.96
20.25
20.5
17
19.46
21.89
21.28
17.12
25.4
25.22
23.46
25.17
25.43
17.4
13.13
17.18
16.15
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
30
15
15
10
10
10
45
10
10
11
16
17
55
40
40
35
- -
LT Debt
23
64
69
70
79
86
80
86
89
97
109
106
57
62
67
82
114
Total Equity
6.04
- -
- -
4.1
6.28
9.66
8.25
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.84
43.24
- -
17.44
10.62
12.02
11.13
8.33
8.85
8.51
7.81
7.69
7.84
4.59
3.47
5.45
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
97
103
LT Borrowings
40
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
51
48
49

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
100
- -
- -
Accounts Receivable, Net
6
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
- -
- -
ST Debt
- -
97
103
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.5%
-2.03%
20.97%
Free Cash Flow
1.9%
0.7%
96.88%
Net Income, GAAP
0.1%
2.3%
60.71%
Sales/Revenue/Turnover
0.18%
3.78%
22.84%
Total Cash Common Dividend
10.15%
4.64%
4.73%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
8
8
9
32
2025
9
9
11
- -
39
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.2
0.3
0.35
0.54
1.4
2025
0.54
0.47
0.57
- -
2.24
2026
0.67
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.84
2025
- -
- -
- -
- -
0.88
2026
- -
- -
- -
- -
- -
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Business
First Bankers Trustshares, Inc. (FBTT) operates as a bank holding company for First Bankers Trust Company, N.A., a community-oriented commercial bank that provides comprehensive financial products and services to retail, institutional, and corporate customers in west-central Illinois; FBIL Statutory Trust II; and FBIL Statutory Trust III. The bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; lending services encompassing commercial operating loans, commercial real estate loans, agricultural operating and real estate loans, construction and land development loans, one-to-four family and multi-family residential mortgages, consumer loans, home equity lines of credit, term and equipment financing, lines and revolving lines of credit, letters of credit, business credit cards, government-assisted loans, and Small Business Administration loans; and additional services such as overdraft protection, direct deposits, debit and credit cards, safe deposit boxes, wire transfers, savings bonds, identity theft protection, investment services, cash management, and electronic banking including mobile apps. First Bankers Trust Company, N.A. maintains branch locations in Quincy, Macomb, Mendon, Carthage, Rushville, and Springfield, Illinois, and a loan production office in O'Fallon, Illinois, serving communities primarily in Adams, McDonough, Hancock, Schuyler, and Sangamon counties with market presence extending into adjacent areas of Illinois and Missouri. The company was incorporated in 1988 and is headquartered at 1201 Broadway, Quincy, Illinois. In the fourth quarter of 2024, First Bankers Trustshares reported net income of $1.618 million, reflecting a 38.88% increase year-over-year, while maintaining quarterly dividend payments with a trailing twelve-month yield of approximately 5.3%.