First Bankers Trustshares, Inc.

First Bankers Trustshares, Inc.

FBTT
First Bankers Trustshares, Inc.US flagOther OTC
24.00
USD
- -
- -
72.15MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.71
12.09
13.33
13.95
13.99
10.69
10.68
10.81
10.5
11.46
10.38
10.63
13.06
11.77
Basic EPS, GAAP
1.82
2.35
2.92
2.97
2.39
2.71
2.69
2.54
2.64
2.91
1.81
1.4
2.24
1.9
Free Cash Flow per Basic Share
3.43
3.94
4.12
4.16
4.69
4.94
5.15
4.73
5.17
5.12
2.42
1.29
2.55
- -
Dividend per Share
0.46
0.47
0.51
0.53
0.56
0.31
0.64
0.68
0.72
0.77
0.8
0.84
0.88
- -
Book Value per Share
20.87
23.08
25.47
27.91
29.63
31.73
31.59
33.4
35.35
38.23
39.96
40.48
41.83
- -
Tangible Book Value per Share
17.76
21.06
23.46
24.71
26.77
27.75
30.43
34.25
33.25
17.67
19.71
21.49
26.21
38.36
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
34
37
41
43
43
33
33
33
32
35
31
32
39
35
Operating Margin (%)
22.69
27.82
31.1
32.31
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
2
2
1
1
1
1
1
1
1
1
- -
Net Income, GAAP
6
7
9
9
7
8
8
8
8
9
5
4
7
6
Effective Tax Rate (%)
25.09
30.05
29.6
34.12
33.64
16.97
19.03
21.79
20.47
20.26
16.64
17.58
20.87
22.77
Profit Margin (%)
17
19.46
21.89
21.28
17.12
25.4
25.22
23.46
25.17
25.43
17.4
13.13
17.18
16.15
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
10
10
10
45
10
10
11
16
17
55
40
40
35
- -
Total Equity
70
79
86
80
86
89
97
109
106
57
62
67
82
114
Return on Invested Capital (%)
4.1
6.28
9.66
8.25
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
17.44
10.62
12.02
11.13
8.33
8.85
8.51
7.81
7.69
7.84
4.59
3.47
5.45
- -

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
97
103
LT Borrowings
40
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
51
48
49

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
100
- -
- -
Accounts Receivable, Net
6
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
- -
- -
ST Debt
- -
97
103
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.5%
-2.03%
20.97%
Free Cash Flow
1.9%
0.7%
96.88%
Net Income, GAAP
0.1%
2.3%
60.71%
Sales/Revenue/Turnover
0.18%
3.78%
22.84%
Total Cash Common Dividend
10.15%
4.64%
4.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
8
8
9
32
2025
9
9
11
- -
39
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.2
0.3
0.35
0.54
1.4
2025
0.54
0.47
0.57
- -
2.24
2026
0.67
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.84
2025
- -
- -
- -
- -
0.88
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Allen W. Shafer
Full Time Employees
144
Sector
Financial Services
Industry
Banks - Regional
Address
1201 Broadway Street Quincy IL United States of America 62301
IPO Date
Aug 23, 2000
Business
First Bankers Trustshares, Inc. (FBTT) operates as a bank holding company for First Bankers Trust Company, N.A., a community-oriented commercial bank that provides comprehensive financial products and services to retail, institutional, and corporate customers in west-central Illinois; FBIL Statutory Trust II; and FBIL Statutory Trust III. The bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; lending services encompassing commercial operating loans, commercial real estate loans, agricultural operating and real estate loans, construction and land development loans, one-to-four family and multi-family residential mortgages, consumer loans, home equity lines of credit, term and equipment financing, lines and revolving lines of credit, letters of credit, business credit cards, government-assisted loans, and Small Business Administration loans; and additional services such as overdraft protection, direct deposits, debit and credit cards, safe deposit boxes, wire transfers, savings bonds, identity theft protection, investment services, cash management, and electronic banking including mobile apps. First Bankers Trust Company, N.A. maintains branch locations in Quincy, Macomb, Mendon, Carthage, Rushville, and Springfield, Illinois, and a loan production office in O'Fallon, Illinois, serving communities primarily in Adams, McDonough, Hancock, Schuyler, and Sangamon counties with market presence extending into adjacent areas of Illinois and Missouri. The company was incorporated in 1988 and is headquartered at 1201 Broadway, Quincy, Illinois. In the fourth quarter of 2024, First Bankers Trustshares reported net income of $1.618 million, reflecting a 38.88% increase year-over-year, while maintaining quarterly dividend payments with a trailing twelve-month yield of approximately 5.3%.